Louisville KY vs San Jose CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
San Jose, CA
California · Population: 990,054
- Median HH Income$141,565
- Median Home Price$1,452,609
- Unemployment4.7%
- Bachelor's+46.5%
Detailed Comparison
Demographics
Population
Louisville
627,210
San Jose
990,054
San Jose +
Pop. Density / sq mi
Lower = more space
Louisville
N/A
San Jose
N/A
Median Age
Louisville
37.7
Louisville +
San Jose
38.1
Foreign Born
Louisville
9.8%
San Jose
41.6%
San Jose +
White
Louisville
63.1%
Louisville +
San Jose
29.0%
Black
Louisville
23.7%
Louisville +
San Jose
2.9%
Asian
Louisville
2.6%
San Jose
38.6%
San Jose +
Hispanic
Louisville
8.6%
San Jose
30.9%
San Jose +
Spanish at Home
Louisville
N/A
San Jose
N/A
| Metric | Louisville, KY | San Jose, CA | Better |
|---|---|---|---|
| Population | 627,210 | 990,054 | San Jose + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.7 | 38.1 | Louisville + |
| Foreign Born | 9.8% | 41.6% | San Jose + |
| White | 63.1% | 29.0% | Louisville + |
| Black | 23.7% | 2.9% | Louisville + |
| Asian | 2.6% | 38.6% | San Jose + |
| Hispanic | 8.6% | 30.9% | San Jose + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Louisville
$64,731
San Jose
$141,565
San Jose +
Per Capita Income
Louisville
$38,890
San Jose
$63,253
San Jose +
Per Capita Personal Income (MSA)
BEA MSA-level
Louisville
$52,606
San Jose
$77,230
San Jose +
Unemployment Rate
Louisville
5.0%
San Jose
4.7%
San Jose +
Poverty Rate
Louisville
16.1%
San Jose
7.8%
San Jose +
Bachelor's Degree+
Louisville
33.4%
San Jose
46.5%
San Jose +
| Metric | Louisville, KY | San Jose, CA | Better |
|---|---|---|---|
| Median HH Income | $64,731 | $141,565 | San Jose + |
| Per Capita Income | $38,890 | $63,253 | San Jose + |
| Per Capita Personal Income (MSA)BEA MSA-level | $52,606 | $77,230 | San Jose + |
| Unemployment Rate | 5.0% | 4.7% | San Jose + |
| Poverty Rate | 16.1% | 7.8% | San Jose + |
| Bachelor's Degree+ | 33.4% | 46.5% | San Jose + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Louisville
$264,957
Louisville +
San Jose
$1,452,609
Homeownership Rate
Louisville
60.6%
Louisville +
San Jose
56.0%
| Metric | Louisville, KY | San Jose, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $264,957 | $1,452,609 | Louisville + |
| Homeownership Rate | 60.6% | 56.0% | Louisville + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Louisville
223
Louisville +
San Jose
503
Property Crime / 100K
FBI CDE (state-level est.)
Louisville
1505
Louisville +
San Jose
2388
| Metric | Louisville, KY | San Jose, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 223 | 503 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1505 | 2388 | Louisville + |
Health
Obesity Rate
CDC PLACES
Louisville
N/A
San Jose
23.7%
Diabetes Rate
CDC PLACES
Louisville
N/A
San Jose
11.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Louisville
N/A
San Jose
14.9%
No Health Insurance
CDC PLACES
Louisville
N/A
San Jose
9.1%
Binge Drinking
CDC PLACES
Louisville
N/A
San Jose
13.0%
Current Smokers
CDC PLACES
Louisville
N/A
San Jose
9.4%
| Metric | Louisville, KY | San Jose, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | N/A | 23.7% | - |
| Diabetes RateCDC PLACES | N/A | 11.1% | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | N/A | 14.9% | - |
| No Health InsuranceCDC PLACES | N/A | 9.1% | - |
| Binge DrinkingCDC PLACES | N/A | 13.0% | - |
| Current SmokersCDC PLACES | N/A | 9.4% | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Louisville
N/A
San Jose
61.5°F
Annual Precipitation
NOAA 1991–2020 normal
Louisville
43.3 in
San Jose
14.9 in
San Jose +
| Metric | Louisville, KY | San Jose, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 61.5°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | 43.3 in | 14.9 in | San Jose + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Louisville
8.6 µg/m³
San Jose
7.9 µg/m³
San Jose +
Good Air Days
AQI ≤ 50
Louisville
75.0%
San Jose
75.0%
Tie
| Metric | Louisville, KY | San Jose, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.6 µg/m³ | 7.9 µg/m³ | San Jose + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Louisville
24.2 min
Louisville +
San Jose
30.4 min
| Metric | Louisville, KY | San Jose, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.2 min | 30.4 min | Louisville + |
Which City is Right for You?
San Jose leads in median household income at $141,565, while louisville offers more affordable housing with a median home price of $264,957. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 503 in San Jose. San Jose has a lower unemployment rate at 4.7%, and San Jose has cleaner air (PM2.5 avg 7.9 µg/m³).
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