Lowell MA vs Mount Vernon NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lowell, MA
Massachusetts · Population: 114,799
- Median HH Income$76,205
- Median Home Price$484,226
- Unemployment5.4%
- Bachelor's+29.9%
Mount Vernon, NY
New York · Population: 72,528
- Median HH Income$77,171
- Median Home Price$579,771
- Unemployment6.9%
- Bachelor's+35.0%
Detailed Comparison
Demographics
Population
Lowell
114,799
Lowell +
Mount Vernon
72,528
Pop. Density / sq mi
Lower = more space
Lowell
N/A
Mount Vernon
N/A
Median Age
Lowell
35.5
Lowell +
Mount Vernon
41.9
Foreign Born
Lowell
29.5%
Mount Vernon
31.9%
Mount Vernon +
White
Lowell
50.9%
Lowell +
Mount Vernon
16.2%
Black
Lowell
10.8%
Mount Vernon
60.4%
Mount Vernon +
Asian
Lowell
21.1%
Lowell +
Mount Vernon
2.2%
Hispanic
Lowell
19.3%
Lowell +
Mount Vernon
18.3%
Spanish at Home
Lowell
N/A
Mount Vernon
N/A
| Metric | Lowell, MA | Mount Vernon, NY | Better |
|---|---|---|---|
| Population | 114,799 | 72,528 | Lowell + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.5 | 41.9 | Lowell + |
| Foreign Born | 29.5% | 31.9% | Mount Vernon + |
| White | 50.9% | 16.2% | Lowell + |
| Black | 10.8% | 60.4% | Mount Vernon + |
| Asian | 21.1% | 2.2% | Lowell + |
| Hispanic | 19.3% | 18.3% | Lowell + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lowell
$76,205
Mount Vernon
$77,171
Mount Vernon +
Per Capita Income
Lowell
$36,138
Mount Vernon
$42,158
Mount Vernon +
Per Capita Personal Income (MSA)
BEA MSA-level
Lowell
$85,405
Lowell +
Mount Vernon
$77,425
Unemployment Rate
Lowell
5.4%
Lowell +
Mount Vernon
6.9%
Poverty Rate
Lowell
16.0%
Mount Vernon
13.6%
Mount Vernon +
Bachelor's Degree+
Lowell
29.9%
Mount Vernon
35.0%
Mount Vernon +
| Metric | Lowell, MA | Mount Vernon, NY | Better |
|---|---|---|---|
| Median HH Income | $76,205 | $77,171 | Mount Vernon + |
| Per Capita Income | $36,138 | $42,158 | Mount Vernon + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $77,425 | Lowell + |
| Unemployment Rate | 5.4% | 6.9% | Lowell + |
| Poverty Rate | 16.0% | 13.6% | Mount Vernon + |
| Bachelor's Degree+ | 29.9% | 35.0% | Mount Vernon + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lowell
$484,226
Lowell +
Mount Vernon
$579,771
Homeownership Rate
Lowell
44.0%
Lowell +
Mount Vernon
42.1%
| Metric | Lowell, MA | Mount Vernon, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $484,226 | $579,771 | Lowell + |
| Homeownership Rate | 44.0% | 42.1% | Lowell + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lowell
326
Lowell +
Mount Vernon
434
Property Crime / 100K
FBI CDE (state-level est.)
Lowell
1086
Lowell +
Mount Vernon
1736
| Metric | Lowell, MA | Mount Vernon, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 434 | Lowell + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 1736 | Lowell + |
Health
Obesity Rate
CDC PLACES
Lowell
27.2%
Lowell +
Mount Vernon
33.2%
Diabetes Rate
CDC PLACES
Lowell
10.9%
Lowell +
Mount Vernon
13.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Lowell
18.5%
Mount Vernon
16.3%
Mount Vernon +
No Health Insurance
CDC PLACES
Lowell
8.2%
Lowell +
Mount Vernon
9.3%
Binge Drinking
CDC PLACES
Lowell
15.1%
Mount Vernon
12.8%
Mount Vernon +
Current Smokers
CDC PLACES
Lowell
14.1%
Mount Vernon
12.8%
Mount Vernon +
| Metric | Lowell, MA | Mount Vernon, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 27.2% | 33.2% | Lowell + |
| Diabetes RateCDC PLACES | 10.9% | 13.6% | Lowell + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.5% | 16.3% | Mount Vernon + |
| No Health InsuranceCDC PLACES | 8.2% | 9.3% | Lowell + |
| Binge DrinkingCDC PLACES | 15.1% | 12.8% | Mount Vernon + |
| Current SmokersCDC PLACES | 14.1% | 12.8% | Mount Vernon + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lowell
48.5°F
Mount Vernon
N/A
Annual Precipitation
NOAA 1991–2020 normal
Lowell
47.0 in
Mount Vernon
N/A
| Metric | Lowell, MA | Mount Vernon, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.5°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 47.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lowell
7.2 µg/m³
Lowell +
Mount Vernon
8.1 µg/m³
Good Air Days
AQI ≤ 50
Lowell
75.0%
Mount Vernon
75.0%
Tie
| Metric | Lowell, MA | Mount Vernon, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.1 µg/m³ | Lowell + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Lowell
30.1 min
Lowell +
Mount Vernon
38.6 min
| Metric | Lowell, MA | Mount Vernon, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.1 min | 38.6 min | Lowell + |
Which City is Right for You?
Mount Vernon leads in median household income at $77,171, while lowell offers more affordable housing with a median home price of $484,226. On public safety, Lowell is safer with a violent crime rate of 326 per 100,000 residents, compared to 434 in Mount Vernon. Lowell has a lower unemployment rate at 5.4%, and Lowell has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Lowell scores better with a lower obesity rate of 27.2%.
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