Lowell MA vs Simi Valley CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lowell, MA
Massachusetts · Population: 114,799
- Median HH Income$76,205
- Median Home Price$484,226
- Unemployment5.4%
- Bachelor's+29.9%
Simi Valley, CA
California · Population: 125,769
- Median HH Income$117,703
- Median Home Price$839,862
- Unemployment4.5%
- Bachelor's+37.5%
Detailed Comparison
Demographics
Population
Lowell
114,799
Simi Valley
125,769
Simi Valley +
Pop. Density / sq mi
Lower = more space
Lowell
N/A
Simi Valley
N/A
Median Age
Lowell
35.5
Lowell +
Simi Valley
41.8
Foreign Born
Lowell
29.5%
Lowell +
Simi Valley
18.2%
White
Lowell
50.9%
Simi Valley
63.3%
Simi Valley +
Black
Lowell
10.8%
Lowell +
Simi Valley
1.4%
Asian
Lowell
21.1%
Lowell +
Simi Valley
10.7%
Hispanic
Lowell
19.3%
Simi Valley
27.1%
Simi Valley +
Spanish at Home
Lowell
N/A
Simi Valley
N/A
| Metric | Lowell, MA | Simi Valley, CA | Better |
|---|---|---|---|
| Population | 114,799 | 125,769 | Simi Valley + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.5 | 41.8 | Lowell + |
| Foreign Born | 29.5% | 18.2% | Lowell + |
| White | 50.9% | 63.3% | Simi Valley + |
| Black | 10.8% | 1.4% | Lowell + |
| Asian | 21.1% | 10.7% | Lowell + |
| Hispanic | 19.3% | 27.1% | Simi Valley + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lowell
$76,205
Simi Valley
$117,703
Simi Valley +
Per Capita Income
Lowell
$36,138
Simi Valley
$53,828
Simi Valley +
Per Capita Personal Income (MSA)
BEA MSA-level
Lowell
$85,405
Lowell +
Simi Valley
$77,230
Unemployment Rate
Lowell
5.4%
Simi Valley
4.5%
Simi Valley +
Poverty Rate
Lowell
16.0%
Simi Valley
6.7%
Simi Valley +
Bachelor's Degree+
Lowell
29.9%
Simi Valley
37.5%
Simi Valley +
| Metric | Lowell, MA | Simi Valley, CA | Better |
|---|---|---|---|
| Median HH Income | $76,205 | $117,703 | Simi Valley + |
| Per Capita Income | $36,138 | $53,828 | Simi Valley + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $77,230 | Lowell + |
| Unemployment Rate | 5.4% | 4.5% | Simi Valley + |
| Poverty Rate | 16.0% | 6.7% | Simi Valley + |
| Bachelor's Degree+ | 29.9% | 37.5% | Simi Valley + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lowell
$484,226
Lowell +
Simi Valley
$839,862
Homeownership Rate
Lowell
44.0%
Simi Valley
73.0%
Simi Valley +
| Metric | Lowell, MA | Simi Valley, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $484,226 | $839,862 | Lowell + |
| Homeownership Rate | 44.0% | 73.0% | Simi Valley + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lowell
326
Lowell +
Simi Valley
503
Property Crime / 100K
FBI CDE (state-level est.)
Lowell
1086
Lowell +
Simi Valley
2388
| Metric | Lowell, MA | Simi Valley, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 503 | Lowell + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 2388 | Lowell + |
Health
Obesity Rate
CDC PLACES
Lowell
27.2%
Simi Valley
24.4%
Simi Valley +
Diabetes Rate
CDC PLACES
Lowell
10.9%
Simi Valley
10.3%
Simi Valley +
Poor Mental Health
CDC PLACES — 14+ days/month
Lowell
18.5%
Simi Valley
16.3%
Simi Valley +
No Health Insurance
CDC PLACES
Lowell
8.2%
Simi Valley
7.4%
Simi Valley +
Binge Drinking
CDC PLACES
Lowell
15.1%
Lowell +
Simi Valley
16.3%
Current Smokers
CDC PLACES
Lowell
14.1%
Simi Valley
10.1%
Simi Valley +
| Metric | Lowell, MA | Simi Valley, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 27.2% | 24.4% | Simi Valley + |
| Diabetes RateCDC PLACES | 10.9% | 10.3% | Simi Valley + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.5% | 16.3% | Simi Valley + |
| No Health InsuranceCDC PLACES | 8.2% | 7.4% | Simi Valley + |
| Binge DrinkingCDC PLACES | 15.1% | 16.3% | Lowell + |
| Current SmokersCDC PLACES | 14.1% | 10.1% | Simi Valley + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lowell
48.5°F
Simi Valley
N/A
Annual Precipitation
NOAA 1991–2020 normal
Lowell
47.0 in
Simi Valley
N/A
| Metric | Lowell, MA | Simi Valley, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.5°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 47.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lowell
7.2 µg/m³
Lowell +
Simi Valley
7.9 µg/m³
Good Air Days
AQI ≤ 50
Lowell
75.0%
Simi Valley
75.0%
Tie
| Metric | Lowell, MA | Simi Valley, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.9 µg/m³ | Lowell + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Lowell
30.1 min
Lowell +
Simi Valley
31.0 min
| Metric | Lowell, MA | Simi Valley, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.1 min | 31.0 min | Lowell + |
Which City is Right for You?
Simi Valley leads in median household income at $117,703, while lowell offers more affordable housing with a median home price of $484,226. On public safety, Lowell is safer with a violent crime rate of 326 per 100,000 residents, compared to 503 in Simi Valley. Simi Valley has a lower unemployment rate at 4.5%, and Lowell has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Simi Valley scores better with a lower obesity rate of 24.4%.
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