Lakeland FL vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lakeland, FL
Florida · Population: 82,506
- Median HH Income$60,465
- Median Home Price$312,001
- Unemployment4.3%
- Bachelor's+26.8%
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Detailed Comparison
Demographics
Population
Lakeland
82,506
Lakeland +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Lakeland
N/A
Schenectady
N/A
Median Age
Lakeland
48.4
Schenectady
42.3
Schenectady +
Foreign Born
Lakeland
12.9%
Lakeland +
Schenectady
6.8%
White
Lakeland
74.1%
Schenectady
86.7%
Schenectady +
Black
Lakeland
8.8%
Lakeland +
Schenectady
3.1%
Asian
Lakeland
3.7%
Lakeland +
Schenectady
3.0%
Hispanic
Lakeland
14.4%
Lakeland +
Schenectady
4.7%
Spanish at Home
Lakeland
N/A
Schenectady
N/A
| Metric | Lakeland, FL | Schenectady, NY | Better |
|---|---|---|---|
| Population | 82,506 | 28,542 | Lakeland + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 48.4 | 42.3 | Schenectady + |
| Foreign Born | 12.9% | 6.8% | Lakeland + |
| White | 74.1% | 86.7% | Schenectady + |
| Black | 8.8% | 3.1% | Lakeland + |
| Asian | 3.7% | 3.0% | Lakeland + |
| Hispanic | 14.4% | 4.7% | Lakeland + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lakeland
$60,465
Schenectady
$100,485
Schenectady +
Per Capita Income
Lakeland
$36,322
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Lakeland
$65,328
Schenectady
$77,425
Schenectady +
Unemployment Rate
Lakeland
4.3%
Schenectady
2.3%
Schenectady +
Poverty Rate
Lakeland
12.0%
Schenectady
10.3%
Schenectady +
Bachelor's Degree+
Lakeland
26.8%
Schenectady
58.8%
Schenectady +
| Metric | Lakeland, FL | Schenectady, NY | Better |
|---|---|---|---|
| Median HH Income | $60,465 | $100,485 | Schenectady + |
| Per Capita Income | $36,322 | $62,931 | Schenectady + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $77,425 | Schenectady + |
| Unemployment Rate | 4.3% | 2.3% | Schenectady + |
| Poverty Rate | 12.0% | 10.3% | Schenectady + |
| Bachelor's Degree+ | 26.8% | 58.8% | Schenectady + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lakeland
$312,001
Lakeland +
Schenectady
$321,835
Homeownership Rate
Lakeland
61.1%
Lakeland +
Schenectady
57.5%
| Metric | Lakeland, FL | Schenectady, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $312,001 | $321,835 | Lakeland + |
| Homeownership Rate | 61.1% | 57.5% | Lakeland + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lakeland
324
Lakeland +
Schenectady
434
Property Crime / 100K
FBI CDE (state-level est.)
Lakeland
1453
Lakeland +
Schenectady
1736
| Metric | Lakeland, FL | Schenectady, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 434 | Lakeland + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1736 | Lakeland + |
Health
Obesity Rate
CDC PLACES
Lakeland
38.9%
Schenectady
38.6%
Schenectady +
Diabetes Rate
CDC PLACES
Lakeland
13.3%
Schenectady
12.3%
Schenectady +
Poor Mental Health
CDC PLACES — 14+ days/month
Lakeland
18.3%
Lakeland +
Schenectady
19.2%
No Health Insurance
CDC PLACES
Lakeland
16.4%
Schenectady
9.7%
Schenectady +
Binge Drinking
CDC PLACES
Lakeland
14.9%
Lakeland +
Schenectady
15.2%
Current Smokers
CDC PLACES
Lakeland
14.1%
Lakeland +
Schenectady
16.9%
| Metric | Lakeland, FL | Schenectady, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 38.9% | 38.6% | Schenectady + |
| Diabetes RateCDC PLACES | 13.3% | 12.3% | Schenectady + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.3% | 19.2% | Lakeland + |
| No Health InsuranceCDC PLACES | 16.4% | 9.7% | Schenectady + |
| Binge DrinkingCDC PLACES | 14.9% | 15.2% | Lakeland + |
| Current SmokersCDC PLACES | 14.1% | 16.9% | Lakeland + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lakeland
72.6°F
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Lakeland
54.8 in
Schenectady
N/A
| Metric | Lakeland, FL | Schenectady, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 72.6°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 54.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lakeland
7.2 µg/m³
Lakeland +
Schenectady
8.1 µg/m³
Good Air Days
AQI ≤ 50
Lakeland
75.0%
Schenectady
75.0%
Tie
| Metric | Lakeland, FL | Schenectady, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.1 µg/m³ | Lakeland + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Lakeland
25.6 min
Lakeland +
Schenectady
26.2 min
| Metric | Lakeland, FL | Schenectady, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.6 min | 26.2 min | Lakeland + |
Which City is Right for You?
Schenectady leads in median household income at $100,485, while lakeland offers more affordable housing with a median home price of $312,001. On public safety, Lakeland is safer with a violent crime rate of 324 per 100,000 residents, compared to 434 in Schenectady. Schenectady has a lower unemployment rate at 2.3%, and Lakeland has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Schenectady scores better with a lower obesity rate of 38.6%.
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