Lynn MA vs Montgomery AL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lynn, MA
Massachusetts · Population: 100,905
- Median HH Income$74,715
- Median Home Price$584,482
- Unemployment4.6%
- Bachelor's+23.3%
Montgomery, AL
Alabama · Population: 198,440
- Median HH Income$55,687
- Median Home Price$151,721
- Unemployment6.5%
- Bachelor's+33.5%
Detailed Comparison
Demographics
Population
Lynn
100,905
Montgomery
198,440
Montgomery +
Pop. Density / sq mi
Lower = more space
Lynn
N/A
Montgomery
N/A
Median Age
Lynn
36.8
Montgomery
36.2
Montgomery +
Foreign Born
Lynn
35.7%
Lynn +
Montgomery
5.5%
White
Lynn
44.6%
Lynn +
Montgomery
27.7%
Black
Lynn
12.1%
Montgomery
63.0%
Montgomery +
Asian
Lynn
6.0%
Lynn +
Montgomery
3.3%
Hispanic
Lynn
42.5%
Lynn +
Montgomery
4.8%
Spanish at Home
Lynn
N/A
Montgomery
N/A
| Metric | Lynn, MA | Montgomery, AL | Better |
|---|---|---|---|
| Population | 100,905 | 198,440 | Montgomery + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.8 | 36.2 | Montgomery + |
| Foreign Born | 35.7% | 5.5% | Lynn + |
| White | 44.6% | 27.7% | Lynn + |
| Black | 12.1% | 63.0% | Montgomery + |
| Asian | 6.0% | 3.3% | Lynn + |
| Hispanic | 42.5% | 4.8% | Lynn + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lynn
$74,715
Lynn +
Montgomery
$55,687
Per Capita Income
Lynn
$35,083
Lynn +
Montgomery
$32,068
Per Capita Personal Income (MSA)
BEA MSA-level
Lynn
$85,405
Lynn +
Montgomery
$51,690
Unemployment Rate
Lynn
4.6%
Lynn +
Montgomery
6.5%
Poverty Rate
Lynn
13.7%
Lynn +
Montgomery
20.9%
Bachelor's Degree+
Lynn
23.3%
Montgomery
33.5%
Montgomery +
| Metric | Lynn, MA | Montgomery, AL | Better |
|---|---|---|---|
| Median HH Income | $74,715 | $55,687 | Lynn + |
| Per Capita Income | $35,083 | $32,068 | Lynn + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $51,690 | Lynn + |
| Unemployment Rate | 4.6% | 6.5% | Lynn + |
| Poverty Rate | 13.7% | 20.9% | Lynn + |
| Bachelor's Degree+ | 23.3% | 33.5% | Montgomery + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lynn
$584,482
Montgomery
$151,721
Montgomery +
Homeownership Rate
Lynn
50.4%
Montgomery
54.3%
Montgomery +
| Metric | Lynn, MA | Montgomery, AL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $584,482 | $151,721 | Montgomery + |
| Homeownership Rate | 50.4% | 54.3% | Montgomery + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lynn
326
Lynn +
Montgomery
400
Property Crime / 100K
FBI CDE (state-level est.)
Lynn
1086
Lynn +
Montgomery
1734
| Metric | Lynn, MA | Montgomery, AL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 400 | Lynn + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 1734 | Lynn + |
Health
Obesity Rate
CDC PLACES
Lynn
33.8%
Lynn +
Montgomery
46.4%
Diabetes Rate
CDC PLACES
Lynn
12.3%
Lynn +
Montgomery
16.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Lynn
17.6%
Montgomery
17.6%
Tie
No Health Insurance
CDC PLACES
Lynn
11.8%
Montgomery
11.0%
Montgomery +
Binge Drinking
CDC PLACES
Lynn
14.8%
Montgomery
12.4%
Montgomery +
Current Smokers
CDC PLACES
Lynn
14.6%
Lynn +
Montgomery
15.3%
| Metric | Lynn, MA | Montgomery, AL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.8% | 46.4% | Lynn + |
| Diabetes RateCDC PLACES | 12.3% | 16.7% | Lynn + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 17.6% | Tie |
| No Health InsuranceCDC PLACES | 11.8% | 11.0% | Montgomery + |
| Binge DrinkingCDC PLACES | 14.8% | 12.4% | Montgomery + |
| Current SmokersCDC PLACES | 14.6% | 15.3% | Lynn + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lynn
N/A
Montgomery
64.5°F
Annual Precipitation
NOAA 1991–2020 normal
Lynn
N/A
Montgomery
52.8 in
| Metric | Lynn, MA | Montgomery, AL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 64.5°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 52.8 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lynn
7.2 µg/m³
Lynn +
Montgomery
8.8 µg/m³
Good Air Days
AQI ≤ 50
Lynn
75.0%
Montgomery
75.0%
Tie
| Metric | Lynn, MA | Montgomery, AL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.8 µg/m³ | Lynn + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Lynn
33.8 min
Montgomery
22.0 min
Montgomery +
| Metric | Lynn, MA | Montgomery, AL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 33.8 min | 22.0 min | Montgomery + |
Which City is Right for You?
Lynn leads in median household income at $74,715, while montgomery offers more affordable housing with a median home price of $151,721. On public safety, Lynn is safer with a violent crime rate of 326 per 100,000 residents, compared to 400 in Montgomery. Lynn has a lower unemployment rate at 4.6%, and Lynn has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Lynn scores better with a lower obesity rate of 33.8%.
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