Lexington KY vs Modesto CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lexington, KY
Kentucky · Population: 321,122
- Median HH Income$67,631
- Median Home Price$332,727
- Unemployment5.0%
- Bachelor's+47.3%
Modesto, CA
California · Population: 218,614
- Median HH Income$77,899
- Median Home Price$447,353
- Unemployment7.3%
- Bachelor's+20.3%
Detailed Comparison
Demographics
Population
Lexington
321,122
Lexington +
Modesto
218,614
Pop. Density / sq mi
Lower = more space
Lexington
N/A
Modesto
N/A
Median Age
Lexington
35.2
Lexington +
Modesto
35.4
Foreign Born
Lexington
11.0%
Modesto
18.7%
Modesto +
White
Lexington
69.9%
Lexington +
Modesto
50.8%
Black
Lexington
14.4%
Lexington +
Modesto
4.7%
Asian
Lexington
4.2%
Modesto
7.4%
Modesto +
Hispanic
Lexington
9.2%
Modesto
43.9%
Modesto +
Spanish at Home
Lexington
N/A
Modesto
N/A
| Metric | Lexington, KY | Modesto, CA | Better |
|---|---|---|---|
| Population | 321,122 | 218,614 | Lexington + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.2 | 35.4 | Lexington + |
| Foreign Born | 11.0% | 18.7% | Modesto + |
| White | 69.9% | 50.8% | Lexington + |
| Black | 14.4% | 4.7% | Lexington + |
| Asian | 4.2% | 7.4% | Modesto + |
| Hispanic | 9.2% | 43.9% | Modesto + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lexington
$67,631
Modesto
$77,899
Modesto +
Per Capita Income
Lexington
$42,272
Lexington +
Modesto
$34,656
Per Capita Personal Income (MSA)
BEA MSA-level
Lexington
$52,606
Modesto
$77,230
Modesto +
Unemployment Rate
Lexington
5.0%
Lexington +
Modesto
7.3%
Poverty Rate
Lexington
15.7%
Modesto
13.0%
Modesto +
Bachelor's Degree+
Lexington
47.3%
Lexington +
Modesto
20.3%
| Metric | Lexington, KY | Modesto, CA | Better |
|---|---|---|---|
| Median HH Income | $67,631 | $77,899 | Modesto + |
| Per Capita Income | $42,272 | $34,656 | Lexington + |
| Per Capita Personal Income (MSA)BEA MSA-level | $52,606 | $77,230 | Modesto + |
| Unemployment Rate | 5.0% | 7.3% | Lexington + |
| Poverty Rate | 15.7% | 13.0% | Modesto + |
| Bachelor's Degree+ | 47.3% | 20.3% | Lexington + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lexington
$332,727
Lexington +
Modesto
$447,353
Homeownership Rate
Lexington
53.6%
Modesto
58.4%
Modesto +
| Metric | Lexington, KY | Modesto, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $332,727 | $447,353 | Lexington + |
| Homeownership Rate | 53.6% | 58.4% | Modesto + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lexington
223
Lexington +
Modesto
503
Property Crime / 100K
FBI CDE (state-level est.)
Lexington
1505
Lexington +
Modesto
2388
| Metric | Lexington, KY | Modesto, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 223 | 503 | Lexington + |
| Property Crime / 100KFBI CDE (state-level est.) | 1505 | 2388 | Lexington + |
Health
Obesity Rate
CDC PLACES
Lexington
N/A
Modesto
36.2%
Diabetes Rate
CDC PLACES
Lexington
N/A
Modesto
12.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Lexington
N/A
Modesto
19.0%
No Health Insurance
CDC PLACES
Lexington
N/A
Modesto
13.0%
Binge Drinking
CDC PLACES
Lexington
N/A
Modesto
16.5%
Current Smokers
CDC PLACES
Lexington
N/A
Modesto
13.7%
| Metric | Lexington, KY | Modesto, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | N/A | 36.2% | - |
| Diabetes RateCDC PLACES | N/A | 12.1% | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | N/A | 19.0% | - |
| No Health InsuranceCDC PLACES | N/A | 13.0% | - |
| Binge DrinkingCDC PLACES | N/A | 16.5% | - |
| Current SmokersCDC PLACES | N/A | 13.7% | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lexington
55.6°F
Lexington +
Modesto
63.7°F
Annual Precipitation
NOAA 1991–2020 normal
Lexington
45.2 in
Modesto
13.1 in
Modesto +
| Metric | Lexington, KY | Modesto, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 55.6°F | 63.7°F | Lexington + |
| Annual PrecipitationNOAA 1991–2020 normal | 45.2 in | 13.1 in | Modesto + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lexington
8.6 µg/m³
Modesto
7.9 µg/m³
Modesto +
Good Air Days
AQI ≤ 50
Lexington
75.0%
Modesto
75.0%
Tie
| Metric | Lexington, KY | Modesto, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.6 µg/m³ | 7.9 µg/m³ | Modesto + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Lexington
22.5 min
Lexington +
Modesto
30.5 min
| Metric | Lexington, KY | Modesto, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.5 min | 30.5 min | Lexington + |
Which City is Right for You?
Modesto leads in median household income at $77,899, while lexington offers more affordable housing with a median home price of $332,727. On public safety, Lexington is safer with a violent crime rate of 223 per 100,000 residents, compared to 503 in Modesto. Lexington has a lower unemployment rate at 5.0%, and Modesto has cleaner air (PM2.5 avg 7.9 µg/m³).
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