Lowell MA vs South Bend IN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lowell, MA
Massachusetts · Population: 114,799
- Median HH Income$76,205
- Median Home Price$484,226
- Unemployment5.4%
- Bachelor's+29.9%
South Bend, IN
Indiana · Population: 102,866
- Median HH Income$52,512
- Median Home Price$194,972
- Unemployment6.0%
- Bachelor's+29.4%
Detailed Comparison
Demographics
Population
Lowell
114,799
Lowell +
South Bend
102,866
Pop. Density / sq mi
Lower = more space
Lowell
N/A
South Bend
N/A
Median Age
Lowell
35.5
South Bend
33.9
South Bend +
Foreign Born
Lowell
29.5%
Lowell +
South Bend
8.9%
White
Lowell
50.9%
South Bend
54.1%
South Bend +
Black
Lowell
10.8%
South Bend
24.4%
South Bend +
Asian
Lowell
21.1%
Lowell +
South Bend
1.7%
Hispanic
Lowell
19.3%
Lowell +
South Bend
17.3%
Spanish at Home
Lowell
N/A
South Bend
N/A
| Metric | Lowell, MA | South Bend, IN | Better |
|---|---|---|---|
| Population | 114,799 | 102,866 | Lowell + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.5 | 33.9 | South Bend + |
| Foreign Born | 29.5% | 8.9% | Lowell + |
| White | 50.9% | 54.1% | South Bend + |
| Black | 10.8% | 24.4% | South Bend + |
| Asian | 21.1% | 1.7% | Lowell + |
| Hispanic | 19.3% | 17.3% | Lowell + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lowell
$76,205
Lowell +
South Bend
$52,512
Per Capita Income
Lowell
$36,138
Lowell +
South Bend
$29,511
Per Capita Personal Income (MSA)
BEA MSA-level
Lowell
$85,405
Lowell +
South Bend
$58,697
Unemployment Rate
Lowell
5.4%
Lowell +
South Bend
6.0%
Poverty Rate
Lowell
16.0%
Lowell +
South Bend
22.6%
Bachelor's Degree+
Lowell
29.9%
Lowell +
South Bend
29.4%
| Metric | Lowell, MA | South Bend, IN | Better |
|---|---|---|---|
| Median HH Income | $76,205 | $52,512 | Lowell + |
| Per Capita Income | $36,138 | $29,511 | Lowell + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $58,697 | Lowell + |
| Unemployment Rate | 5.4% | 6.0% | Lowell + |
| Poverty Rate | 16.0% | 22.6% | Lowell + |
| Bachelor's Degree+ | 29.9% | 29.4% | Lowell + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lowell
$484,226
South Bend
$194,972
South Bend +
Homeownership Rate
Lowell
44.0%
South Bend
58.8%
South Bend +
| Metric | Lowell, MA | South Bend, IN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $484,226 | $194,972 | South Bend + |
| Homeownership Rate | 44.0% | 58.8% | South Bend + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lowell
326
Lowell +
South Bend
370
Property Crime / 100K
FBI CDE (state-level est.)
Lowell
1086
Lowell +
South Bend
1719
| Metric | Lowell, MA | South Bend, IN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 370 | Lowell + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 1719 | Lowell + |
Health
Obesity Rate
CDC PLACES
Lowell
27.2%
Lowell +
South Bend
39.7%
Diabetes Rate
CDC PLACES
Lowell
10.9%
Lowell +
South Bend
15.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Lowell
18.5%
Lowell +
South Bend
20.3%
No Health Insurance
CDC PLACES
Lowell
8.2%
Lowell +
South Bend
12.6%
Binge Drinking
CDC PLACES
Lowell
15.1%
Lowell +
South Bend
15.3%
Current Smokers
CDC PLACES
Lowell
14.1%
Lowell +
South Bend
18.2%
| Metric | Lowell, MA | South Bend, IN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 27.2% | 39.7% | Lowell + |
| Diabetes RateCDC PLACES | 10.9% | 15.2% | Lowell + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.5% | 20.3% | Lowell + |
| No Health InsuranceCDC PLACES | 8.2% | 12.6% | Lowell + |
| Binge DrinkingCDC PLACES | 15.1% | 15.3% | Lowell + |
| Current SmokersCDC PLACES | 14.1% | 18.2% | Lowell + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lowell
48.5°F
Lowell +
South Bend
49.8°F
Annual Precipitation
NOAA 1991–2020 normal
Lowell
47.0 in
South Bend
38.0 in
South Bend +
| Metric | Lowell, MA | South Bend, IN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.5°F | 49.8°F | Lowell + |
| Annual PrecipitationNOAA 1991–2020 normal | 47.0 in | 38.0 in | South Bend + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lowell
7.2 µg/m³
Lowell +
South Bend
10.1 µg/m³
Good Air Days
AQI ≤ 50
Lowell
75.0%
Lowell +
South Bend
55.0%
| Metric | Lowell, MA | South Bend, IN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 10.1 µg/m³ | Lowell + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Lowell + |
Commute
Mean Commute Time
Census ACS
Lowell
30.1 min
South Bend
21.6 min
South Bend +
| Metric | Lowell, MA | South Bend, IN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.1 min | 21.6 min | South Bend + |
Which City is Right for You?
Lowell leads in median household income at $76,205, while south Bend offers more affordable housing with a median home price of $194,972. On public safety, Lowell is safer with a violent crime rate of 326 per 100,000 residents, compared to 370 in South Bend. Lowell has a lower unemployment rate at 5.4%, and Lowell has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Lowell scores better with a lower obesity rate of 27.2%.
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