Jersey City NJ vs Naperville IL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Jersey City, NJ
New Jersey · Population: 289,691
- Median HH Income$94,813
- Median Home Price$664,939
- Unemployment5.8%
- Bachelor's+53.1%
Naperville, IL
Illinois · Population: 149,424
- Median HH Income$150,937
- Median Home Price$618,452
- Unemployment4.2%
- Bachelor's+71.7%
Detailed Comparison
Demographics
Population
Jersey City
289,691
Jersey City +
Naperville
149,424
Pop. Density / sq mi
Lower = more space
Jersey City
N/A
Naperville
N/A
Median Age
Jersey City
34.7
Jersey City +
Naperville
40.1
Foreign Born
Jersey City
41.3%
Jersey City +
Naperville
22.6%
White
Jersey City
28.7%
Naperville
64.5%
Naperville +
Black
Jersey City
21.4%
Jersey City +
Naperville
4.4%
Asian
Jersey City
25.8%
Jersey City +
Naperville
21.8%
Hispanic
Jersey City
25.7%
Jersey City +
Naperville
7.4%
Spanish at Home
Jersey City
N/A
Naperville
N/A
| Metric | Jersey City, NJ | Naperville, IL | Better |
|---|---|---|---|
| Population | 289,691 | 149,424 | Jersey City + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.7 | 40.1 | Jersey City + |
| Foreign Born | 41.3% | 22.6% | Jersey City + |
| White | 28.7% | 64.5% | Naperville + |
| Black | 21.4% | 4.4% | Jersey City + |
| Asian | 25.8% | 21.8% | Jersey City + |
| Hispanic | 25.7% | 7.4% | Jersey City + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Jersey City
$94,813
Naperville
$150,937
Naperville +
Per Capita Income
Jersey City
$57,746
Naperville
$71,011
Naperville +
Per Capita Personal Income (MSA)
BEA MSA-level
Jersey City
$77,416
Jersey City +
Naperville
$68,110
Unemployment Rate
Jersey City
5.8%
Naperville
4.2%
Naperville +
Poverty Rate
Jersey City
15.6%
Naperville
4.4%
Naperville +
Bachelor's Degree+
Jersey City
53.1%
Naperville
71.7%
Naperville +
| Metric | Jersey City, NJ | Naperville, IL | Better |
|---|---|---|---|
| Median HH Income | $94,813 | $150,937 | Naperville + |
| Per Capita Income | $57,746 | $71,011 | Naperville + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,416 | $68,110 | Jersey City + |
| Unemployment Rate | 5.8% | 4.2% | Naperville + |
| Poverty Rate | 15.6% | 4.4% | Naperville + |
| Bachelor's Degree+ | 53.1% | 71.7% | Naperville + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Jersey City
$664,939
Naperville
$618,452
Naperville +
Homeownership Rate
Jersey City
28.8%
Naperville
74.3%
Naperville +
| Metric | Jersey City, NJ | Naperville, IL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $664,939 | $618,452 | Naperville + |
| Homeownership Rate | 28.8% | 74.3% | Naperville + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Jersey City
218
Jersey City +
Naperville
344
Property Crime / 100K
FBI CDE (state-level est.)
Jersey City
1426
Jersey City +
Naperville
1842
| Metric | Jersey City, NJ | Naperville, IL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 218 | 344 | Jersey City + |
| Property Crime / 100KFBI CDE (state-level est.) | 1426 | 1842 | Jersey City + |
Health
Obesity Rate
CDC PLACES
Jersey City
26.2%
Jersey City +
Naperville
27.9%
Diabetes Rate
CDC PLACES
Jersey City
9.6%
Naperville
8.7%
Naperville +
Poor Mental Health
CDC PLACES — 14+ days/month
Jersey City
14.9%
Naperville
12.3%
Naperville +
No Health Insurance
CDC PLACES
Jersey City
12.0%
Naperville
4.6%
Naperville +
Binge Drinking
CDC PLACES
Jersey City
16.3%
Jersey City +
Naperville
16.7%
Current Smokers
CDC PLACES
Jersey City
10.3%
Naperville
7.4%
Naperville +
| Metric | Jersey City, NJ | Naperville, IL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.2% | 27.9% | Jersey City + |
| Diabetes RateCDC PLACES | 9.6% | 8.7% | Naperville + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.9% | 12.3% | Naperville + |
| No Health InsuranceCDC PLACES | 12.0% | 4.6% | Naperville + |
| Binge DrinkingCDC PLACES | 16.3% | 16.7% | Jersey City + |
| Current SmokersCDC PLACES | 10.3% | 7.4% | Naperville + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Jersey City
N/A
Naperville
N/A
Annual Precipitation
NOAA 1991–2020 normal
Jersey City
N/A
Naperville
N/A
| Metric | Jersey City, NJ | Naperville, IL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Jersey City
8.7 µg/m³
Jersey City +
Naperville
9.4 µg/m³
Good Air Days
AQI ≤ 50
Jersey City
75.0%
Jersey City +
Naperville
55.0%
| Metric | Jersey City, NJ | Naperville, IL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 9.4 µg/m³ | Jersey City + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Jersey City + |
Commute
Mean Commute Time
Census ACS
Jersey City
40.3 min
Naperville
33.8 min
Naperville +
| Metric | Jersey City, NJ | Naperville, IL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 40.3 min | 33.8 min | Naperville + |
Which City is Right for You?
Naperville leads in median household income at $150,937, while naperville offers more affordable housing with a median home price of $618,452. On public safety, Jersey City is safer with a violent crime rate of 218 per 100,000 residents, compared to 344 in Naperville. Naperville has a lower unemployment rate at 4.2%, and Jersey City has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Jersey City scores better with a lower obesity rate of 26.2%.
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