Louisville KY vs Wilmington NC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
Wilmington, NC
North Carolina · Population: 250,887
- Median HH Income$57,673
- Median Home Price$419,326
- Unemployment5.9%
- Bachelor's+37.2%
Detailed Comparison
Demographics
Population
Louisville
627,210
Louisville +
Wilmington
250,887
Pop. Density / sq mi
Lower = more space
Louisville
N/A
Wilmington
N/A
Median Age
Louisville
37.7
Wilmington
35.6
Wilmington +
Foreign Born
Louisville
9.8%
Wilmington
10.7%
Wilmington +
White
Louisville
63.1%
Louisville +
Wilmington
48.7%
Black
Louisville
23.7%
Wilmington
32.4%
Wilmington +
Asian
Louisville
2.6%
Louisville +
Wilmington
2.3%
Hispanic
Louisville
8.6%
Wilmington
17.9%
Wilmington +
Spanish at Home
Louisville
N/A
Wilmington
N/A
| Metric | Louisville, KY | Wilmington, NC | Better |
|---|---|---|---|
| Population | 627,210 | 250,887 | Louisville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.7 | 35.6 | Wilmington + |
| Foreign Born | 9.8% | 10.7% | Wilmington + |
| White | 63.1% | 48.7% | Louisville + |
| Black | 23.7% | 32.4% | Wilmington + |
| Asian | 2.6% | 2.3% | Louisville + |
| Hispanic | 8.6% | 17.9% | Wilmington + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Louisville
$64,731
Louisville +
Wilmington
$57,673
Per Capita Income
Louisville
$38,890
Louisville +
Wilmington
$35,074
Per Capita Personal Income (MSA)
BEA MSA-level
Louisville
$52,606
Wilmington
$59,120
Wilmington +
Unemployment Rate
Louisville
5.0%
Louisville +
Wilmington
5.9%
Poverty Rate
Louisville
16.1%
Louisville +
Wilmington
17.9%
Bachelor's Degree+
Louisville
33.4%
Wilmington
37.2%
Wilmington +
| Metric | Louisville, KY | Wilmington, NC | Better |
|---|---|---|---|
| Median HH Income | $64,731 | $57,673 | Louisville + |
| Per Capita Income | $38,890 | $35,074 | Louisville + |
| Per Capita Personal Income (MSA)BEA MSA-level | $52,606 | $59,120 | Wilmington + |
| Unemployment Rate | 5.0% | 5.9% | Louisville + |
| Poverty Rate | 16.1% | 17.9% | Louisville + |
| Bachelor's Degree+ | 33.4% | 37.2% | Wilmington + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Louisville
$264,957
Louisville +
Wilmington
$419,326
Homeownership Rate
Louisville
60.6%
Louisville +
Wilmington
54.6%
| Metric | Louisville, KY | Wilmington, NC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $264,957 | $419,326 | Louisville + |
| Homeownership Rate | 60.6% | 54.6% | Louisville + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Louisville
223
Louisville +
Wilmington
398
Property Crime / 100K
FBI CDE (state-level est.)
Louisville
1505
Louisville +
Wilmington
1999
| Metric | Louisville, KY | Wilmington, NC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 223 | 398 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1505 | 1999 | Louisville + |
Health
Obesity Rate
CDC PLACES
Louisville
N/A
Wilmington
31.9%
Diabetes Rate
CDC PLACES
Louisville
N/A
Wilmington
10.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Louisville
N/A
Wilmington
17.4%
No Health Insurance
CDC PLACES
Louisville
N/A
Wilmington
9.6%
Binge Drinking
CDC PLACES
Louisville
N/A
Wilmington
17.5%
Current Smokers
CDC PLACES
Louisville
N/A
Wilmington
12.2%
| Metric | Louisville, KY | Wilmington, NC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | N/A | 31.9% | - |
| Diabetes RateCDC PLACES | N/A | 10.7% | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | N/A | 17.4% | - |
| No Health InsuranceCDC PLACES | N/A | 9.6% | - |
| Binge DrinkingCDC PLACES | N/A | 17.5% | - |
| Current SmokersCDC PLACES | N/A | 12.2% | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Louisville
N/A
Wilmington
63.8°F
Annual Precipitation
NOAA 1991–2020 normal
Louisville
43.3 in
Louisville +
Wilmington
58.4 in
| Metric | Louisville, KY | Wilmington, NC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 63.8°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | 43.3 in | 58.4 in | Louisville + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Louisville
8.6 µg/m³
Louisville +
Wilmington
8.7 µg/m³
Good Air Days
AQI ≤ 50
Louisville
75.0%
Wilmington
75.0%
Tie
| Metric | Louisville, KY | Wilmington, NC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.6 µg/m³ | 8.7 µg/m³ | Louisville + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Louisville
24.2 min
Wilmington
23.2 min
Wilmington +
| Metric | Louisville, KY | Wilmington, NC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.2 min | 23.2 min | Wilmington + |
Which City is Right for You?
Louisville leads in median household income at $64,731, while louisville offers more affordable housing with a median home price of $264,957. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 398 in Wilmington. Louisville has a lower unemployment rate at 5.0%, and Louisville has cleaner air (PM2.5 avg 8.6 µg/m³).
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