Jacksonville FL vs Montgomery AL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Jacksonville, FL
Florida · Population: 961,739
- Median HH Income$66,981
- Median Home Price$286,396
- Unemployment4.6%
- Bachelor's+31.9%
Montgomery, AL
Alabama · Population: 198,440
- Median HH Income$55,687
- Median Home Price$151,721
- Unemployment6.5%
- Bachelor's+33.5%
Detailed Comparison
Demographics
Population
Jacksonville
961,739
Jacksonville +
Montgomery
198,440
Pop. Density / sq mi
Lower = more space
Jacksonville
N/A
Montgomery
N/A
Median Age
Jacksonville
36.4
Montgomery
36.2
Montgomery +
Foreign Born
Jacksonville
12.2%
Jacksonville +
Montgomery
5.5%
White
Jacksonville
51.2%
Jacksonville +
Montgomery
27.7%
Black
Jacksonville
30.1%
Montgomery
63.0%
Montgomery +
Asian
Jacksonville
4.9%
Jacksonville +
Montgomery
3.3%
Hispanic
Jacksonville
12.0%
Jacksonville +
Montgomery
4.8%
Spanish at Home
Jacksonville
N/A
Montgomery
N/A
| Metric | Jacksonville, FL | Montgomery, AL | Better |
|---|---|---|---|
| Population | 961,739 | 198,440 | Jacksonville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.4 | 36.2 | Montgomery + |
| Foreign Born | 12.2% | 5.5% | Jacksonville + |
| White | 51.2% | 27.7% | Jacksonville + |
| Black | 30.1% | 63.0% | Montgomery + |
| Asian | 4.9% | 3.3% | Jacksonville + |
| Hispanic | 12.0% | 4.8% | Jacksonville + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Jacksonville
$66,981
Jacksonville +
Montgomery
$55,687
Per Capita Income
Jacksonville
$37,269
Jacksonville +
Montgomery
$32,068
Per Capita Personal Income (MSA)
BEA MSA-level
Jacksonville
$65,328
Jacksonville +
Montgomery
$51,690
Unemployment Rate
Jacksonville
4.6%
Jacksonville +
Montgomery
6.5%
Poverty Rate
Jacksonville
15.0%
Jacksonville +
Montgomery
20.9%
Bachelor's Degree+
Jacksonville
31.9%
Montgomery
33.5%
Montgomery +
| Metric | Jacksonville, FL | Montgomery, AL | Better |
|---|---|---|---|
| Median HH Income | $66,981 | $55,687 | Jacksonville + |
| Per Capita Income | $37,269 | $32,068 | Jacksonville + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $51,690 | Jacksonville + |
| Unemployment Rate | 4.6% | 6.5% | Jacksonville + |
| Poverty Rate | 15.0% | 20.9% | Jacksonville + |
| Bachelor's Degree+ | 31.9% | 33.5% | Montgomery + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Jacksonville
$286,396
Montgomery
$151,721
Montgomery +
Homeownership Rate
Jacksonville
57.4%
Jacksonville +
Montgomery
54.3%
| Metric | Jacksonville, FL | Montgomery, AL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $286,396 | $151,721 | Montgomery + |
| Homeownership Rate | 57.4% | 54.3% | Jacksonville + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Jacksonville
324
Jacksonville +
Montgomery
400
Property Crime / 100K
FBI CDE (state-level est.)
Jacksonville
1453
Jacksonville +
Montgomery
1734
| Metric | Jacksonville, FL | Montgomery, AL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 400 | Jacksonville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1734 | Jacksonville + |
Health
Obesity Rate
CDC PLACES
Jacksonville
34.8%
Jacksonville +
Montgomery
46.4%
Diabetes Rate
CDC PLACES
Jacksonville
13.2%
Jacksonville +
Montgomery
16.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Jacksonville
18.8%
Montgomery
17.6%
Montgomery +
No Health Insurance
CDC PLACES
Jacksonville
13.9%
Montgomery
11.0%
Montgomery +
Binge Drinking
CDC PLACES
Jacksonville
15.2%
Montgomery
12.4%
Montgomery +
Current Smokers
CDC PLACES
Jacksonville
14.8%
Jacksonville +
Montgomery
15.3%
| Metric | Jacksonville, FL | Montgomery, AL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 34.8% | 46.4% | Jacksonville + |
| Diabetes RateCDC PLACES | 13.2% | 16.7% | Jacksonville + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.8% | 17.6% | Montgomery + |
| No Health InsuranceCDC PLACES | 13.9% | 11.0% | Montgomery + |
| Binge DrinkingCDC PLACES | 15.2% | 12.4% | Montgomery + |
| Current SmokersCDC PLACES | 14.8% | 15.3% | Jacksonville + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Jacksonville
70.2°F
Montgomery
64.5°F
Montgomery +
Annual Precipitation
NOAA 1991–2020 normal
Jacksonville
50.0 in
Jacksonville +
Montgomery
52.8 in
| Metric | Jacksonville, FL | Montgomery, AL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 70.2°F | 64.5°F | Montgomery + |
| Annual PrecipitationNOAA 1991–2020 normal | 50.0 in | 52.8 in | Jacksonville + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Jacksonville
7.2 µg/m³
Jacksonville +
Montgomery
8.8 µg/m³
Good Air Days
AQI ≤ 50
Jacksonville
75.0%
Montgomery
75.0%
Tie
| Metric | Jacksonville, FL | Montgomery, AL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.8 µg/m³ | Jacksonville + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Jacksonville
26.0 min
Montgomery
22.0 min
Montgomery +
| Metric | Jacksonville, FL | Montgomery, AL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.0 min | 22.0 min | Montgomery + |
Which City is Right for You?
Jacksonville leads in median household income at $66,981, while montgomery offers more affordable housing with a median home price of $151,721. On public safety, Jacksonville is safer with a violent crime rate of 324 per 100,000 residents, compared to 400 in Montgomery. Jacksonville has a lower unemployment rate at 4.6%, and Jacksonville has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Jacksonville scores better with a lower obesity rate of 34.8%.
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