Lakeland FL vs Modesto CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lakeland, FL
Florida · Population: 82,506
- Median HH Income$60,465
- Median Home Price$312,001
- Unemployment4.3%
- Bachelor's+26.8%
Modesto, CA
California · Population: 218,614
- Median HH Income$77,899
- Median Home Price$447,353
- Unemployment7.3%
- Bachelor's+20.3%
Detailed Comparison
Demographics
Population
Lakeland
82,506
Modesto
218,614
Modesto +
Pop. Density / sq mi
Lower = more space
Lakeland
N/A
Modesto
N/A
Median Age
Lakeland
48.4
Modesto
35.4
Modesto +
Foreign Born
Lakeland
12.9%
Modesto
18.7%
Modesto +
White
Lakeland
74.1%
Lakeland +
Modesto
50.8%
Black
Lakeland
8.8%
Lakeland +
Modesto
4.7%
Asian
Lakeland
3.7%
Modesto
7.4%
Modesto +
Hispanic
Lakeland
14.4%
Modesto
43.9%
Modesto +
Spanish at Home
Lakeland
N/A
Modesto
N/A
| Metric | Lakeland, FL | Modesto, CA | Better |
|---|---|---|---|
| Population | 82,506 | 218,614 | Modesto + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 48.4 | 35.4 | Modesto + |
| Foreign Born | 12.9% | 18.7% | Modesto + |
| White | 74.1% | 50.8% | Lakeland + |
| Black | 8.8% | 4.7% | Lakeland + |
| Asian | 3.7% | 7.4% | Modesto + |
| Hispanic | 14.4% | 43.9% | Modesto + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lakeland
$60,465
Modesto
$77,899
Modesto +
Per Capita Income
Lakeland
$36,322
Lakeland +
Modesto
$34,656
Per Capita Personal Income (MSA)
BEA MSA-level
Lakeland
$65,328
Modesto
$77,230
Modesto +
Unemployment Rate
Lakeland
4.3%
Lakeland +
Modesto
7.3%
Poverty Rate
Lakeland
12.0%
Lakeland +
Modesto
13.0%
Bachelor's Degree+
Lakeland
26.8%
Lakeland +
Modesto
20.3%
| Metric | Lakeland, FL | Modesto, CA | Better |
|---|---|---|---|
| Median HH Income | $60,465 | $77,899 | Modesto + |
| Per Capita Income | $36,322 | $34,656 | Lakeland + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $77,230 | Modesto + |
| Unemployment Rate | 4.3% | 7.3% | Lakeland + |
| Poverty Rate | 12.0% | 13.0% | Lakeland + |
| Bachelor's Degree+ | 26.8% | 20.3% | Lakeland + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lakeland
$312,001
Lakeland +
Modesto
$447,353
Homeownership Rate
Lakeland
61.1%
Lakeland +
Modesto
58.4%
| Metric | Lakeland, FL | Modesto, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $312,001 | $447,353 | Lakeland + |
| Homeownership Rate | 61.1% | 58.4% | Lakeland + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lakeland
324
Lakeland +
Modesto
503
Property Crime / 100K
FBI CDE (state-level est.)
Lakeland
1453
Lakeland +
Modesto
2388
| Metric | Lakeland, FL | Modesto, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 503 | Lakeland + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 2388 | Lakeland + |
Health
Obesity Rate
CDC PLACES
Lakeland
38.9%
Modesto
36.2%
Modesto +
Diabetes Rate
CDC PLACES
Lakeland
13.3%
Modesto
12.1%
Modesto +
Poor Mental Health
CDC PLACES — 14+ days/month
Lakeland
18.3%
Lakeland +
Modesto
19.0%
No Health Insurance
CDC PLACES
Lakeland
16.4%
Modesto
13.0%
Modesto +
Binge Drinking
CDC PLACES
Lakeland
14.9%
Lakeland +
Modesto
16.5%
Current Smokers
CDC PLACES
Lakeland
14.1%
Modesto
13.7%
Modesto +
| Metric | Lakeland, FL | Modesto, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 38.9% | 36.2% | Modesto + |
| Diabetes RateCDC PLACES | 13.3% | 12.1% | Modesto + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.3% | 19.0% | Lakeland + |
| No Health InsuranceCDC PLACES | 16.4% | 13.0% | Modesto + |
| Binge DrinkingCDC PLACES | 14.9% | 16.5% | Lakeland + |
| Current SmokersCDC PLACES | 14.1% | 13.7% | Modesto + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lakeland
72.6°F
Modesto
63.7°F
Modesto +
Annual Precipitation
NOAA 1991–2020 normal
Lakeland
54.8 in
Modesto
13.1 in
Modesto +
| Metric | Lakeland, FL | Modesto, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 72.6°F | 63.7°F | Modesto + |
| Annual PrecipitationNOAA 1991–2020 normal | 54.8 in | 13.1 in | Modesto + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lakeland
7.2 µg/m³
Lakeland +
Modesto
7.9 µg/m³
Good Air Days
AQI ≤ 50
Lakeland
75.0%
Modesto
75.0%
Tie
| Metric | Lakeland, FL | Modesto, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.9 µg/m³ | Lakeland + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Lakeland
25.6 min
Lakeland +
Modesto
30.5 min
| Metric | Lakeland, FL | Modesto, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.6 min | 30.5 min | Lakeland + |
Which City is Right for You?
Modesto leads in median household income at $77,899, while lakeland offers more affordable housing with a median home price of $312,001. On public safety, Lakeland is safer with a violent crime rate of 324 per 100,000 residents, compared to 503 in Modesto. Lakeland has a lower unemployment rate at 4.3%, and Lakeland has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Modesto scores better with a lower obesity rate of 36.2%.
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