Lancaster CA vs McKinney TX — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Lancaster, CA

California · Population: 170,013

  • Median HH Income$76,083
  • Median Home Price$466,147
  • Unemployment7.1%
  • Bachelor's+20.1%

McKinney, TX

Texas · Population: 148,848

  • Median HH Income$71,843
  • Median Home Price$487,346
  • Unemployment4.8%
  • Bachelor's+18.5%

Detailed Comparison

Demographics

Population
Lancaster
170,013
Lancaster +
McKinney
148,848
Pop. Density / sq mi
Lower = more space
Lancaster
N/A
McKinney
N/A
Median Age
Lancaster
34.2
McKinney
33.4
McKinney +
Foreign Born
Lancaster
13.9%
McKinney
21.0%
McKinney +
White
Lancaster
35.5%
McKinney
37.8%
McKinney +
Black
Lancaster
21.4%
McKinney
24.7%
McKinney +
Asian
Lancaster
4.0%
Lancaster +
McKinney
3.0%
Hispanic
Lancaster
45.9%
Lancaster +
McKinney
44.7%
Spanish at Home
Lancaster
N/A
McKinney
N/A

Economy

Median HH Income
Lancaster
$76,083
Lancaster +
McKinney
$71,843
Per Capita Income
Lancaster
$29,766
Lancaster +
McKinney
$29,291
Per Capita Personal Income (MSA)
BEA MSA-level
Lancaster
$77,230
Lancaster +
McKinney
$63,758
Unemployment Rate
Lancaster
7.1%
McKinney
4.8%
McKinney +
Poverty Rate
Lancaster
15.5%
McKinney
12.4%
McKinney +
Bachelor's Degree+
Lancaster
20.1%
Lancaster +
McKinney
18.5%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Lancaster
$466,147
Lancaster +
McKinney
$487,346
Homeownership Rate
Lancaster
58.4%
McKinney
63.2%
McKinney +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Lancaster
503
McKinney
442
McKinney +
Property Crime / 100K
FBI CDE (state-level est.)
Lancaster
2388
McKinney
2339
McKinney +

Health

Obesity Rate
CDC PLACES
Lancaster
30.6%
Lancaster +
McKinney
33.9%
Diabetes Rate
CDC PLACES
Lancaster
12.6%
McKinney
9.1%
McKinney +
Poor Mental Health
CDC PLACES — 14+ days/month
Lancaster
19.3%
McKinney
15.7%
McKinney +
No Health Insurance
CDC PLACES
Lancaster
12.9%
McKinney
10.9%
McKinney +
Binge Drinking
CDC PLACES
Lancaster
15.8%
Lancaster +
McKinney
18.3%
Current Smokers
CDC PLACES
Lancaster
14.0%
McKinney
9.9%
McKinney +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Lancaster
62.1°F
Lancaster +
McKinney
64.2°F
Annual Precipitation
NOAA 1991–2020 normal
Lancaster
7.4 in
Lancaster +
McKinney
40.0 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Lancaster
7.9 µg/m³
Lancaster +
McKinney
9.2 µg/m³
Good Air Days
AQI ≤ 50
Lancaster
75.0%
Lancaster +
McKinney
55.0%

Commute

Mean Commute Time
Census ACS
Lancaster
33.0 min
Lancaster +
McKinney
35.6 min

Which City is Right for You?

Lancaster leads in median household income at $76,083, while lancaster offers more affordable housing with a median home price of $466,147. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Lancaster. McKinney has a lower unemployment rate at 4.8%, and Lancaster has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Lancaster scores better with a lower obesity rate of 30.6%.

Compare More Cities

About Lancaster & McKinney