Jersey City NJ vs Tempe AZ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Jersey City, NJ
New Jersey · Population: 289,691
- Median HH Income$94,813
- Median Home Price$664,939
- Unemployment5.8%
- Bachelor's+53.1%
Tempe, AZ
Arizona · Population: 186,419
- Median HH Income$77,643
- Median Home Price$468,328
- Unemployment5.7%
- Bachelor's+49.5%
Detailed Comparison
Demographics
Population
Jersey City
289,691
Jersey City +
Tempe
186,419
Pop. Density / sq mi
Lower = more space
Jersey City
N/A
Tempe
N/A
Median Age
Jersey City
34.7
Tempe
29.9
Tempe +
Foreign Born
Jersey City
41.3%
Jersey City +
Tempe
13.9%
White
Jersey City
28.7%
Tempe
60.1%
Tempe +
Black
Jersey City
21.4%
Jersey City +
Tempe
7.8%
Asian
Jersey City
25.8%
Jersey City +
Tempe
9.5%
Hispanic
Jersey City
25.7%
Jersey City +
Tempe
23.1%
Spanish at Home
Jersey City
N/A
Tempe
N/A
| Metric | Jersey City, NJ | Tempe, AZ | Better |
|---|---|---|---|
| Population | 289,691 | 186,419 | Jersey City + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.7 | 29.9 | Tempe + |
| Foreign Born | 41.3% | 13.9% | Jersey City + |
| White | 28.7% | 60.1% | Tempe + |
| Black | 21.4% | 7.8% | Jersey City + |
| Asian | 25.8% | 9.5% | Jersey City + |
| Hispanic | 25.7% | 23.1% | Jersey City + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Jersey City
$94,813
Jersey City +
Tempe
$77,643
Per Capita Income
Jersey City
$57,746
Jersey City +
Tempe
$42,371
Per Capita Personal Income (MSA)
BEA MSA-level
Jersey City
$77,416
Jersey City +
Tempe
$59,120
Unemployment Rate
Jersey City
5.8%
Tempe
5.7%
Tempe +
Poverty Rate
Jersey City
15.6%
Jersey City +
Tempe
16.2%
Bachelor's Degree+
Jersey City
53.1%
Jersey City +
Tempe
49.5%
| Metric | Jersey City, NJ | Tempe, AZ | Better |
|---|---|---|---|
| Median HH Income | $94,813 | $77,643 | Jersey City + |
| Per Capita Income | $57,746 | $42,371 | Jersey City + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,416 | $59,120 | Jersey City + |
| Unemployment Rate | 5.8% | 5.7% | Tempe + |
| Poverty Rate | 15.6% | 16.2% | Jersey City + |
| Bachelor's Degree+ | 53.1% | 49.5% | Jersey City + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Jersey City
$664,939
Tempe
$468,328
Tempe +
Homeownership Rate
Jersey City
28.8%
Tempe
41.6%
Tempe +
| Metric | Jersey City, NJ | Tempe, AZ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $664,939 | $468,328 | Tempe + |
| Homeownership Rate | 28.8% | 41.6% | Tempe + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Jersey City
218
Jersey City +
Tempe
450
Property Crime / 100K
FBI CDE (state-level est.)
Jersey City
1426
Jersey City +
Tempe
2150
| Metric | Jersey City, NJ | Tempe, AZ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 218 | 450 | Jersey City + |
| Property Crime / 100KFBI CDE (state-level est.) | 1426 | 2150 | Jersey City + |
Health
Obesity Rate
CDC PLACES
Jersey City
26.2%
Jersey City +
Tempe
27.2%
Diabetes Rate
CDC PLACES
Jersey City
9.6%
Tempe
7.2%
Tempe +
Poor Mental Health
CDC PLACES — 14+ days/month
Jersey City
14.9%
Jersey City +
Tempe
16.6%
No Health Insurance
CDC PLACES
Jersey City
12.0%
Tempe
10.7%
Tempe +
Binge Drinking
CDC PLACES
Jersey City
16.3%
Jersey City +
Tempe
18.3%
Current Smokers
CDC PLACES
Jersey City
10.3%
Tempe
9.1%
Tempe +
| Metric | Jersey City, NJ | Tempe, AZ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.2% | 27.2% | Jersey City + |
| Diabetes RateCDC PLACES | 9.6% | 7.2% | Tempe + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.9% | 16.6% | Jersey City + |
| No Health InsuranceCDC PLACES | 12.0% | 10.7% | Tempe + |
| Binge DrinkingCDC PLACES | 16.3% | 18.3% | Jersey City + |
| Current SmokersCDC PLACES | 10.3% | 9.1% | Tempe + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Jersey City
N/A
Tempe
71.3°F
Annual Precipitation
NOAA 1991–2020 normal
Jersey City
N/A
Tempe
9.3 in
| Metric | Jersey City, NJ | Tempe, AZ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 71.3°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 9.3 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Jersey City
8.7 µg/m³
Tempe
7.1 µg/m³
Tempe +
Good Air Days
AQI ≤ 50
Jersey City
75.0%
Tempe
75.0%
Tie
| Metric | Jersey City, NJ | Tempe, AZ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 7.1 µg/m³ | Tempe + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Jersey City
40.3 min
Tempe
23.2 min
Tempe +
| Metric | Jersey City, NJ | Tempe, AZ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 40.3 min | 23.2 min | Tempe + |
Which City is Right for You?
Jersey City leads in median household income at $94,813, while tempe offers more affordable housing with a median home price of $468,328. On public safety, Jersey City is safer with a violent crime rate of 218 per 100,000 residents, compared to 450 in Tempe. Tempe has a lower unemployment rate at 5.7%, and Tempe has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Jersey City scores better with a lower obesity rate of 26.2%.
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