Lakeland FL vs San Francisco CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lakeland, FL
Florida · Population: 82,506
- Median HH Income$60,465
- Median Home Price$312,001
- Unemployment4.3%
- Bachelor's+26.8%
San Francisco, CA
California · Population: 836,321
- Median HH Income$141,446
- Median Home Price$1,369,171
- Unemployment5.6%
- Bachelor's+60.1%
Detailed Comparison
Demographics
Population
Lakeland
82,506
San Francisco
836,321
San Francisco +
Pop. Density / sq mi
Lower = more space
Lakeland
N/A
San Francisco
N/A
Median Age
Lakeland
48.4
San Francisco
39.7
San Francisco +
Foreign Born
Lakeland
12.9%
San Francisco
34.2%
San Francisco +
White
Lakeland
74.1%
Lakeland +
San Francisco
40.5%
Black
Lakeland
8.8%
Lakeland +
San Francisco
5.1%
Asian
Lakeland
3.7%
San Francisco
35.0%
San Francisco +
Hispanic
Lakeland
14.4%
San Francisco
15.9%
San Francisco +
Spanish at Home
Lakeland
N/A
San Francisco
N/A
| Metric | Lakeland, FL | San Francisco, CA | Better |
|---|---|---|---|
| Population | 82,506 | 836,321 | San Francisco + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 48.4 | 39.7 | San Francisco + |
| Foreign Born | 12.9% | 34.2% | San Francisco + |
| White | 74.1% | 40.5% | Lakeland + |
| Black | 8.8% | 5.1% | Lakeland + |
| Asian | 3.7% | 35.0% | San Francisco + |
| Hispanic | 14.4% | 15.9% | San Francisco + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lakeland
$60,465
San Francisco
$141,446
San Francisco +
Per Capita Income
Lakeland
$36,322
San Francisco
$90,285
San Francisco +
Per Capita Personal Income (MSA)
BEA MSA-level
Lakeland
$65,328
San Francisco
$77,230
San Francisco +
Unemployment Rate
Lakeland
4.3%
Lakeland +
San Francisco
5.6%
Poverty Rate
Lakeland
12.0%
San Francisco
10.6%
San Francisco +
Bachelor's Degree+
Lakeland
26.8%
San Francisco
60.1%
San Francisco +
| Metric | Lakeland, FL | San Francisco, CA | Better |
|---|---|---|---|
| Median HH Income | $60,465 | $141,446 | San Francisco + |
| Per Capita Income | $36,322 | $90,285 | San Francisco + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $77,230 | San Francisco + |
| Unemployment Rate | 4.3% | 5.6% | Lakeland + |
| Poverty Rate | 12.0% | 10.6% | San Francisco + |
| Bachelor's Degree+ | 26.8% | 60.1% | San Francisco + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lakeland
$312,001
Lakeland +
San Francisco
$1,369,171
Homeownership Rate
Lakeland
61.1%
Lakeland +
San Francisco
38.5%
| Metric | Lakeland, FL | San Francisco, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $312,001 | $1,369,171 | Lakeland + |
| Homeownership Rate | 61.1% | 38.5% | Lakeland + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lakeland
324
Lakeland +
San Francisco
503
Property Crime / 100K
FBI CDE (state-level est.)
Lakeland
1453
Lakeland +
San Francisco
2388
| Metric | Lakeland, FL | San Francisco, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 503 | Lakeland + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 2388 | Lakeland + |
Health
Obesity Rate
CDC PLACES
Lakeland
38.9%
San Francisco
17.5%
San Francisco +
Diabetes Rate
CDC PLACES
Lakeland
13.3%
San Francisco
9.7%
San Francisco +
Poor Mental Health
CDC PLACES — 14+ days/month
Lakeland
18.3%
San Francisco
14.5%
San Francisco +
No Health Insurance
CDC PLACES
Lakeland
16.4%
San Francisco
6.6%
San Francisco +
Binge Drinking
CDC PLACES
Lakeland
14.9%
Lakeland +
San Francisco
19.6%
Current Smokers
CDC PLACES
Lakeland
14.1%
San Francisco
9.1%
San Francisco +
| Metric | Lakeland, FL | San Francisco, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 38.9% | 17.5% | San Francisco + |
| Diabetes RateCDC PLACES | 13.3% | 9.7% | San Francisco + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.3% | 14.5% | San Francisco + |
| No Health InsuranceCDC PLACES | 16.4% | 6.6% | San Francisco + |
| Binge DrinkingCDC PLACES | 14.9% | 19.6% | Lakeland + |
| Current SmokersCDC PLACES | 14.1% | 9.1% | San Francisco + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lakeland
72.6°F
San Francisco
55.3°F
San Francisco +
Annual Precipitation
NOAA 1991–2020 normal
Lakeland
54.8 in
San Francisco
20.7 in
San Francisco +
| Metric | Lakeland, FL | San Francisco, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 72.6°F | 55.3°F | San Francisco + |
| Annual PrecipitationNOAA 1991–2020 normal | 54.8 in | 20.7 in | San Francisco + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lakeland
7.2 µg/m³
Lakeland +
San Francisco
7.9 µg/m³
Good Air Days
AQI ≤ 50
Lakeland
75.0%
San Francisco
75.0%
Tie
| Metric | Lakeland, FL | San Francisco, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.9 µg/m³ | Lakeland + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Lakeland
25.6 min
Lakeland +
San Francisco
33.9 min
| Metric | Lakeland, FL | San Francisco, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.6 min | 33.9 min | Lakeland + |
Which City is Right for You?
San Francisco leads in median household income at $141,446, while lakeland offers more affordable housing with a median home price of $312,001. On public safety, Lakeland is safer with a violent crime rate of 324 per 100,000 residents, compared to 503 in San Francisco. Lakeland has a lower unemployment rate at 4.3%, and Lakeland has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, San Francisco scores better with a lower obesity rate of 17.5%.
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