Kailua HI vs Oceanside CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Kailua, HI
Hawaii · Population: N/A
- Median HH IncomeN/A
- Median Home Price$1,530,716
- UnemploymentN/A
- Bachelor's+N/A
Oceanside, CA
California · Population: 172,542
- Median HH Income$93,724
- Median Home Price$877,452
- Unemployment5.4%
- Bachelor's+34.3%
Detailed Comparison
Demographics
Population
Kailua
N/A
Oceanside
172,542
Pop. Density / sq mi
Lower = more space
Kailua
N/A
Oceanside
N/A
Median Age
Kailua
N/A
Oceanside
38.1
Foreign Born
Kailua
N/A
Oceanside
20.9%
White
Kailua
N/A
Oceanside
52.9%
Black
Kailua
N/A
Oceanside
4.2%
Asian
Kailua
N/A
Oceanside
7.4%
Hispanic
Kailua
N/A
Oceanside
38.5%
Spanish at Home
Kailua
N/A
Oceanside
N/A
| Metric | Kailua, HI | Oceanside, CA | Better |
|---|---|---|---|
| Population | N/A | 172,542 | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | N/A | 38.1 | - |
| Foreign Born | N/A | 20.9% | - |
| White | N/A | 52.9% | - |
| Black | N/A | 4.2% | - |
| Asian | N/A | 7.4% | - |
| Hispanic | N/A | 38.5% | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Kailua
N/A
Oceanside
$93,724
Per Capita Income
Kailua
N/A
Oceanside
$43,094
Per Capita Personal Income (MSA)
BEA MSA-level
Kailua
$63,296
Oceanside
$77,230
Oceanside +
Unemployment Rate
Kailua
N/A
Oceanside
5.4%
Poverty Rate
Kailua
N/A
Oceanside
8.1%
Bachelor's Degree+
Kailua
N/A
Oceanside
34.3%
| Metric | Kailua, HI | Oceanside, CA | Better |
|---|---|---|---|
| Median HH Income | N/A | $93,724 | - |
| Per Capita Income | N/A | $43,094 | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,296 | $77,230 | Oceanside + |
| Unemployment Rate | N/A | 5.4% | - |
| Poverty Rate | N/A | 8.1% | - |
| Bachelor's Degree+ | N/A | 34.3% | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Kailua
$1,530,716
Oceanside
$877,452
Oceanside +
Homeownership Rate
Kailua
N/A
Oceanside
58.5%
| Metric | Kailua, HI | Oceanside, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $1,530,716 | $877,452 | Oceanside + |
| Homeownership Rate | N/A | 58.5% | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Kailua
276
Kailua +
Oceanside
503
Property Crime / 100K
FBI CDE (state-level est.)
Kailua
2592
Oceanside
2388
Oceanside +
| Metric | Kailua, HI | Oceanside, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 276 | 503 | Kailua + |
| Property Crime / 100KFBI CDE (state-level est.) | 2592 | 2388 | Oceanside + |
Health
Obesity Rate
CDC PLACES
Kailua
26.5%
Oceanside
26.1%
Oceanside +
Diabetes Rate
CDC PLACES
Kailua
9.8%
Kailua +
Oceanside
10.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Kailua
15.8%
Kailua +
Oceanside
16.9%
No Health Insurance
CDC PLACES
Kailua
3.7%
Kailua +
Oceanside
9.7%
Binge Drinking
CDC PLACES
Kailua
18.3%
Oceanside
16.5%
Oceanside +
Current Smokers
CDC PLACES
Kailua
14.9%
Oceanside
10.6%
Oceanside +
| Metric | Kailua, HI | Oceanside, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.5% | 26.1% | Oceanside + |
| Diabetes RateCDC PLACES | 9.8% | 10.4% | Kailua + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.8% | 16.9% | Kailua + |
| No Health InsuranceCDC PLACES | 3.7% | 9.7% | Kailua + |
| Binge DrinkingCDC PLACES | 18.3% | 16.5% | Oceanside + |
| Current SmokersCDC PLACES | 14.9% | 10.6% | Oceanside + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Kailua
69.3°F
Oceanside
55.3°F
Oceanside +
Annual Precipitation
NOAA 1991–2020 normal
Kailua
107.9 in
Oceanside
20.7 in
Oceanside +
| Metric | Kailua, HI | Oceanside, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 69.3°F | 55.3°F | Oceanside + |
| Annual PrecipitationNOAA 1991–2020 normal | 107.9 in | 20.7 in | Oceanside + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Kailua
3.3 µg/m³
Kailua +
Oceanside
7.9 µg/m³
Good Air Days
AQI ≤ 50
Kailua
75.0%
Oceanside
75.0%
Tie
| Metric | Kailua, HI | Oceanside, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 3.3 µg/m³ | 7.9 µg/m³ | Kailua + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Kailua
N/A
Oceanside
31.8 min
| Metric | Kailua, HI | Oceanside, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | N/A | 31.8 min | - |
Which City is Right for You?
Oceanside offers more affordable housing with a median home price of $877,452. On public safety, Kailua is safer with a violent crime rate of 276 per 100,000 residents, compared to 503 in Oceanside. Kailua has cleaner air (PM2.5 avg 3.3 µg/m³). For overall health outcomes, Oceanside scores better with a lower obesity rate of 26.1%.
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