Lowell MA vs Naperville IL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lowell, MA
Massachusetts · Population: 114,799
- Median HH Income$76,205
- Median Home Price$484,226
- Unemployment5.4%
- Bachelor's+29.9%
Naperville, IL
Illinois · Population: 149,424
- Median HH Income$150,937
- Median Home Price$618,452
- Unemployment4.2%
- Bachelor's+71.7%
Detailed Comparison
Demographics
Population
Lowell
114,799
Naperville
149,424
Naperville +
Pop. Density / sq mi
Lower = more space
Lowell
N/A
Naperville
N/A
Median Age
Lowell
35.5
Lowell +
Naperville
40.1
Foreign Born
Lowell
29.5%
Lowell +
Naperville
22.6%
White
Lowell
50.9%
Naperville
64.5%
Naperville +
Black
Lowell
10.8%
Lowell +
Naperville
4.4%
Asian
Lowell
21.1%
Naperville
21.8%
Naperville +
Hispanic
Lowell
19.3%
Lowell +
Naperville
7.4%
Spanish at Home
Lowell
N/A
Naperville
N/A
| Metric | Lowell, MA | Naperville, IL | Better |
|---|---|---|---|
| Population | 114,799 | 149,424 | Naperville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.5 | 40.1 | Lowell + |
| Foreign Born | 29.5% | 22.6% | Lowell + |
| White | 50.9% | 64.5% | Naperville + |
| Black | 10.8% | 4.4% | Lowell + |
| Asian | 21.1% | 21.8% | Naperville + |
| Hispanic | 19.3% | 7.4% | Lowell + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lowell
$76,205
Naperville
$150,937
Naperville +
Per Capita Income
Lowell
$36,138
Naperville
$71,011
Naperville +
Per Capita Personal Income (MSA)
BEA MSA-level
Lowell
$85,405
Lowell +
Naperville
$68,110
Unemployment Rate
Lowell
5.4%
Naperville
4.2%
Naperville +
Poverty Rate
Lowell
16.0%
Naperville
4.4%
Naperville +
Bachelor's Degree+
Lowell
29.9%
Naperville
71.7%
Naperville +
| Metric | Lowell, MA | Naperville, IL | Better |
|---|---|---|---|
| Median HH Income | $76,205 | $150,937 | Naperville + |
| Per Capita Income | $36,138 | $71,011 | Naperville + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $68,110 | Lowell + |
| Unemployment Rate | 5.4% | 4.2% | Naperville + |
| Poverty Rate | 16.0% | 4.4% | Naperville + |
| Bachelor's Degree+ | 29.9% | 71.7% | Naperville + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lowell
$484,226
Lowell +
Naperville
$618,452
Homeownership Rate
Lowell
44.0%
Naperville
74.3%
Naperville +
| Metric | Lowell, MA | Naperville, IL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $484,226 | $618,452 | Lowell + |
| Homeownership Rate | 44.0% | 74.3% | Naperville + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lowell
326
Lowell +
Naperville
344
Property Crime / 100K
FBI CDE (state-level est.)
Lowell
1086
Lowell +
Naperville
1842
| Metric | Lowell, MA | Naperville, IL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 344 | Lowell + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 1842 | Lowell + |
Health
Obesity Rate
CDC PLACES
Lowell
27.2%
Lowell +
Naperville
27.9%
Diabetes Rate
CDC PLACES
Lowell
10.9%
Naperville
8.7%
Naperville +
Poor Mental Health
CDC PLACES — 14+ days/month
Lowell
18.5%
Naperville
12.3%
Naperville +
No Health Insurance
CDC PLACES
Lowell
8.2%
Naperville
4.6%
Naperville +
Binge Drinking
CDC PLACES
Lowell
15.1%
Lowell +
Naperville
16.7%
Current Smokers
CDC PLACES
Lowell
14.1%
Naperville
7.4%
Naperville +
| Metric | Lowell, MA | Naperville, IL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 27.2% | 27.9% | Lowell + |
| Diabetes RateCDC PLACES | 10.9% | 8.7% | Naperville + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.5% | 12.3% | Naperville + |
| No Health InsuranceCDC PLACES | 8.2% | 4.6% | Naperville + |
| Binge DrinkingCDC PLACES | 15.1% | 16.7% | Lowell + |
| Current SmokersCDC PLACES | 14.1% | 7.4% | Naperville + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lowell
48.5°F
Naperville
N/A
Annual Precipitation
NOAA 1991–2020 normal
Lowell
47.0 in
Naperville
N/A
| Metric | Lowell, MA | Naperville, IL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.5°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 47.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lowell
7.2 µg/m³
Lowell +
Naperville
9.4 µg/m³
Good Air Days
AQI ≤ 50
Lowell
75.0%
Lowell +
Naperville
55.0%
| Metric | Lowell, MA | Naperville, IL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 9.4 µg/m³ | Lowell + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Lowell + |
Commute
Mean Commute Time
Census ACS
Lowell
30.1 min
Lowell +
Naperville
33.8 min
| Metric | Lowell, MA | Naperville, IL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.1 min | 33.8 min | Lowell + |
Which City is Right for You?
Naperville leads in median household income at $150,937, while lowell offers more affordable housing with a median home price of $484,226. On public safety, Lowell is safer with a violent crime rate of 326 per 100,000 residents, compared to 344 in Naperville. Naperville has a lower unemployment rate at 4.2%, and Lowell has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Lowell scores better with a lower obesity rate of 27.2%.
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