Memphis TN vs Oxnard CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Memphis, TN
Tennessee · Population: 629,063
- Median HH Income$51,211
- Median Home Price$147,306
- Unemployment8.3%
- Bachelor's+28.2%
Oxnard, CA
California · Population: 201,014
- Median HH Income$93,372
- Median Home Price$765,773
- Unemployment6.6%
- Bachelor's+19.6%
Detailed Comparison
Demographics
Population
Memphis
629,063
Memphis +
Oxnard
201,014
Pop. Density / sq mi
Lower = more space
Memphis
N/A
Oxnard
N/A
Median Age
Memphis
34.3
Oxnard
34.0
Oxnard +
Foreign Born
Memphis
7.4%
Oxnard
33.8%
Oxnard +
White
Memphis
25.0%
Oxnard
36.9%
Oxnard +
Black
Memphis
62.9%
Memphis +
Oxnard
1.8%
Asian
Memphis
1.7%
Oxnard
6.6%
Oxnard +
Hispanic
Memphis
10.2%
Oxnard
77.0%
Oxnard +
Spanish at Home
Memphis
N/A
Oxnard
N/A
| Metric | Memphis, TN | Oxnard, CA | Better |
|---|---|---|---|
| Population | 629,063 | 201,014 | Memphis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.3 | 34.0 | Oxnard + |
| Foreign Born | 7.4% | 33.8% | Oxnard + |
| White | 25.0% | 36.9% | Oxnard + |
| Black | 62.9% | 1.8% | Memphis + |
| Asian | 1.7% | 6.6% | Oxnard + |
| Hispanic | 10.2% | 77.0% | Oxnard + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Memphis
$51,211
Oxnard
$93,372
Oxnard +
Per Capita Income
Memphis
$32,314
Memphis +
Oxnard
$30,413
Per Capita Personal Income (MSA)
BEA MSA-level
Memphis
$59,097
Oxnard
$77,230
Oxnard +
Unemployment Rate
Memphis
8.3%
Oxnard
6.6%
Oxnard +
Poverty Rate
Memphis
22.5%
Oxnard
10.8%
Oxnard +
Bachelor's Degree+
Memphis
28.2%
Memphis +
Oxnard
19.6%
| Metric | Memphis, TN | Oxnard, CA | Better |
|---|---|---|---|
| Median HH Income | $51,211 | $93,372 | Oxnard + |
| Per Capita Income | $32,314 | $30,413 | Memphis + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,097 | $77,230 | Oxnard + |
| Unemployment Rate | 8.3% | 6.6% | Oxnard + |
| Poverty Rate | 22.5% | 10.8% | Oxnard + |
| Bachelor's Degree+ | 28.2% | 19.6% | Memphis + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Memphis
$147,306
Memphis +
Oxnard
$765,773
Homeownership Rate
Memphis
46.0%
Oxnard
53.9%
Oxnard +
| Metric | Memphis, TN | Oxnard, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $147,306 | $765,773 | Memphis + |
| Homeownership Rate | 46.0% | 53.9% | Oxnard + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Memphis
639
Oxnard
503
Oxnard +
Property Crime / 100K
FBI CDE (state-level est.)
Memphis
2350
Memphis +
Oxnard
2388
| Metric | Memphis, TN | Oxnard, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 639 | 503 | Oxnard + |
| Property Crime / 100KFBI CDE (state-level est.) | 2350 | 2388 | Memphis + |
Health
Obesity Rate
CDC PLACES
Memphis
42.1%
Oxnard
28.4%
Oxnard +
Diabetes Rate
CDC PLACES
Memphis
17.6%
Oxnard
12.8%
Oxnard +
Poor Mental Health
CDC PLACES — 14+ days/month
Memphis
20.7%
Oxnard
17.9%
Oxnard +
No Health Insurance
CDC PLACES
Memphis
14.9%
Memphis +
Oxnard
19.2%
Binge Drinking
CDC PLACES
Memphis
13.5%
Memphis +
Oxnard
15.6%
Current Smokers
CDC PLACES
Memphis
19.9%
Oxnard
12.0%
Oxnard +
| Metric | Memphis, TN | Oxnard, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 42.1% | 28.4% | Oxnard + |
| Diabetes RateCDC PLACES | 17.6% | 12.8% | Oxnard + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.7% | 17.9% | Oxnard + |
| No Health InsuranceCDC PLACES | 14.9% | 19.2% | Memphis + |
| Binge DrinkingCDC PLACES | 13.5% | 15.6% | Memphis + |
| Current SmokersCDC PLACES | 19.9% | 12.0% | Oxnard + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Memphis
60.9°F
Memphis +
Oxnard
61.2°F
Annual Precipitation
NOAA 1991–2020 normal
Memphis
54.9 in
Oxnard
15.3 in
Oxnard +
| Metric | Memphis, TN | Oxnard, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.9°F | 61.2°F | Memphis + |
| Annual PrecipitationNOAA 1991–2020 normal | 54.9 in | 15.3 in | Oxnard + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Memphis
8.9 µg/m³
Oxnard
7.9 µg/m³
Oxnard +
Good Air Days
AQI ≤ 50
Memphis
75.0%
Oxnard
75.0%
Tie
| Metric | Memphis, TN | Oxnard, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.9 µg/m³ | 7.9 µg/m³ | Oxnard + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Memphis
22.9 min
Memphis +
Oxnard
27.1 min
| Metric | Memphis, TN | Oxnard, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.9 min | 27.1 min | Memphis + |
Which City is Right for You?
Oxnard leads in median household income at $93,372, while memphis offers more affordable housing with a median home price of $147,306. On public safety, Oxnard is safer with a violent crime rate of 503 per 100,000 residents, compared to 639 in Memphis. Oxnard has a lower unemployment rate at 6.6%, and Oxnard has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oxnard scores better with a lower obesity rate of 28.4%.
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