Louisville KY vs San Bernardino CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
San Bernardino, CA
California · Population: 221,774
- Median HH Income$63,988
- Median Home Price$492,059
- Unemployment6.5%
- Bachelor's+12.8%
Detailed Comparison
Demographics
Population
Louisville
627,210
Louisville +
San Bernardino
221,774
Pop. Density / sq mi
Lower = more space
Louisville
N/A
San Bernardino
N/A
Median Age
Louisville
37.7
San Bernardino
31.9
San Bernardino +
Foreign Born
Louisville
9.8%
San Bernardino
22.9%
San Bernardino +
White
Louisville
63.1%
Louisville +
San Bernardino
27.6%
Black
Louisville
23.7%
Louisville +
San Bernardino
11.8%
Asian
Louisville
2.6%
San Bernardino
4.1%
San Bernardino +
Hispanic
Louisville
8.6%
San Bernardino
69.6%
San Bernardino +
Spanish at Home
Louisville
N/A
San Bernardino
N/A
| Metric | Louisville, KY | San Bernardino, CA | Better |
|---|---|---|---|
| Population | 627,210 | 221,774 | Louisville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.7 | 31.9 | San Bernardino + |
| Foreign Born | 9.8% | 22.9% | San Bernardino + |
| White | 63.1% | 27.6% | Louisville + |
| Black | 23.7% | 11.8% | Louisville + |
| Asian | 2.6% | 4.1% | San Bernardino + |
| Hispanic | 8.6% | 69.6% | San Bernardino + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Louisville
$64,731
Louisville +
San Bernardino
$63,988
Per Capita Income
Louisville
$38,890
Louisville +
San Bernardino
$23,980
Per Capita Personal Income (MSA)
BEA MSA-level
Louisville
$52,606
San Bernardino
$77,230
San Bernardino +
Unemployment Rate
Louisville
5.0%
Louisville +
San Bernardino
6.5%
Poverty Rate
Louisville
16.1%
Louisville +
San Bernardino
19.5%
Bachelor's Degree+
Louisville
33.4%
Louisville +
San Bernardino
12.8%
| Metric | Louisville, KY | San Bernardino, CA | Better |
|---|---|---|---|
| Median HH Income | $64,731 | $63,988 | Louisville + |
| Per Capita Income | $38,890 | $23,980 | Louisville + |
| Per Capita Personal Income (MSA)BEA MSA-level | $52,606 | $77,230 | San Bernardino + |
| Unemployment Rate | 5.0% | 6.5% | Louisville + |
| Poverty Rate | 16.1% | 19.5% | Louisville + |
| Bachelor's Degree+ | 33.4% | 12.8% | Louisville + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Louisville
$264,957
Louisville +
San Bernardino
$492,059
Homeownership Rate
Louisville
60.6%
Louisville +
San Bernardino
48.5%
| Metric | Louisville, KY | San Bernardino, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $264,957 | $492,059 | Louisville + |
| Homeownership Rate | 60.6% | 48.5% | Louisville + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Louisville
223
Louisville +
San Bernardino
503
Property Crime / 100K
FBI CDE (state-level est.)
Louisville
1505
Louisville +
San Bernardino
2388
| Metric | Louisville, KY | San Bernardino, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 223 | 503 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1505 | 2388 | Louisville + |
Health
Obesity Rate
CDC PLACES
Louisville
N/A
San Bernardino
37.1%
Diabetes Rate
CDC PLACES
Louisville
N/A
San Bernardino
13.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Louisville
N/A
San Bernardino
20.0%
No Health Insurance
CDC PLACES
Louisville
N/A
San Bernardino
20.2%
Binge Drinking
CDC PLACES
Louisville
N/A
San Bernardino
15.2%
Current Smokers
CDC PLACES
Louisville
N/A
San Bernardino
15.1%
| Metric | Louisville, KY | San Bernardino, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | N/A | 37.1% | - |
| Diabetes RateCDC PLACES | N/A | 13.6% | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | N/A | 20.0% | - |
| No Health InsuranceCDC PLACES | N/A | 20.2% | - |
| Binge DrinkingCDC PLACES | N/A | 15.2% | - |
| Current SmokersCDC PLACES | N/A | 15.1% | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Louisville
N/A
San Bernardino
N/A
Annual Precipitation
NOAA 1991–2020 normal
Louisville
43.3 in
San Bernardino
N/A
| Metric | Louisville, KY | San Bernardino, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 43.3 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Louisville
8.6 µg/m³
San Bernardino
7.9 µg/m³
San Bernardino +
Good Air Days
AQI ≤ 50
Louisville
75.0%
San Bernardino
75.0%
Tie
| Metric | Louisville, KY | San Bernardino, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.6 µg/m³ | 7.9 µg/m³ | San Bernardino + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Louisville
24.2 min
Louisville +
San Bernardino
30.7 min
| Metric | Louisville, KY | San Bernardino, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.2 min | 30.7 min | Louisville + |
Which City is Right for You?
Louisville leads in median household income at $64,731, while louisville offers more affordable housing with a median home price of $264,957. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 503 in San Bernardino. Louisville has a lower unemployment rate at 5.0%, and San Bernardino has cleaner air (PM2.5 avg 7.9 µg/m³).
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