Lynn MA vs Waterbury CT — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lynn, MA
Massachusetts · Population: 100,905
- Median HH Income$74,715
- Median Home Price$584,482
- Unemployment4.6%
- Bachelor's+23.3%
Waterbury, CT
Connecticut · Population: N/A
- Median HH IncomeN/A
- Median Home Price$280,921
- UnemploymentN/A
- Bachelor's+N/A
Detailed Comparison
Demographics
Population
Lynn
100,905
Waterbury
N/A
Pop. Density / sq mi
Lower = more space
Lynn
N/A
Waterbury
N/A
Median Age
Lynn
36.8
Waterbury
N/A
Foreign Born
Lynn
35.7%
Waterbury
N/A
White
Lynn
44.6%
Waterbury
N/A
Black
Lynn
12.1%
Waterbury
N/A
Asian
Lynn
6.0%
Waterbury
N/A
Hispanic
Lynn
42.5%
Waterbury
N/A
Spanish at Home
Lynn
N/A
Waterbury
N/A
| Metric | Lynn, MA | Waterbury, CT | Better |
|---|---|---|---|
| Population | 100,905 | N/A | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.8 | N/A | - |
| Foreign Born | 35.7% | N/A | - |
| White | 44.6% | N/A | - |
| Black | 12.1% | N/A | - |
| Asian | 6.0% | N/A | - |
| Hispanic | 42.5% | N/A | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lynn
$74,715
Waterbury
N/A
Per Capita Income
Lynn
$35,083
Waterbury
N/A
Per Capita Personal Income (MSA)
BEA MSA-level
Lynn
$85,405
Lynn +
Waterbury
$85,393
Unemployment Rate
Lynn
4.6%
Waterbury
N/A
Poverty Rate
Lynn
13.7%
Waterbury
N/A
Bachelor's Degree+
Lynn
23.3%
Waterbury
N/A
| Metric | Lynn, MA | Waterbury, CT | Better |
|---|---|---|---|
| Median HH Income | $74,715 | N/A | - |
| Per Capita Income | $35,083 | N/A | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $85,393 | Lynn + |
| Unemployment Rate | 4.6% | N/A | - |
| Poverty Rate | 13.7% | N/A | - |
| Bachelor's Degree+ | 23.3% | N/A | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lynn
$584,482
Waterbury
$280,921
Waterbury +
Homeownership Rate
Lynn
50.4%
Waterbury
N/A
| Metric | Lynn, MA | Waterbury, CT | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $584,482 | $280,921 | Waterbury + |
| Homeownership Rate | 50.4% | N/A | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lynn
326
Waterbury
156
Waterbury +
Property Crime / 100K
FBI CDE (state-level est.)
Lynn
1086
Lynn +
Waterbury
1524
| Metric | Lynn, MA | Waterbury, CT | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 156 | Waterbury + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 1524 | Lynn + |
Health
Obesity Rate
CDC PLACES
Lynn
33.8%
Lynn +
Waterbury
40.5%
Diabetes Rate
CDC PLACES
Lynn
12.3%
Lynn +
Waterbury
14.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Lynn
17.6%
Lynn +
Waterbury
19.1%
No Health Insurance
CDC PLACES
Lynn
11.8%
Lynn +
Waterbury
18.5%
Binge Drinking
CDC PLACES
Lynn
14.8%
Waterbury
13.2%
Waterbury +
Current Smokers
CDC PLACES
Lynn
14.6%
Lynn +
Waterbury
16.2%
| Metric | Lynn, MA | Waterbury, CT | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.8% | 40.5% | Lynn + |
| Diabetes RateCDC PLACES | 12.3% | 14.1% | Lynn + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 19.1% | Lynn + |
| No Health InsuranceCDC PLACES | 11.8% | 18.5% | Lynn + |
| Binge DrinkingCDC PLACES | 14.8% | 13.2% | Waterbury + |
| Current SmokersCDC PLACES | 14.6% | 16.2% | Lynn + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lynn
N/A
Waterbury
N/A
Annual Precipitation
NOAA 1991–2020 normal
Lynn
N/A
Waterbury
N/A
| Metric | Lynn, MA | Waterbury, CT | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lynn
7.2 µg/m³
Lynn +
Waterbury
7.7 µg/m³
Good Air Days
AQI ≤ 50
Lynn
75.0%
Waterbury
75.0%
Tie
| Metric | Lynn, MA | Waterbury, CT | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.7 µg/m³ | Lynn + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Lynn
33.8 min
Waterbury
N/A
| Metric | Lynn, MA | Waterbury, CT | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 33.8 min | N/A | - |
Which City is Right for You?
Waterbury offers more affordable housing with a median home price of $280,921. On public safety, Waterbury is safer with a violent crime rate of 156 per 100,000 residents, compared to 326 in Lynn. Lynn has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Lynn scores better with a lower obesity rate of 33.8%.
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