Memphis TN vs Round Rock TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Memphis, TN
Tennessee · Population: 629,063
- Median HH Income$51,211
- Median Home Price$147,306
- Unemployment8.3%
- Bachelor's+28.2%
Round Rock, TX
Texas · Population: 124,288
- Median HH Income$97,187
- Median Home Price$411,570
- Unemployment3.6%
- Bachelor's+43.6%
Detailed Comparison
Demographics
Population
Memphis
629,063
Memphis +
Round Rock
124,288
Pop. Density / sq mi
Lower = more space
Memphis
N/A
Round Rock
N/A
Median Age
Memphis
34.3
Memphis +
Round Rock
36.2
Foreign Born
Memphis
7.4%
Round Rock
15.5%
Round Rock +
White
Memphis
25.0%
Round Rock
58.3%
Round Rock +
Black
Memphis
62.9%
Memphis +
Round Rock
11.2%
Asian
Memphis
1.7%
Round Rock
7.3%
Round Rock +
Hispanic
Memphis
10.2%
Round Rock
29.1%
Round Rock +
Spanish at Home
Memphis
N/A
Round Rock
N/A
| Metric | Memphis, TN | Round Rock, TX | Better |
|---|---|---|---|
| Population | 629,063 | 124,288 | Memphis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.3 | 36.2 | Memphis + |
| Foreign Born | 7.4% | 15.5% | Round Rock + |
| White | 25.0% | 58.3% | Round Rock + |
| Black | 62.9% | 11.2% | Memphis + |
| Asian | 1.7% | 7.3% | Round Rock + |
| Hispanic | 10.2% | 29.1% | Round Rock + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Memphis
$51,211
Round Rock
$97,187
Round Rock +
Per Capita Income
Memphis
$32,314
Round Rock
$47,829
Round Rock +
Per Capita Personal Income (MSA)
BEA MSA-level
Memphis
$59,097
Round Rock
$63,758
Round Rock +
Unemployment Rate
Memphis
8.3%
Round Rock
3.6%
Round Rock +
Poverty Rate
Memphis
22.5%
Round Rock
7.7%
Round Rock +
Bachelor's Degree+
Memphis
28.2%
Round Rock
43.6%
Round Rock +
| Metric | Memphis, TN | Round Rock, TX | Better |
|---|---|---|---|
| Median HH Income | $51,211 | $97,187 | Round Rock + |
| Per Capita Income | $32,314 | $47,829 | Round Rock + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,097 | $63,758 | Round Rock + |
| Unemployment Rate | 8.3% | 3.6% | Round Rock + |
| Poverty Rate | 22.5% | 7.7% | Round Rock + |
| Bachelor's Degree+ | 28.2% | 43.6% | Round Rock + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Memphis
$147,306
Memphis +
Round Rock
$411,570
Homeownership Rate
Memphis
46.0%
Round Rock
56.3%
Round Rock +
| Metric | Memphis, TN | Round Rock, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $147,306 | $411,570 | Memphis + |
| Homeownership Rate | 46.0% | 56.3% | Round Rock + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Memphis
639
Round Rock
442
Round Rock +
Property Crime / 100K
FBI CDE (state-level est.)
Memphis
2350
Round Rock
2339
Round Rock +
| Metric | Memphis, TN | Round Rock, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 639 | 442 | Round Rock + |
| Property Crime / 100KFBI CDE (state-level est.) | 2350 | 2339 | Round Rock + |
Health
Obesity Rate
CDC PLACES
Memphis
42.1%
Round Rock
34.2%
Round Rock +
Diabetes Rate
CDC PLACES
Memphis
17.6%
Round Rock
9.8%
Round Rock +
Poor Mental Health
CDC PLACES — 14+ days/month
Memphis
20.7%
Round Rock
16.6%
Round Rock +
No Health Insurance
CDC PLACES
Memphis
14.9%
Round Rock
14.1%
Round Rock +
Binge Drinking
CDC PLACES
Memphis
13.5%
Memphis +
Round Rock
17.3%
Current Smokers
CDC PLACES
Memphis
19.9%
Round Rock
10.6%
Round Rock +
| Metric | Memphis, TN | Round Rock, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 42.1% | 34.2% | Round Rock + |
| Diabetes RateCDC PLACES | 17.6% | 9.8% | Round Rock + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.7% | 16.6% | Round Rock + |
| No Health InsuranceCDC PLACES | 14.9% | 14.1% | Round Rock + |
| Binge DrinkingCDC PLACES | 13.5% | 17.3% | Memphis + |
| Current SmokersCDC PLACES | 19.9% | 10.6% | Round Rock + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Memphis
60.9°F
Round Rock
N/A
Annual Precipitation
NOAA 1991–2020 normal
Memphis
54.9 in
Round Rock
35.7 in
Round Rock +
| Metric | Memphis, TN | Round Rock, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.9°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 54.9 in | 35.7 in | Round Rock + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Memphis
8.9 µg/m³
Memphis +
Round Rock
9.2 µg/m³
Good Air Days
AQI ≤ 50
Memphis
75.0%
Memphis +
Round Rock
55.0%
| Metric | Memphis, TN | Round Rock, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.9 µg/m³ | 9.2 µg/m³ | Memphis + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Memphis + |
Commute
Mean Commute Time
Census ACS
Memphis
22.9 min
Memphis +
Round Rock
26.1 min
| Metric | Memphis, TN | Round Rock, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.9 min | 26.1 min | Memphis + |
Which City is Right for You?
Round Rock leads in median household income at $97,187, while memphis offers more affordable housing with a median home price of $147,306. On public safety, Round Rock is safer with a violent crime rate of 442 per 100,000 residents, compared to 639 in Memphis. Round Rock has a lower unemployment rate at 3.6%, and Memphis has cleaner air (PM2.5 avg 8.9 µg/m³). For overall health outcomes, Round Rock scores better with a lower obesity rate of 34.2%.
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