Memphis TN vs Simi Valley CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Memphis, TN

Tennessee · Population: 629,063

  • Median HH Income$51,211
  • Median Home Price$147,306
  • Unemployment8.3%
  • Bachelor's+28.2%

Simi Valley, CA

California · Population: 125,769

  • Median HH Income$117,703
  • Median Home Price$839,862
  • Unemployment4.5%
  • Bachelor's+37.5%

Detailed Comparison

Demographics

Population
Memphis
629,063
Memphis +
Simi Valley
125,769
Pop. Density / sq mi
Lower = more space
Memphis
N/A
Simi Valley
N/A
Median Age
Memphis
34.3
Memphis +
Simi Valley
41.8
Foreign Born
Memphis
7.4%
Simi Valley
18.2%
Simi Valley +
White
Memphis
25.0%
Simi Valley
63.3%
Simi Valley +
Black
Memphis
62.9%
Memphis +
Simi Valley
1.4%
Asian
Memphis
1.7%
Simi Valley
10.7%
Simi Valley +
Hispanic
Memphis
10.2%
Simi Valley
27.1%
Simi Valley +
Spanish at Home
Memphis
N/A
Simi Valley
N/A

Economy

Median HH Income
Memphis
$51,211
Simi Valley
$117,703
Simi Valley +
Per Capita Income
Memphis
$32,314
Simi Valley
$53,828
Simi Valley +
Per Capita Personal Income (MSA)
BEA MSA-level
Memphis
$59,097
Simi Valley
$77,230
Simi Valley +
Unemployment Rate
Memphis
8.3%
Simi Valley
4.5%
Simi Valley +
Poverty Rate
Memphis
22.5%
Simi Valley
6.7%
Simi Valley +
Bachelor's Degree+
Memphis
28.2%
Simi Valley
37.5%
Simi Valley +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Memphis
$147,306
Memphis +
Simi Valley
$839,862
Homeownership Rate
Memphis
46.0%
Simi Valley
73.0%
Simi Valley +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Memphis
639
Simi Valley
503
Simi Valley +
Property Crime / 100K
FBI CDE (state-level est.)
Memphis
2350
Memphis +
Simi Valley
2388

Health

Obesity Rate
CDC PLACES
Memphis
42.1%
Simi Valley
24.4%
Simi Valley +
Diabetes Rate
CDC PLACES
Memphis
17.6%
Simi Valley
10.3%
Simi Valley +
Poor Mental Health
CDC PLACES — 14+ days/month
Memphis
20.7%
Simi Valley
16.3%
Simi Valley +
No Health Insurance
CDC PLACES
Memphis
14.9%
Simi Valley
7.4%
Simi Valley +
Binge Drinking
CDC PLACES
Memphis
13.5%
Memphis +
Simi Valley
16.3%
Current Smokers
CDC PLACES
Memphis
19.9%
Simi Valley
10.1%
Simi Valley +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Memphis
60.9°F
Simi Valley
N/A
Annual Precipitation
NOAA 1991–2020 normal
Memphis
54.9 in
Simi Valley
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Memphis
8.9 µg/m³
Simi Valley
7.9 µg/m³
Simi Valley +
Good Air Days
AQI ≤ 50
Memphis
75.0%
Simi Valley
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Memphis
22.9 min
Memphis +
Simi Valley
31.0 min

Which City is Right for You?

Simi Valley leads in median household income at $117,703, while memphis offers more affordable housing with a median home price of $147,306. On public safety, Simi Valley is safer with a violent crime rate of 503 per 100,000 residents, compared to 639 in Memphis. Simi Valley has a lower unemployment rate at 4.5%, and Simi Valley has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Simi Valley scores better with a lower obesity rate of 24.4%.

Compare More Cities

About Memphis & Simi Valley