Jersey City NJ vs Lubbock TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Jersey City, NJ
New Jersey · Population: 289,691
- Median HH Income$94,813
- Median Home Price$664,939
- Unemployment5.8%
- Bachelor's+53.1%
Lubbock, TX
Texas · Population: 261,078
- Median HH Income$60,487
- Median Home Price$210,477
- Unemployment4.8%
- Bachelor's+34.9%
Detailed Comparison
Demographics
Population
Jersey City
289,691
Jersey City +
Lubbock
261,078
Pop. Density / sq mi
Lower = more space
Jersey City
N/A
Lubbock
N/A
Median Age
Jersey City
34.7
Lubbock
30.4
Lubbock +
Foreign Born
Jersey City
41.3%
Jersey City +
Lubbock
6.2%
White
Jersey City
28.7%
Lubbock
64.6%
Lubbock +
Black
Jersey City
21.4%
Jersey City +
Lubbock
8.3%
Asian
Jersey City
25.8%
Jersey City +
Lubbock
2.8%
Hispanic
Jersey City
25.7%
Lubbock
36.8%
Lubbock +
Spanish at Home
Jersey City
N/A
Lubbock
N/A
| Metric | Jersey City, NJ | Lubbock, TX | Better |
|---|---|---|---|
| Population | 289,691 | 261,078 | Jersey City + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.7 | 30.4 | Lubbock + |
| Foreign Born | 41.3% | 6.2% | Jersey City + |
| White | 28.7% | 64.6% | Lubbock + |
| Black | 21.4% | 8.3% | Jersey City + |
| Asian | 25.8% | 2.8% | Jersey City + |
| Hispanic | 25.7% | 36.8% | Lubbock + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Jersey City
$94,813
Jersey City +
Lubbock
$60,487
Per Capita Income
Jersey City
$57,746
Jersey City +
Lubbock
$34,629
Per Capita Personal Income (MSA)
BEA MSA-level
Jersey City
$77,416
Jersey City +
Lubbock
$63,758
Unemployment Rate
Jersey City
5.8%
Lubbock
4.8%
Lubbock +
Poverty Rate
Jersey City
15.6%
Jersey City +
Lubbock
19.0%
Bachelor's Degree+
Jersey City
53.1%
Jersey City +
Lubbock
34.9%
| Metric | Jersey City, NJ | Lubbock, TX | Better |
|---|---|---|---|
| Median HH Income | $94,813 | $60,487 | Jersey City + |
| Per Capita Income | $57,746 | $34,629 | Jersey City + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,416 | $63,758 | Jersey City + |
| Unemployment Rate | 5.8% | 4.8% | Lubbock + |
| Poverty Rate | 15.6% | 19.0% | Jersey City + |
| Bachelor's Degree+ | 53.1% | 34.9% | Jersey City + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Jersey City
$664,939
Lubbock
$210,477
Lubbock +
Homeownership Rate
Jersey City
28.8%
Lubbock
50.8%
Lubbock +
| Metric | Jersey City, NJ | Lubbock, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $664,939 | $210,477 | Lubbock + |
| Homeownership Rate | 28.8% | 50.8% | Lubbock + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Jersey City
218
Jersey City +
Lubbock
442
Property Crime / 100K
FBI CDE (state-level est.)
Jersey City
1426
Jersey City +
Lubbock
2339
| Metric | Jersey City, NJ | Lubbock, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 218 | 442 | Jersey City + |
| Property Crime / 100KFBI CDE (state-level est.) | 1426 | 2339 | Jersey City + |
Health
Obesity Rate
CDC PLACES
Jersey City
26.2%
Jersey City +
Lubbock
35.8%
Diabetes Rate
CDC PLACES
Jersey City
9.6%
Jersey City +
Lubbock
11.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Jersey City
14.9%
Jersey City +
Lubbock
18.5%
No Health Insurance
CDC PLACES
Jersey City
12.0%
Jersey City +
Lubbock
18.4%
Binge Drinking
CDC PLACES
Jersey City
16.3%
Jersey City +
Lubbock
17.6%
Current Smokers
CDC PLACES
Jersey City
10.3%
Jersey City +
Lubbock
13.0%
| Metric | Jersey City, NJ | Lubbock, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.2% | 35.8% | Jersey City + |
| Diabetes RateCDC PLACES | 9.6% | 11.8% | Jersey City + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.9% | 18.5% | Jersey City + |
| No Health InsuranceCDC PLACES | 12.0% | 18.4% | Jersey City + |
| Binge DrinkingCDC PLACES | 16.3% | 17.6% | Jersey City + |
| Current SmokersCDC PLACES | 10.3% | 13.0% | Jersey City + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Jersey City
N/A
Lubbock
N/A
Annual Precipitation
NOAA 1991–2020 normal
Jersey City
N/A
Lubbock
21.1 in
| Metric | Jersey City, NJ | Lubbock, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 21.1 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Jersey City
8.7 µg/m³
Jersey City +
Lubbock
9.2 µg/m³
Good Air Days
AQI ≤ 50
Jersey City
75.0%
Jersey City +
Lubbock
55.0%
| Metric | Jersey City, NJ | Lubbock, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 9.2 µg/m³ | Jersey City + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Jersey City + |
Commute
Mean Commute Time
Census ACS
Jersey City
40.3 min
Lubbock
17.4 min
Lubbock +
| Metric | Jersey City, NJ | Lubbock, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 40.3 min | 17.4 min | Lubbock + |
Which City is Right for You?
Jersey City leads in median household income at $94,813, while lubbock offers more affordable housing with a median home price of $210,477. On public safety, Jersey City is safer with a violent crime rate of 218 per 100,000 residents, compared to 442 in Lubbock. Lubbock has a lower unemployment rate at 4.8%, and Jersey City has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Jersey City scores better with a lower obesity rate of 26.2%.
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