Jersey City NJ vs Oxnard CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Jersey City, NJ
New Jersey · Population: 289,691
- Median HH Income$94,813
- Median Home Price$664,939
- Unemployment5.8%
- Bachelor's+53.1%
Oxnard, CA
California · Population: 201,014
- Median HH Income$93,372
- Median Home Price$765,773
- Unemployment6.6%
- Bachelor's+19.6%
Detailed Comparison
Demographics
Population
Jersey City
289,691
Jersey City +
Oxnard
201,014
Pop. Density / sq mi
Lower = more space
Jersey City
N/A
Oxnard
N/A
Median Age
Jersey City
34.7
Oxnard
34.0
Oxnard +
Foreign Born
Jersey City
41.3%
Jersey City +
Oxnard
33.8%
White
Jersey City
28.7%
Oxnard
36.9%
Oxnard +
Black
Jersey City
21.4%
Jersey City +
Oxnard
1.8%
Asian
Jersey City
25.8%
Jersey City +
Oxnard
6.6%
Hispanic
Jersey City
25.7%
Oxnard
77.0%
Oxnard +
Spanish at Home
Jersey City
N/A
Oxnard
N/A
| Metric | Jersey City, NJ | Oxnard, CA | Better |
|---|---|---|---|
| Population | 289,691 | 201,014 | Jersey City + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.7 | 34.0 | Oxnard + |
| Foreign Born | 41.3% | 33.8% | Jersey City + |
| White | 28.7% | 36.9% | Oxnard + |
| Black | 21.4% | 1.8% | Jersey City + |
| Asian | 25.8% | 6.6% | Jersey City + |
| Hispanic | 25.7% | 77.0% | Oxnard + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Jersey City
$94,813
Jersey City +
Oxnard
$93,372
Per Capita Income
Jersey City
$57,746
Jersey City +
Oxnard
$30,413
Per Capita Personal Income (MSA)
BEA MSA-level
Jersey City
$77,416
Jersey City +
Oxnard
$77,230
Unemployment Rate
Jersey City
5.8%
Jersey City +
Oxnard
6.6%
Poverty Rate
Jersey City
15.6%
Oxnard
10.8%
Oxnard +
Bachelor's Degree+
Jersey City
53.1%
Jersey City +
Oxnard
19.6%
| Metric | Jersey City, NJ | Oxnard, CA | Better |
|---|---|---|---|
| Median HH Income | $94,813 | $93,372 | Jersey City + |
| Per Capita Income | $57,746 | $30,413 | Jersey City + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,416 | $77,230 | Jersey City + |
| Unemployment Rate | 5.8% | 6.6% | Jersey City + |
| Poverty Rate | 15.6% | 10.8% | Oxnard + |
| Bachelor's Degree+ | 53.1% | 19.6% | Jersey City + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Jersey City
$664,939
Jersey City +
Oxnard
$765,773
Homeownership Rate
Jersey City
28.8%
Oxnard
53.9%
Oxnard +
| Metric | Jersey City, NJ | Oxnard, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $664,939 | $765,773 | Jersey City + |
| Homeownership Rate | 28.8% | 53.9% | Oxnard + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Jersey City
218
Jersey City +
Oxnard
503
Property Crime / 100K
FBI CDE (state-level est.)
Jersey City
1426
Jersey City +
Oxnard
2388
| Metric | Jersey City, NJ | Oxnard, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 218 | 503 | Jersey City + |
| Property Crime / 100KFBI CDE (state-level est.) | 1426 | 2388 | Jersey City + |
Health
Obesity Rate
CDC PLACES
Jersey City
26.2%
Jersey City +
Oxnard
28.4%
Diabetes Rate
CDC PLACES
Jersey City
9.6%
Jersey City +
Oxnard
12.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Jersey City
14.9%
Jersey City +
Oxnard
17.9%
No Health Insurance
CDC PLACES
Jersey City
12.0%
Jersey City +
Oxnard
19.2%
Binge Drinking
CDC PLACES
Jersey City
16.3%
Oxnard
15.6%
Oxnard +
Current Smokers
CDC PLACES
Jersey City
10.3%
Jersey City +
Oxnard
12.0%
| Metric | Jersey City, NJ | Oxnard, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.2% | 28.4% | Jersey City + |
| Diabetes RateCDC PLACES | 9.6% | 12.8% | Jersey City + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.9% | 17.9% | Jersey City + |
| No Health InsuranceCDC PLACES | 12.0% | 19.2% | Jersey City + |
| Binge DrinkingCDC PLACES | 16.3% | 15.6% | Oxnard + |
| Current SmokersCDC PLACES | 10.3% | 12.0% | Jersey City + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Jersey City
N/A
Oxnard
61.2°F
Annual Precipitation
NOAA 1991–2020 normal
Jersey City
N/A
Oxnard
15.3 in
| Metric | Jersey City, NJ | Oxnard, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 61.2°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 15.3 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Jersey City
8.7 µg/m³
Oxnard
7.9 µg/m³
Oxnard +
Good Air Days
AQI ≤ 50
Jersey City
75.0%
Oxnard
75.0%
Tie
| Metric | Jersey City, NJ | Oxnard, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 7.9 µg/m³ | Oxnard + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Jersey City
40.3 min
Oxnard
27.1 min
Oxnard +
| Metric | Jersey City, NJ | Oxnard, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 40.3 min | 27.1 min | Oxnard + |
Which City is Right for You?
Jersey City leads in median household income at $94,813, while jersey City offers more affordable housing with a median home price of $664,939. On public safety, Jersey City is safer with a violent crime rate of 218 per 100,000 residents, compared to 503 in Oxnard. Jersey City has a lower unemployment rate at 5.8%, and Oxnard has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Jersey City scores better with a lower obesity rate of 26.2%.
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