Lowell MA vs Toledo OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lowell, MA
Massachusetts · Population: 114,799
- Median HH Income$76,205
- Median Home Price$484,226
- Unemployment5.4%
- Bachelor's+29.9%
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Detailed Comparison
Demographics
Population
Lowell
114,799
Toledo
268,461
Toledo +
Pop. Density / sq mi
Lower = more space
Lowell
N/A
Toledo
N/A
Median Age
Lowell
35.5
Lowell +
Toledo
35.7
Foreign Born
Lowell
29.5%
Lowell +
Toledo
3.4%
White
Lowell
50.9%
Toledo
58.7%
Toledo +
Black
Lowell
10.8%
Toledo
28.7%
Toledo +
Asian
Lowell
21.1%
Lowell +
Toledo
1.4%
Hispanic
Lowell
19.3%
Lowell +
Toledo
8.9%
Spanish at Home
Lowell
N/A
Toledo
N/A
| Metric | Lowell, MA | Toledo, OH | Better |
|---|---|---|---|
| Population | 114,799 | 268,461 | Toledo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.5 | 35.7 | Lowell + |
| Foreign Born | 29.5% | 3.4% | Lowell + |
| White | 50.9% | 58.7% | Toledo + |
| Black | 10.8% | 28.7% | Toledo + |
| Asian | 21.1% | 1.4% | Lowell + |
| Hispanic | 19.3% | 8.9% | Lowell + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lowell
$76,205
Lowell +
Toledo
$47,532
Per Capita Income
Lowell
$36,138
Lowell +
Toledo
$27,407
Per Capita Personal Income (MSA)
BEA MSA-level
Lowell
$85,405
Lowell +
Toledo
$58,300
Unemployment Rate
Lowell
5.4%
Lowell +
Toledo
8.5%
Poverty Rate
Lowell
16.0%
Lowell +
Toledo
24.5%
Bachelor's Degree+
Lowell
29.9%
Lowell +
Toledo
21.0%
| Metric | Lowell, MA | Toledo, OH | Better |
|---|---|---|---|
| Median HH Income | $76,205 | $47,532 | Lowell + |
| Per Capita Income | $36,138 | $27,407 | Lowell + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $58,300 | Lowell + |
| Unemployment Rate | 5.4% | 8.5% | Lowell + |
| Poverty Rate | 16.0% | 24.5% | Lowell + |
| Bachelor's Degree+ | 29.9% | 21.0% | Lowell + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lowell
$484,226
Toledo
$130,101
Toledo +
Homeownership Rate
Lowell
44.0%
Toledo
52.7%
Toledo +
| Metric | Lowell, MA | Toledo, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $484,226 | $130,101 | Toledo + |
| Homeownership Rate | 44.0% | 52.7% | Toledo + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lowell
326
Toledo
319
Toledo +
Property Crime / 100K
FBI CDE (state-level est.)
Lowell
1086
Lowell +
Toledo
1866
| Metric | Lowell, MA | Toledo, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 319 | Toledo + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 1866 | Lowell + |
Health
Obesity Rate
CDC PLACES
Lowell
27.2%
Lowell +
Toledo
39.3%
Diabetes Rate
CDC PLACES
Lowell
10.9%
Lowell +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Lowell
18.5%
Lowell +
Toledo
20.6%
No Health Insurance
CDC PLACES
Lowell
8.2%
Lowell +
Toledo
11.3%
Binge Drinking
CDC PLACES
Lowell
15.1%
Toledo
14.9%
Toledo +
Current Smokers
CDC PLACES
Lowell
14.1%
Lowell +
Toledo
19.9%
| Metric | Lowell, MA | Toledo, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 27.2% | 39.3% | Lowell + |
| Diabetes RateCDC PLACES | 10.9% | 15.7% | Lowell + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.5% | 20.6% | Lowell + |
| No Health InsuranceCDC PLACES | 8.2% | 11.3% | Lowell + |
| Binge DrinkingCDC PLACES | 15.1% | 14.9% | Toledo + |
| Current SmokersCDC PLACES | 14.1% | 19.9% | Lowell + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lowell
48.5°F
Lowell +
Toledo
50.6°F
Annual Precipitation
NOAA 1991–2020 normal
Lowell
47.0 in
Toledo
33.4 in
Toledo +
| Metric | Lowell, MA | Toledo, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.5°F | 50.6°F | Lowell + |
| Annual PrecipitationNOAA 1991–2020 normal | 47.0 in | 33.4 in | Toledo + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lowell
7.2 µg/m³
Lowell +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
Lowell
75.0%
Lowell +
Toledo
55.0%
| Metric | Lowell, MA | Toledo, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 10.3 µg/m³ | Lowell + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Lowell + |
Commute
Mean Commute Time
Census ACS
Lowell
30.1 min
Toledo
21.3 min
Toledo +
| Metric | Lowell, MA | Toledo, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.1 min | 21.3 min | Toledo + |
Which City is Right for You?
Lowell leads in median household income at $76,205, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 326 in Lowell. Lowell has a lower unemployment rate at 5.4%, and Lowell has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Lowell scores better with a lower obesity rate of 27.2%.
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