Irving TX vs Oceanside CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Irving, TX
Texas · Population: 255,036
- Median HH Income$79,641
- Median Home Price$344,888
- Unemployment4.3%
- Bachelor's+41.6%
Oceanside, CA
California · Population: 172,542
- Median HH Income$93,724
- Median Home Price$877,452
- Unemployment5.4%
- Bachelor's+34.3%
Detailed Comparison
Demographics
Population
Irving
255,036
Irving +
Oceanside
172,542
Pop. Density / sq mi
Lower = more space
Irving
N/A
Oceanside
N/A
Median Age
Irving
32.8
Irving +
Oceanside
38.1
Foreign Born
Irving
41.9%
Irving +
Oceanside
20.9%
White
Irving
36.7%
Oceanside
52.9%
Oceanside +
Black
Irving
12.9%
Irving +
Oceanside
4.2%
Asian
Irving
22.6%
Irving +
Oceanside
7.4%
Hispanic
Irving
43.0%
Irving +
Oceanside
38.5%
Spanish at Home
Irving
N/A
Oceanside
N/A
| Metric | Irving, TX | Oceanside, CA | Better |
|---|---|---|---|
| Population | 255,036 | 172,542 | Irving + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 32.8 | 38.1 | Irving + |
| Foreign Born | 41.9% | 20.9% | Irving + |
| White | 36.7% | 52.9% | Oceanside + |
| Black | 12.9% | 4.2% | Irving + |
| Asian | 22.6% | 7.4% | Irving + |
| Hispanic | 43.0% | 38.5% | Irving + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Irving
$79,641
Oceanside
$93,724
Oceanside +
Per Capita Income
Irving
$39,462
Oceanside
$43,094
Oceanside +
Per Capita Personal Income (MSA)
BEA MSA-level
Irving
$63,758
Oceanside
$77,230
Oceanside +
Unemployment Rate
Irving
4.3%
Irving +
Oceanside
5.4%
Poverty Rate
Irving
11.0%
Oceanside
8.1%
Oceanside +
Bachelor's Degree+
Irving
41.6%
Irving +
Oceanside
34.3%
| Metric | Irving, TX | Oceanside, CA | Better |
|---|---|---|---|
| Median HH Income | $79,641 | $93,724 | Oceanside + |
| Per Capita Income | $39,462 | $43,094 | Oceanside + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,230 | Oceanside + |
| Unemployment Rate | 4.3% | 5.4% | Irving + |
| Poverty Rate | 11.0% | 8.1% | Oceanside + |
| Bachelor's Degree+ | 41.6% | 34.3% | Irving + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Irving
$344,888
Irving +
Oceanside
$877,452
Homeownership Rate
Irving
38.3%
Oceanside
58.5%
Oceanside +
| Metric | Irving, TX | Oceanside, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $344,888 | $877,452 | Irving + |
| Homeownership Rate | 38.3% | 58.5% | Oceanside + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Irving
442
Irving +
Oceanside
503
Property Crime / 100K
FBI CDE (state-level est.)
Irving
2339
Irving +
Oceanside
2388
| Metric | Irving, TX | Oceanside, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 503 | Irving + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2388 | Irving + |
Health
Obesity Rate
CDC PLACES
Irving
31.6%
Oceanside
26.1%
Oceanside +
Diabetes Rate
CDC PLACES
Irving
10.5%
Oceanside
10.4%
Oceanside +
Poor Mental Health
CDC PLACES — 14+ days/month
Irving
16.2%
Irving +
Oceanside
16.9%
No Health Insurance
CDC PLACES
Irving
20.6%
Oceanside
9.7%
Oceanside +
Binge Drinking
CDC PLACES
Irving
17.0%
Oceanside
16.5%
Oceanside +
Current Smokers
CDC PLACES
Irving
11.2%
Oceanside
10.6%
Oceanside +
| Metric | Irving, TX | Oceanside, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 31.6% | 26.1% | Oceanside + |
| Diabetes RateCDC PLACES | 10.5% | 10.4% | Oceanside + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.2% | 16.9% | Irving + |
| No Health InsuranceCDC PLACES | 20.6% | 9.7% | Oceanside + |
| Binge DrinkingCDC PLACES | 17.0% | 16.5% | Oceanside + |
| Current SmokersCDC PLACES | 11.2% | 10.6% | Oceanside + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Irving
N/A
Oceanside
55.3°F
Annual Precipitation
NOAA 1991–2020 normal
Irving
N/A
Oceanside
20.7 in
| Metric | Irving, TX | Oceanside, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 55.3°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 20.7 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Irving
9.2 µg/m³
Oceanside
7.9 µg/m³
Oceanside +
Good Air Days
AQI ≤ 50
Irving
55.0%
Oceanside
75.0%
Oceanside +
| Metric | Irving, TX | Oceanside, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.9 µg/m³ | Oceanside + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Oceanside + |
Commute
Mean Commute Time
Census ACS
Irving
26.0 min
Irving +
Oceanside
31.8 min
| Metric | Irving, TX | Oceanside, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.0 min | 31.8 min | Irving + |
Which City is Right for You?
Oceanside leads in median household income at $93,724, while irving offers more affordable housing with a median home price of $344,888. On public safety, Irving is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Oceanside. Irving has a lower unemployment rate at 4.3%, and Oceanside has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oceanside scores better with a lower obesity rate of 26.1%.
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