Louisville KY vs St. Petersburg FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
St. Petersburg, FL
Florida · Population: 260,646
- Median HH Income$73,118
- Median Home Price$331,500
- Unemployment4.9%
- Bachelor's+41.3%
Detailed Comparison
Demographics
Population
Louisville
627,210
Louisville +
St. Petersburg
260,646
Pop. Density / sq mi
Lower = more space
Louisville
N/A
St. Petersburg
N/A
Median Age
Louisville
37.7
Louisville +
St. Petersburg
43.1
Foreign Born
Louisville
9.8%
St. Petersburg
10.1%
St. Petersburg +
White
Louisville
63.1%
St. Petersburg
66.2%
St. Petersburg +
Black
Louisville
23.7%
Louisville +
St. Petersburg
19.4%
Asian
Louisville
2.6%
St. Petersburg
3.1%
St. Petersburg +
Hispanic
Louisville
8.6%
St. Petersburg
9.3%
St. Petersburg +
Spanish at Home
Louisville
N/A
St. Petersburg
N/A
| Metric | Louisville, KY | St. Petersburg, FL | Better |
|---|---|---|---|
| Population | 627,210 | 260,646 | Louisville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.7 | 43.1 | Louisville + |
| Foreign Born | 9.8% | 10.1% | St. Petersburg + |
| White | 63.1% | 66.2% | St. Petersburg + |
| Black | 23.7% | 19.4% | Louisville + |
| Asian | 2.6% | 3.1% | St. Petersburg + |
| Hispanic | 8.6% | 9.3% | St. Petersburg + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Louisville
$64,731
St. Petersburg
$73,118
St. Petersburg +
Per Capita Income
Louisville
$38,890
St. Petersburg
$49,823
St. Petersburg +
Per Capita Personal Income (MSA)
BEA MSA-level
Louisville
$52,606
St. Petersburg
$65,328
St. Petersburg +
Unemployment Rate
Louisville
5.0%
St. Petersburg
4.9%
St. Petersburg +
Poverty Rate
Louisville
16.1%
St. Petersburg
11.7%
St. Petersburg +
Bachelor's Degree+
Louisville
33.4%
St. Petersburg
41.3%
St. Petersburg +
| Metric | Louisville, KY | St. Petersburg, FL | Better |
|---|---|---|---|
| Median HH Income | $64,731 | $73,118 | St. Petersburg + |
| Per Capita Income | $38,890 | $49,823 | St. Petersburg + |
| Per Capita Personal Income (MSA)BEA MSA-level | $52,606 | $65,328 | St. Petersburg + |
| Unemployment Rate | 5.0% | 4.9% | St. Petersburg + |
| Poverty Rate | 16.1% | 11.7% | St. Petersburg + |
| Bachelor's Degree+ | 33.4% | 41.3% | St. Petersburg + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Louisville
$264,957
Louisville +
St. Petersburg
$331,500
Homeownership Rate
Louisville
60.6%
St. Petersburg
63.0%
St. Petersburg +
| Metric | Louisville, KY | St. Petersburg, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $264,957 | $331,500 | Louisville + |
| Homeownership Rate | 60.6% | 63.0% | St. Petersburg + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Louisville
223
Louisville +
St. Petersburg
324
Property Crime / 100K
FBI CDE (state-level est.)
Louisville
1505
St. Petersburg
1453
St. Petersburg +
| Metric | Louisville, KY | St. Petersburg, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 223 | 324 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1505 | 1453 | St. Petersburg + |
Health
Obesity Rate
CDC PLACES
Louisville
N/A
St. Petersburg
32.7%
Diabetes Rate
CDC PLACES
Louisville
N/A
St. Petersburg
12.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Louisville
N/A
St. Petersburg
16.6%
No Health Insurance
CDC PLACES
Louisville
N/A
St. Petersburg
11.1%
Binge Drinking
CDC PLACES
Louisville
N/A
St. Petersburg
16.6%
Current Smokers
CDC PLACES
Louisville
N/A
St. Petersburg
12.4%
| Metric | Louisville, KY | St. Petersburg, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | N/A | 32.7% | - |
| Diabetes RateCDC PLACES | N/A | 12.2% | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | N/A | 16.6% | - |
| No Health InsuranceCDC PLACES | N/A | 11.1% | - |
| Binge DrinkingCDC PLACES | N/A | 16.6% | - |
| Current SmokersCDC PLACES | N/A | 12.4% | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Louisville
N/A
St. Petersburg
N/A
Annual Precipitation
NOAA 1991–2020 normal
Louisville
43.3 in
St. Petersburg
N/A
| Metric | Louisville, KY | St. Petersburg, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 43.3 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Louisville
8.6 µg/m³
St. Petersburg
7.2 µg/m³
St. Petersburg +
Good Air Days
AQI ≤ 50
Louisville
75.0%
St. Petersburg
75.0%
Tie
| Metric | Louisville, KY | St. Petersburg, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.6 µg/m³ | 7.2 µg/m³ | St. Petersburg + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Louisville
24.2 min
Louisville +
St. Petersburg
26.8 min
| Metric | Louisville, KY | St. Petersburg, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.2 min | 26.8 min | Louisville + |
Which City is Right for You?
St. Petersburg leads in median household income at $73,118, while louisville offers more affordable housing with a median home price of $264,957. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 324 in St. Petersburg. St. Petersburg has a lower unemployment rate at 4.9%, and St. Petersburg has cleaner air (PM2.5 avg 7.2 µg/m³).
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