Louisville KY vs Saint Paul MN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
Saint Paul, MN
Minnesota · Population: 307,762
- Median HH Income$73,055
- Median Home Price$297,021
- Unemployment4.9%
- Bachelor's+43.5%
Detailed Comparison
Demographics
Population
Louisville
627,210
Louisville +
Saint Paul
307,762
Pop. Density / sq mi
Lower = more space
Louisville
N/A
Saint Paul
N/A
Median Age
Louisville
37.7
Saint Paul
33.5
Saint Paul +
Foreign Born
Louisville
9.8%
Saint Paul
18.7%
Saint Paul +
White
Louisville
63.1%
Louisville +
Saint Paul
53.2%
Black
Louisville
23.7%
Louisville +
Saint Paul
16.2%
Asian
Louisville
2.6%
Saint Paul
17.9%
Saint Paul +
Hispanic
Louisville
8.6%
Saint Paul
9.1%
Saint Paul +
Spanish at Home
Louisville
N/A
Saint Paul
N/A
| Metric | Louisville, KY | Saint Paul, MN | Better |
|---|---|---|---|
| Population | 627,210 | 307,762 | Louisville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.7 | 33.5 | Saint Paul + |
| Foreign Born | 9.8% | 18.7% | Saint Paul + |
| White | 63.1% | 53.2% | Louisville + |
| Black | 23.7% | 16.2% | Louisville + |
| Asian | 2.6% | 17.9% | Saint Paul + |
| Hispanic | 8.6% | 9.1% | Saint Paul + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Louisville
$64,731
Saint Paul
$73,055
Saint Paul +
Per Capita Income
Louisville
$38,890
Saint Paul
$41,594
Saint Paul +
Per Capita Personal Income (MSA)
BEA MSA-level
Louisville
$52,606
Saint Paul
$69,467
Saint Paul +
Unemployment Rate
Louisville
5.0%
Saint Paul
4.9%
Saint Paul +
Poverty Rate
Louisville
16.1%
Saint Paul
15.8%
Saint Paul +
Bachelor's Degree+
Louisville
33.4%
Saint Paul
43.5%
Saint Paul +
| Metric | Louisville, KY | Saint Paul, MN | Better |
|---|---|---|---|
| Median HH Income | $64,731 | $73,055 | Saint Paul + |
| Per Capita Income | $38,890 | $41,594 | Saint Paul + |
| Per Capita Personal Income (MSA)BEA MSA-level | $52,606 | $69,467 | Saint Paul + |
| Unemployment Rate | 5.0% | 4.9% | Saint Paul + |
| Poverty Rate | 16.1% | 15.8% | Saint Paul + |
| Bachelor's Degree+ | 33.4% | 43.5% | Saint Paul + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Louisville
$264,957
Louisville +
Saint Paul
$297,021
Homeownership Rate
Louisville
60.6%
Louisville +
Saint Paul
53.2%
| Metric | Louisville, KY | Saint Paul, MN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $264,957 | $297,021 | Louisville + |
| Homeownership Rate | 60.6% | 53.2% | Louisville + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Louisville
223
Louisville +
Saint Paul
284
Property Crime / 100K
FBI CDE (state-level est.)
Louisville
1505
Louisville +
Saint Paul
1992
| Metric | Louisville, KY | Saint Paul, MN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 223 | 284 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1505 | 1992 | Louisville + |
Health
Obesity Rate
CDC PLACES
Louisville
N/A
Saint Paul
N/A
Diabetes Rate
CDC PLACES
Louisville
N/A
Saint Paul
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Louisville
N/A
Saint Paul
N/A
No Health Insurance
CDC PLACES
Louisville
N/A
Saint Paul
N/A
Binge Drinking
CDC PLACES
Louisville
N/A
Saint Paul
N/A
Current Smokers
CDC PLACES
Louisville
N/A
Saint Paul
N/A
| Metric | Louisville, KY | Saint Paul, MN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | N/A | N/A | - |
| Diabetes RateCDC PLACES | N/A | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | N/A | N/A | - |
| No Health InsuranceCDC PLACES | N/A | N/A | - |
| Binge DrinkingCDC PLACES | N/A | N/A | - |
| Current SmokersCDC PLACES | N/A | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Louisville
N/A
Saint Paul
N/A
Annual Precipitation
NOAA 1991–2020 normal
Louisville
43.3 in
Saint Paul
N/A
| Metric | Louisville, KY | Saint Paul, MN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 43.3 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Louisville
8.6 µg/m³
Saint Paul
8.1 µg/m³
Saint Paul +
Good Air Days
AQI ≤ 50
Louisville
75.0%
Saint Paul
75.0%
Tie
| Metric | Louisville, KY | Saint Paul, MN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.6 µg/m³ | 8.1 µg/m³ | Saint Paul + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Louisville
24.2 min
Saint Paul
24.1 min
Saint Paul +
| Metric | Louisville, KY | Saint Paul, MN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.2 min | 24.1 min | Saint Paul + |
Which City is Right for You?
Saint Paul leads in median household income at $73,055, while louisville offers more affordable housing with a median home price of $264,957. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 284 in Saint Paul. Saint Paul has a lower unemployment rate at 4.9%, and Saint Paul has cleaner air (PM2.5 avg 8.1 µg/m³).
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