Lancaster CA vs Oceanside CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Lancaster, CA

California · Population: 170,013

  • Median HH Income$76,083
  • Median Home Price$466,147
  • Unemployment7.1%
  • Bachelor's+20.1%

Oceanside, CA

California · Population: 172,542

  • Median HH Income$93,724
  • Median Home Price$877,452
  • Unemployment5.4%
  • Bachelor's+34.3%

Detailed Comparison

Demographics

Population
Lancaster
170,013
Oceanside
172,542
Oceanside +
Pop. Density / sq mi
Lower = more space
Lancaster
N/A
Oceanside
N/A
Median Age
Lancaster
34.2
Lancaster +
Oceanside
38.1
Foreign Born
Lancaster
13.9%
Oceanside
20.9%
Oceanside +
White
Lancaster
35.5%
Oceanside
52.9%
Oceanside +
Black
Lancaster
21.4%
Lancaster +
Oceanside
4.2%
Asian
Lancaster
4.0%
Oceanside
7.4%
Oceanside +
Hispanic
Lancaster
45.9%
Lancaster +
Oceanside
38.5%
Spanish at Home
Lancaster
N/A
Oceanside
N/A

Economy

Median HH Income
Lancaster
$76,083
Oceanside
$93,724
Oceanside +
Per Capita Income
Lancaster
$29,766
Oceanside
$43,094
Oceanside +
Per Capita Personal Income (MSA)
BEA MSA-level
Lancaster
$77,230
Oceanside
$77,230
Tie
Unemployment Rate
Lancaster
7.1%
Oceanside
5.4%
Oceanside +
Poverty Rate
Lancaster
15.5%
Oceanside
8.1%
Oceanside +
Bachelor's Degree+
Lancaster
20.1%
Oceanside
34.3%
Oceanside +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Lancaster
$466,147
Lancaster +
Oceanside
$877,452
Homeownership Rate
Lancaster
58.4%
Oceanside
58.5%
Oceanside +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Lancaster
503
Oceanside
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Lancaster
2388
Oceanside
2388
Tie

Health

Obesity Rate
CDC PLACES
Lancaster
30.6%
Oceanside
26.1%
Oceanside +
Diabetes Rate
CDC PLACES
Lancaster
12.6%
Oceanside
10.4%
Oceanside +
Poor Mental Health
CDC PLACES — 14+ days/month
Lancaster
19.3%
Oceanside
16.9%
Oceanside +
No Health Insurance
CDC PLACES
Lancaster
12.9%
Oceanside
9.7%
Oceanside +
Binge Drinking
CDC PLACES
Lancaster
15.8%
Lancaster +
Oceanside
16.5%
Current Smokers
CDC PLACES
Lancaster
14.0%
Oceanside
10.6%
Oceanside +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Lancaster
62.1°F
Oceanside
55.3°F
Oceanside +
Annual Precipitation
NOAA 1991–2020 normal
Lancaster
7.4 in
Lancaster +
Oceanside
20.7 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Lancaster
7.9 µg/m³
Oceanside
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
Lancaster
75.0%
Oceanside
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Lancaster
33.0 min
Oceanside
31.8 min
Oceanside +

Which City is Right for You?

Oceanside leads in median household income at $93,724, while lancaster offers more affordable housing with a median home price of $466,147. On public safety, Oceanside is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in Lancaster. Oceanside has a lower unemployment rate at 5.4%, and Oceanside has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oceanside scores better with a lower obesity rate of 26.1%.

Compare More Cities

About Lancaster & Oceanside