Lincoln NE vs Phoenix AZ — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Lincoln, NE

Nebraska · Population: 291,932

  • Median HH Income$69,991
  • Median Home Price$293,233
  • Unemployment3.3%
  • Bachelor's+40.9%

Phoenix, AZ

Arizona · Population: 1,624,832

  • Median HH Income$77,041
  • Median Home Price$411,323
  • Unemployment5.1%
  • Bachelor's+32.3%

Detailed Comparison

Demographics

Population
Lincoln
291,932
Phoenix
1,624,832
Phoenix +
Pop. Density / sq mi
Lower = more space
Lincoln
N/A
Phoenix
N/A
Median Age
Lincoln
33.4
Lincoln +
Phoenix
34.8
Foreign Born
Lincoln
9.2%
Phoenix
19.0%
Phoenix +
White
Lincoln
80.9%
Lincoln +
Phoenix
53.7%
Black
Lincoln
4.2%
Phoenix
7.8%
Phoenix +
Asian
Lincoln
4.5%
Lincoln +
Phoenix
3.9%
Hispanic
Lincoln
8.8%
Phoenix
41.8%
Phoenix +
Spanish at Home
Lincoln
N/A
Phoenix
N/A

Economy

Median HH Income
Lincoln
$69,991
Phoenix
$77,041
Phoenix +
Per Capita Income
Lincoln
$39,187
Phoenix
$40,309
Phoenix +
Per Capita Personal Income (MSA)
BEA MSA-level
Lincoln
$66,354
Lincoln +
Phoenix
$59,120
Unemployment Rate
Lincoln
3.3%
Lincoln +
Phoenix
5.1%
Poverty Rate
Lincoln
12.6%
Lincoln +
Phoenix
14.3%
Bachelor's Degree+
Lincoln
40.9%
Lincoln +
Phoenix
32.3%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Lincoln
$293,233
Lincoln +
Phoenix
$411,323
Homeownership Rate
Lincoln
55.8%
Phoenix
57.1%
Phoenix +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Lincoln
294
Lincoln +
Phoenix
450
Property Crime / 100K
FBI CDE (state-level est.)
Lincoln
1960
Lincoln +
Phoenix
2150

Health

Obesity Rate
CDC PLACES
Lincoln
35.1%
Phoenix
32.3%
Phoenix +
Diabetes Rate
CDC PLACES
Lincoln
9.5%
Lincoln +
Phoenix
10.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Lincoln
15.2%
Lincoln +
Phoenix
16.2%
No Health Insurance
CDC PLACES
Lincoln
9.6%
Lincoln +
Phoenix
17.3%
Binge Drinking
CDC PLACES
Lincoln
20.6%
Phoenix
16.3%
Phoenix +
Current Smokers
CDC PLACES
Lincoln
12.5%
Phoenix
12.2%
Phoenix +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Lincoln
51.6°F
Lincoln +
Phoenix
72.1°F
Annual Precipitation
NOAA 1991–2020 normal
Lincoln
29.0 in
Phoenix
10.8 in
Phoenix +

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Lincoln
7.6 µg/m³
Phoenix
7.1 µg/m³
Phoenix +
Good Air Days
AQI ≤ 50
Lincoln
75.0%
Phoenix
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Lincoln
20.0 min
Lincoln +
Phoenix
27.7 min

Which City is Right for You?

Phoenix leads in median household income at $77,041, while lincoln offers more affordable housing with a median home price of $293,233. On public safety, Lincoln is safer with a violent crime rate of 294 per 100,000 residents, compared to 450 in Phoenix. Lincoln has a lower unemployment rate at 3.3%, and Phoenix has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Phoenix scores better with a lower obesity rate of 32.3%.

Compare More Cities

About Lincoln & Phoenix