Lynn MA vs Ontario CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lynn, MA
Massachusetts · Population: 100,905
- Median HH Income$74,715
- Median Home Price$584,482
- Unemployment4.6%
- Bachelor's+23.3%
Ontario, CA
California · Population: 138,723
- Median HH Income$116,945
- Median Home Price$671,948
- Unemployment4.7%
- Bachelor's+40.1%
Detailed Comparison
Demographics
Population
Lynn
100,905
Ontario
138,723
Ontario +
Pop. Density / sq mi
Lower = more space
Lynn
N/A
Ontario
N/A
Median Age
Lynn
36.8
Lynn +
Ontario
36.9
Foreign Born
Lynn
35.7%
Lynn +
Ontario
21.0%
White
Lynn
44.6%
Ontario
53.6%
Ontario +
Black
Lynn
12.1%
Lynn +
Ontario
1.6%
Asian
Lynn
6.0%
Ontario
13.1%
Ontario +
Hispanic
Lynn
42.5%
Lynn +
Ontario
40.0%
Spanish at Home
Lynn
N/A
Ontario
N/A
| Metric | Lynn, MA | Ontario, CA | Better |
|---|---|---|---|
| Population | 100,905 | 138,723 | Ontario + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.8 | 36.9 | Lynn + |
| Foreign Born | 35.7% | 21.0% | Lynn + |
| White | 44.6% | 53.6% | Ontario + |
| Black | 12.1% | 1.6% | Lynn + |
| Asian | 6.0% | 13.1% | Ontario + |
| Hispanic | 42.5% | 40.0% | Lynn + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lynn
$74,715
Ontario
$116,945
Ontario +
Per Capita Income
Lynn
$35,083
Ontario
$50,759
Ontario +
Per Capita Personal Income (MSA)
BEA MSA-level
Lynn
$85,405
Lynn +
Ontario
$77,230
Unemployment Rate
Lynn
4.6%
Lynn +
Ontario
4.7%
Poverty Rate
Lynn
13.7%
Ontario
9.2%
Ontario +
Bachelor's Degree+
Lynn
23.3%
Ontario
40.1%
Ontario +
| Metric | Lynn, MA | Ontario, CA | Better |
|---|---|---|---|
| Median HH Income | $74,715 | $116,945 | Ontario + |
| Per Capita Income | $35,083 | $50,759 | Ontario + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $77,230 | Lynn + |
| Unemployment Rate | 4.6% | 4.7% | Lynn + |
| Poverty Rate | 13.7% | 9.2% | Ontario + |
| Bachelor's Degree+ | 23.3% | 40.1% | Ontario + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lynn
$584,482
Lynn +
Ontario
$671,948
Homeownership Rate
Lynn
50.4%
Ontario
58.1%
Ontario +
| Metric | Lynn, MA | Ontario, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $584,482 | $671,948 | Lynn + |
| Homeownership Rate | 50.4% | 58.1% | Ontario + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lynn
326
Lynn +
Ontario
503
Property Crime / 100K
FBI CDE (state-level est.)
Lynn
1086
Lynn +
Ontario
2388
| Metric | Lynn, MA | Ontario, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 503 | Lynn + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 2388 | Lynn + |
Health
Obesity Rate
CDC PLACES
Lynn
33.8%
Ontario
33.6%
Ontario +
Diabetes Rate
CDC PLACES
Lynn
12.3%
Ontario
12.0%
Ontario +
Poor Mental Health
CDC PLACES — 14+ days/month
Lynn
17.6%
Lynn +
Ontario
17.8%
No Health Insurance
CDC PLACES
Lynn
11.8%
Lynn +
Ontario
17.0%
Binge Drinking
CDC PLACES
Lynn
14.8%
Lynn +
Ontario
15.7%
Current Smokers
CDC PLACES
Lynn
14.6%
Ontario
12.0%
Ontario +
| Metric | Lynn, MA | Ontario, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.8% | 33.6% | Ontario + |
| Diabetes RateCDC PLACES | 12.3% | 12.0% | Ontario + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 17.8% | Lynn + |
| No Health InsuranceCDC PLACES | 11.8% | 17.0% | Lynn + |
| Binge DrinkingCDC PLACES | 14.8% | 15.7% | Lynn + |
| Current SmokersCDC PLACES | 14.6% | 12.0% | Ontario + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lynn
N/A
Ontario
65.5°F
Annual Precipitation
NOAA 1991–2020 normal
Lynn
N/A
Ontario
15.0 in
| Metric | Lynn, MA | Ontario, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 65.5°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 15.0 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lynn
7.2 µg/m³
Lynn +
Ontario
7.9 µg/m³
Good Air Days
AQI ≤ 50
Lynn
75.0%
Ontario
75.0%
Tie
| Metric | Lynn, MA | Ontario, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.9 µg/m³ | Lynn + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Lynn
33.8 min
Ontario
28.2 min
Ontario +
| Metric | Lynn, MA | Ontario, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 33.8 min | 28.2 min | Ontario + |
Which City is Right for You?
Ontario leads in median household income at $116,945, while lynn offers more affordable housing with a median home price of $584,482. On public safety, Lynn is safer with a violent crime rate of 326 per 100,000 residents, compared to 503 in Ontario. Lynn has a lower unemployment rate at 4.6%, and Lynn has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Ontario scores better with a lower obesity rate of 33.6%.
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