Kailua HI vs Miami FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Kailua, HI
Hawaii · Population: N/A
- Median HH IncomeN/A
- Median Home Price$1,530,716
- UnemploymentN/A
- Bachelor's+N/A
Miami, FL
Florida · Population: 446,663
- Median HH Income$59,390
- Median Home Price$580,996
- Unemployment5.0%
- Bachelor's+35.6%
Detailed Comparison
Demographics
Population
Kailua
N/A
Miami
446,663
Pop. Density / sq mi
Lower = more space
Kailua
N/A
Miami
N/A
Median Age
Kailua
N/A
Miami
39.7
Foreign Born
Kailua
N/A
Miami
57.7%
White
Kailua
N/A
Miami
34.2%
Black
Kailua
N/A
Miami
13.7%
Asian
Kailua
N/A
Miami
1.6%
Hispanic
Kailua
N/A
Miami
71.2%
Spanish at Home
Kailua
N/A
Miami
N/A
| Metric | Kailua, HI | Miami, FL | Better |
|---|---|---|---|
| Population | N/A | 446,663 | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | N/A | 39.7 | - |
| Foreign Born | N/A | 57.7% | - |
| White | N/A | 34.2% | - |
| Black | N/A | 13.7% | - |
| Asian | N/A | 1.6% | - |
| Hispanic | N/A | 71.2% | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Kailua
N/A
Miami
$59,390
Per Capita Income
Kailua
N/A
Miami
$42,528
Per Capita Personal Income (MSA)
BEA MSA-level
Kailua
$63,296
Miami
$65,328
Miami +
Unemployment Rate
Kailua
N/A
Miami
5.0%
Poverty Rate
Kailua
N/A
Miami
19.2%
Bachelor's Degree+
Kailua
N/A
Miami
35.6%
| Metric | Kailua, HI | Miami, FL | Better |
|---|---|---|---|
| Median HH Income | N/A | $59,390 | - |
| Per Capita Income | N/A | $42,528 | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,296 | $65,328 | Miami + |
| Unemployment Rate | N/A | 5.0% | - |
| Poverty Rate | N/A | 19.2% | - |
| Bachelor's Degree+ | N/A | 35.6% | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Kailua
$1,530,716
Miami
$580,996
Miami +
Homeownership Rate
Kailua
N/A
Miami
30.7%
| Metric | Kailua, HI | Miami, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $1,530,716 | $580,996 | Miami + |
| Homeownership Rate | N/A | 30.7% | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Kailua
276
Kailua +
Miami
324
Property Crime / 100K
FBI CDE (state-level est.)
Kailua
2592
Miami
1453
Miami +
| Metric | Kailua, HI | Miami, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 276 | 324 | Kailua + |
| Property Crime / 100KFBI CDE (state-level est.) | 2592 | 1453 | Miami + |
Health
Obesity Rate
CDC PLACES
Kailua
26.5%
Kailua +
Miami
29.9%
Diabetes Rate
CDC PLACES
Kailua
9.8%
Kailua +
Miami
15.5%
Poor Mental Health
CDC PLACES — 14+ days/month
Kailua
15.8%
Miami
15.0%
Miami +
No Health Insurance
CDC PLACES
Kailua
3.7%
Kailua +
Miami
27.2%
Binge Drinking
CDC PLACES
Kailua
18.3%
Miami
15.3%
Miami +
Current Smokers
CDC PLACES
Kailua
14.9%
Miami
12.3%
Miami +
| Metric | Kailua, HI | Miami, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.5% | 29.9% | Kailua + |
| Diabetes RateCDC PLACES | 9.8% | 15.5% | Kailua + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.8% | 15.0% | Miami + |
| No Health InsuranceCDC PLACES | 3.7% | 27.2% | Kailua + |
| Binge DrinkingCDC PLACES | 18.3% | 15.3% | Miami + |
| Current SmokersCDC PLACES | 14.9% | 12.3% | Miami + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Kailua
69.3°F
Kailua +
Miami
75.8°F
Annual Precipitation
NOAA 1991–2020 normal
Kailua
107.9 in
Miami
64.1 in
Miami +
| Metric | Kailua, HI | Miami, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 69.3°F | 75.8°F | Kailua + |
| Annual PrecipitationNOAA 1991–2020 normal | 107.9 in | 64.1 in | Miami + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Kailua
3.3 µg/m³
Kailua +
Miami
7.2 µg/m³
Good Air Days
AQI ≤ 50
Kailua
75.0%
Miami
75.0%
Tie
| Metric | Kailua, HI | Miami, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 3.3 µg/m³ | 7.2 µg/m³ | Kailua + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Kailua
N/A
Miami
29.9 min
| Metric | Kailua, HI | Miami, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | N/A | 29.9 min | - |
Which City is Right for You?
Miami offers more affordable housing with a median home price of $580,996. On public safety, Kailua is safer with a violent crime rate of 276 per 100,000 residents, compared to 324 in Miami. Kailua has cleaner air (PM2.5 avg 3.3 µg/m³). For overall health outcomes, Kailua scores better with a lower obesity rate of 26.5%.
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