Lowell MA vs Rochester NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lowell, MA
Massachusetts · Population: 114,799
- Median HH Income$76,205
- Median Home Price$484,226
- Unemployment5.4%
- Bachelor's+29.9%
Rochester, NY
New York · Population: 209,720
- Median HH Income$46,628
- Median Home Price$241,627
- Unemployment7.9%
- Bachelor's+29.9%
Detailed Comparison
Demographics
Population
Lowell
114,799
Rochester
209,720
Rochester +
Pop. Density / sq mi
Lower = more space
Lowell
N/A
Rochester
N/A
Median Age
Lowell
35.5
Rochester
33.5
Rochester +
Foreign Born
Lowell
29.5%
Lowell +
Rochester
8.3%
White
Lowell
50.9%
Lowell +
Rochester
41.5%
Black
Lowell
10.8%
Rochester
37.5%
Rochester +
Asian
Lowell
21.1%
Lowell +
Rochester
3.2%
Hispanic
Lowell
19.3%
Rochester
20.0%
Rochester +
Spanish at Home
Lowell
N/A
Rochester
N/A
| Metric | Lowell, MA | Rochester, NY | Better |
|---|---|---|---|
| Population | 114,799 | 209,720 | Rochester + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.5 | 33.5 | Rochester + |
| Foreign Born | 29.5% | 8.3% | Lowell + |
| White | 50.9% | 41.5% | Lowell + |
| Black | 10.8% | 37.5% | Rochester + |
| Asian | 21.1% | 3.2% | Lowell + |
| Hispanic | 19.3% | 20.0% | Rochester + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lowell
$76,205
Lowell +
Rochester
$46,628
Per Capita Income
Lowell
$36,138
Lowell +
Rochester
$30,451
Per Capita Personal Income (MSA)
BEA MSA-level
Lowell
$85,405
Lowell +
Rochester
$77,425
Unemployment Rate
Lowell
5.4%
Lowell +
Rochester
7.9%
Poverty Rate
Lowell
16.0%
Lowell +
Rochester
26.6%
Bachelor's Degree+
Lowell
29.9%
Rochester
29.9%
Rochester +
| Metric | Lowell, MA | Rochester, NY | Better |
|---|---|---|---|
| Median HH Income | $76,205 | $46,628 | Lowell + |
| Per Capita Income | $36,138 | $30,451 | Lowell + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $77,425 | Lowell + |
| Unemployment Rate | 5.4% | 7.9% | Lowell + |
| Poverty Rate | 16.0% | 26.6% | Lowell + |
| Bachelor's Degree+ | 29.9% | 29.9% | Rochester + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lowell
$484,226
Rochester
$241,627
Rochester +
Homeownership Rate
Lowell
44.0%
Lowell +
Rochester
37.2%
| Metric | Lowell, MA | Rochester, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $484,226 | $241,627 | Rochester + |
| Homeownership Rate | 44.0% | 37.2% | Lowell + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lowell
326
Lowell +
Rochester
434
Property Crime / 100K
FBI CDE (state-level est.)
Lowell
1086
Lowell +
Rochester
1736
| Metric | Lowell, MA | Rochester, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 434 | Lowell + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 1736 | Lowell + |
Health
Obesity Rate
CDC PLACES
Lowell
27.2%
Lowell +
Rochester
38.0%
Diabetes Rate
CDC PLACES
Lowell
10.9%
Lowell +
Rochester
14.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Lowell
18.5%
Lowell +
Rochester
18.8%
No Health Insurance
CDC PLACES
Lowell
8.2%
Lowell +
Rochester
10.9%
Binge Drinking
CDC PLACES
Lowell
15.1%
Lowell +
Rochester
16.3%
Current Smokers
CDC PLACES
Lowell
14.1%
Lowell +
Rochester
16.6%
| Metric | Lowell, MA | Rochester, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 27.2% | 38.0% | Lowell + |
| Diabetes RateCDC PLACES | 10.9% | 14.3% | Lowell + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.5% | 18.8% | Lowell + |
| No Health InsuranceCDC PLACES | 8.2% | 10.9% | Lowell + |
| Binge DrinkingCDC PLACES | 15.1% | 16.3% | Lowell + |
| Current SmokersCDC PLACES | 14.1% | 16.6% | Lowell + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lowell
48.5°F
Rochester
48.2°F
Rochester +
Annual Precipitation
NOAA 1991–2020 normal
Lowell
47.0 in
Rochester
34.3 in
Rochester +
| Metric | Lowell, MA | Rochester, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.5°F | 48.2°F | Rochester + |
| Annual PrecipitationNOAA 1991–2020 normal | 47.0 in | 34.3 in | Rochester + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lowell
7.2 µg/m³
Lowell +
Rochester
8.1 µg/m³
Good Air Days
AQI ≤ 50
Lowell
75.0%
Rochester
75.0%
Tie
| Metric | Lowell, MA | Rochester, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.1 µg/m³ | Lowell + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Lowell
30.1 min
Rochester
20.6 min
Rochester +
| Metric | Lowell, MA | Rochester, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.1 min | 20.6 min | Rochester + |
Which City is Right for You?
Lowell leads in median household income at $76,205, while rochester offers more affordable housing with a median home price of $241,627. On public safety, Lowell is safer with a violent crime rate of 326 per 100,000 residents, compared to 434 in Rochester. Lowell has a lower unemployment rate at 5.4%, and Lowell has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Lowell scores better with a lower obesity rate of 27.2%.
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