Lowell MA vs Ontario CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lowell, MA
Massachusetts · Population: 114,799
- Median HH Income$76,205
- Median Home Price$484,226
- Unemployment5.4%
- Bachelor's+29.9%
Ontario, CA
California · Population: 138,723
- Median HH Income$116,945
- Median Home Price$671,948
- Unemployment4.7%
- Bachelor's+40.1%
Detailed Comparison
Demographics
Population
Lowell
114,799
Ontario
138,723
Ontario +
Pop. Density / sq mi
Lower = more space
Lowell
N/A
Ontario
N/A
Median Age
Lowell
35.5
Lowell +
Ontario
36.9
Foreign Born
Lowell
29.5%
Lowell +
Ontario
21.0%
White
Lowell
50.9%
Ontario
53.6%
Ontario +
Black
Lowell
10.8%
Lowell +
Ontario
1.6%
Asian
Lowell
21.1%
Lowell +
Ontario
13.1%
Hispanic
Lowell
19.3%
Ontario
40.0%
Ontario +
Spanish at Home
Lowell
N/A
Ontario
N/A
| Metric | Lowell, MA | Ontario, CA | Better |
|---|---|---|---|
| Population | 114,799 | 138,723 | Ontario + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.5 | 36.9 | Lowell + |
| Foreign Born | 29.5% | 21.0% | Lowell + |
| White | 50.9% | 53.6% | Ontario + |
| Black | 10.8% | 1.6% | Lowell + |
| Asian | 21.1% | 13.1% | Lowell + |
| Hispanic | 19.3% | 40.0% | Ontario + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lowell
$76,205
Ontario
$116,945
Ontario +
Per Capita Income
Lowell
$36,138
Ontario
$50,759
Ontario +
Per Capita Personal Income (MSA)
BEA MSA-level
Lowell
$85,405
Lowell +
Ontario
$77,230
Unemployment Rate
Lowell
5.4%
Ontario
4.7%
Ontario +
Poverty Rate
Lowell
16.0%
Ontario
9.2%
Ontario +
Bachelor's Degree+
Lowell
29.9%
Ontario
40.1%
Ontario +
| Metric | Lowell, MA | Ontario, CA | Better |
|---|---|---|---|
| Median HH Income | $76,205 | $116,945 | Ontario + |
| Per Capita Income | $36,138 | $50,759 | Ontario + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $77,230 | Lowell + |
| Unemployment Rate | 5.4% | 4.7% | Ontario + |
| Poverty Rate | 16.0% | 9.2% | Ontario + |
| Bachelor's Degree+ | 29.9% | 40.1% | Ontario + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lowell
$484,226
Lowell +
Ontario
$671,948
Homeownership Rate
Lowell
44.0%
Ontario
58.1%
Ontario +
| Metric | Lowell, MA | Ontario, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $484,226 | $671,948 | Lowell + |
| Homeownership Rate | 44.0% | 58.1% | Ontario + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lowell
326
Lowell +
Ontario
503
Property Crime / 100K
FBI CDE (state-level est.)
Lowell
1086
Lowell +
Ontario
2388
| Metric | Lowell, MA | Ontario, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 503 | Lowell + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 2388 | Lowell + |
Health
Obesity Rate
CDC PLACES
Lowell
27.2%
Lowell +
Ontario
33.6%
Diabetes Rate
CDC PLACES
Lowell
10.9%
Lowell +
Ontario
12.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Lowell
18.5%
Ontario
17.8%
Ontario +
No Health Insurance
CDC PLACES
Lowell
8.2%
Lowell +
Ontario
17.0%
Binge Drinking
CDC PLACES
Lowell
15.1%
Lowell +
Ontario
15.7%
Current Smokers
CDC PLACES
Lowell
14.1%
Ontario
12.0%
Ontario +
| Metric | Lowell, MA | Ontario, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 27.2% | 33.6% | Lowell + |
| Diabetes RateCDC PLACES | 10.9% | 12.0% | Lowell + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.5% | 17.8% | Ontario + |
| No Health InsuranceCDC PLACES | 8.2% | 17.0% | Lowell + |
| Binge DrinkingCDC PLACES | 15.1% | 15.7% | Lowell + |
| Current SmokersCDC PLACES | 14.1% | 12.0% | Ontario + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lowell
48.5°F
Lowell +
Ontario
65.5°F
Annual Precipitation
NOAA 1991–2020 normal
Lowell
47.0 in
Ontario
15.0 in
Ontario +
| Metric | Lowell, MA | Ontario, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.5°F | 65.5°F | Lowell + |
| Annual PrecipitationNOAA 1991–2020 normal | 47.0 in | 15.0 in | Ontario + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lowell
7.2 µg/m³
Lowell +
Ontario
7.9 µg/m³
Good Air Days
AQI ≤ 50
Lowell
75.0%
Ontario
75.0%
Tie
| Metric | Lowell, MA | Ontario, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.9 µg/m³ | Lowell + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Lowell
30.1 min
Ontario
28.2 min
Ontario +
| Metric | Lowell, MA | Ontario, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.1 min | 28.2 min | Ontario + |
Which City is Right for You?
Ontario leads in median household income at $116,945, while lowell offers more affordable housing with a median home price of $484,226. On public safety, Lowell is safer with a violent crime rate of 326 per 100,000 residents, compared to 503 in Ontario. Ontario has a lower unemployment rate at 4.7%, and Lowell has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Lowell scores better with a lower obesity rate of 27.2%.
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