Lowell MA vs Memphis TN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lowell, MA
Massachusetts · Population: 114,799
- Median HH Income$76,205
- Median Home Price$484,226
- Unemployment5.4%
- Bachelor's+29.9%
Memphis, TN
Tennessee · Population: 629,063
- Median HH Income$51,211
- Median Home Price$147,306
- Unemployment8.3%
- Bachelor's+28.2%
Detailed Comparison
Demographics
Population
Lowell
114,799
Memphis
629,063
Memphis +
Pop. Density / sq mi
Lower = more space
Lowell
N/A
Memphis
N/A
Median Age
Lowell
35.5
Memphis
34.3
Memphis +
Foreign Born
Lowell
29.5%
Lowell +
Memphis
7.4%
White
Lowell
50.9%
Lowell +
Memphis
25.0%
Black
Lowell
10.8%
Memphis
62.9%
Memphis +
Asian
Lowell
21.1%
Lowell +
Memphis
1.7%
Hispanic
Lowell
19.3%
Lowell +
Memphis
10.2%
Spanish at Home
Lowell
N/A
Memphis
N/A
| Metric | Lowell, MA | Memphis, TN | Better |
|---|---|---|---|
| Population | 114,799 | 629,063 | Memphis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.5 | 34.3 | Memphis + |
| Foreign Born | 29.5% | 7.4% | Lowell + |
| White | 50.9% | 25.0% | Lowell + |
| Black | 10.8% | 62.9% | Memphis + |
| Asian | 21.1% | 1.7% | Lowell + |
| Hispanic | 19.3% | 10.2% | Lowell + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lowell
$76,205
Lowell +
Memphis
$51,211
Per Capita Income
Lowell
$36,138
Lowell +
Memphis
$32,314
Per Capita Personal Income (MSA)
BEA MSA-level
Lowell
$85,405
Lowell +
Memphis
$59,097
Unemployment Rate
Lowell
5.4%
Lowell +
Memphis
8.3%
Poverty Rate
Lowell
16.0%
Lowell +
Memphis
22.5%
Bachelor's Degree+
Lowell
29.9%
Lowell +
Memphis
28.2%
| Metric | Lowell, MA | Memphis, TN | Better |
|---|---|---|---|
| Median HH Income | $76,205 | $51,211 | Lowell + |
| Per Capita Income | $36,138 | $32,314 | Lowell + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $59,097 | Lowell + |
| Unemployment Rate | 5.4% | 8.3% | Lowell + |
| Poverty Rate | 16.0% | 22.5% | Lowell + |
| Bachelor's Degree+ | 29.9% | 28.2% | Lowell + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lowell
$484,226
Memphis
$147,306
Memphis +
Homeownership Rate
Lowell
44.0%
Memphis
46.0%
Memphis +
| Metric | Lowell, MA | Memphis, TN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $484,226 | $147,306 | Memphis + |
| Homeownership Rate | 44.0% | 46.0% | Memphis + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lowell
326
Lowell +
Memphis
639
Property Crime / 100K
FBI CDE (state-level est.)
Lowell
1086
Lowell +
Memphis
2350
| Metric | Lowell, MA | Memphis, TN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 639 | Lowell + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 2350 | Lowell + |
Health
Obesity Rate
CDC PLACES
Lowell
27.2%
Lowell +
Memphis
42.1%
Diabetes Rate
CDC PLACES
Lowell
10.9%
Lowell +
Memphis
17.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Lowell
18.5%
Lowell +
Memphis
20.7%
No Health Insurance
CDC PLACES
Lowell
8.2%
Lowell +
Memphis
14.9%
Binge Drinking
CDC PLACES
Lowell
15.1%
Memphis
13.5%
Memphis +
Current Smokers
CDC PLACES
Lowell
14.1%
Lowell +
Memphis
19.9%
| Metric | Lowell, MA | Memphis, TN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 27.2% | 42.1% | Lowell + |
| Diabetes RateCDC PLACES | 10.9% | 17.6% | Lowell + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.5% | 20.7% | Lowell + |
| No Health InsuranceCDC PLACES | 8.2% | 14.9% | Lowell + |
| Binge DrinkingCDC PLACES | 15.1% | 13.5% | Memphis + |
| Current SmokersCDC PLACES | 14.1% | 19.9% | Lowell + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lowell
48.5°F
Lowell +
Memphis
60.9°F
Annual Precipitation
NOAA 1991–2020 normal
Lowell
47.0 in
Lowell +
Memphis
54.9 in
| Metric | Lowell, MA | Memphis, TN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.5°F | 60.9°F | Lowell + |
| Annual PrecipitationNOAA 1991–2020 normal | 47.0 in | 54.9 in | Lowell + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lowell
7.2 µg/m³
Lowell +
Memphis
8.9 µg/m³
Good Air Days
AQI ≤ 50
Lowell
75.0%
Memphis
75.0%
Tie
| Metric | Lowell, MA | Memphis, TN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.9 µg/m³ | Lowell + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Lowell
30.1 min
Memphis
22.9 min
Memphis +
| Metric | Lowell, MA | Memphis, TN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.1 min | 22.9 min | Memphis + |
Which City is Right for You?
Lowell leads in median household income at $76,205, while memphis offers more affordable housing with a median home price of $147,306. On public safety, Lowell is safer with a violent crime rate of 326 per 100,000 residents, compared to 639 in Memphis. Lowell has a lower unemployment rate at 5.4%, and Lowell has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Lowell scores better with a lower obesity rate of 27.2%.
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