Lafayette LA vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Lafayette, LA

Louisiana · Population: 121,537

  • Median HH Income$61,454
  • Median Home Price$225,222
  • Unemployment5.1%
  • Bachelor's+40.6%

St. Charles, MO

Missouri · Population: 71,542

  • Median HH Income$55,578
  • Median Home Price$144,200
  • Unemployment4.7%
  • Bachelor's+22.7%

Detailed Comparison

Demographics

Population
Lafayette
121,537
Lafayette +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Lafayette
N/A
St. Charles
N/A
Median Age
Lafayette
37.1
Lafayette +
St. Charles
37.9
Foreign Born
Lafayette
6.6%
Lafayette +
St. Charles
4.2%
White
Lafayette
59.1%
St. Charles
80.4%
St. Charles +
Black
Lafayette
28.6%
Lafayette +
St. Charles
6.7%
Asian
Lafayette
2.1%
Lafayette +
St. Charles
1.4%
Hispanic
Lafayette
7.6%
St. Charles
7.7%
St. Charles +
Spanish at Home
Lafayette
N/A
St. Charles
N/A

Economy

Median HH Income
Lafayette
$61,454
Lafayette +
St. Charles
$55,578
Per Capita Income
Lafayette
$39,861
Lafayette +
St. Charles
$31,499
Per Capita Personal Income (MSA)
BEA MSA-level
Lafayette
$55,297
St. Charles
$58,527
St. Charles +
Unemployment Rate
Lafayette
5.1%
St. Charles
4.7%
St. Charles +
Poverty Rate
Lafayette
19.1%
St. Charles
18.7%
St. Charles +
Bachelor's Degree+
Lafayette
40.6%
Lafayette +
St. Charles
22.7%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Lafayette
$225,222
St. Charles
$144,200
St. Charles +
Homeownership Rate
Lafayette
55.0%
St. Charles
61.4%
St. Charles +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Lafayette
643
St. Charles
501
St. Charles +
Property Crime / 100K
FBI CDE (state-level est.)
Lafayette
2824
St. Charles
2418
St. Charles +

Health

Obesity Rate
CDC PLACES
Lafayette
34.5%
Lafayette +
St. Charles
35.9%
Diabetes Rate
CDC PLACES
Lafayette
14.0%
St. Charles
10.4%
St. Charles +
Poor Mental Health
CDC PLACES — 14+ days/month
Lafayette
18.4%
St. Charles
16.0%
St. Charles +
No Health Insurance
CDC PLACES
Lafayette
8.3%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Lafayette
17.8%
Lafayette +
St. Charles
18.4%
Current Smokers
CDC PLACES
Lafayette
16.1%
St. Charles
12.5%
St. Charles +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Lafayette
67.6°F
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Lafayette
61.0 in
St. Charles
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Lafayette
8.9 µg/m³
Lafayette +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
Lafayette
75.0%
Lafayette +
St. Charles
55.0%

Commute

Mean Commute Time
Census ACS
Lafayette
21.5 min
St. Charles
18.3 min
St. Charles +

Which City is Right for You?

Lafayette leads in median household income at $61,454, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, St. Charles is safer with a violent crime rate of 501 per 100,000 residents, compared to 643 in Lafayette. St. Charles has a lower unemployment rate at 4.7%, and Lafayette has cleaner air (PM2.5 avg 8.9 µg/m³). For overall health outcomes, Lafayette scores better with a lower obesity rate of 34.5%.

Compare More Cities

About Lafayette & St. Charles