Memphis TN vs Westminster CO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Memphis, TN
Tennessee · Population: 629,063
- Median HH Income$51,211
- Median Home Price$147,306
- Unemployment8.3%
- Bachelor's+28.2%
Westminster, CO
Colorado · Population: 115,546
- Median HH Income$96,145
- Median Home Price$528,447
- Unemployment3.8%
- Bachelor's+44.0%
Detailed Comparison
Demographics
Population
Memphis
629,063
Memphis +
Westminster
115,546
Pop. Density / sq mi
Lower = more space
Memphis
N/A
Westminster
N/A
Median Age
Memphis
34.3
Memphis +
Westminster
37.5
Foreign Born
Memphis
7.4%
Westminster
8.2%
Westminster +
White
Memphis
25.0%
Westminster
74.7%
Westminster +
Black
Memphis
62.9%
Memphis +
Westminster
1.2%
Asian
Memphis
1.7%
Westminster
4.7%
Westminster +
Hispanic
Memphis
10.2%
Westminster
23.7%
Westminster +
Spanish at Home
Memphis
N/A
Westminster
N/A
| Metric | Memphis, TN | Westminster, CO | Better |
|---|---|---|---|
| Population | 629,063 | 115,546 | Memphis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.3 | 37.5 | Memphis + |
| Foreign Born | 7.4% | 8.2% | Westminster + |
| White | 25.0% | 74.7% | Westminster + |
| Black | 62.9% | 1.2% | Memphis + |
| Asian | 1.7% | 4.7% | Westminster + |
| Hispanic | 10.2% | 23.7% | Westminster + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Memphis
$51,211
Westminster
$96,145
Westminster +
Per Capita Income
Memphis
$32,314
Westminster
$51,982
Westminster +
Per Capita Personal Income (MSA)
BEA MSA-level
Memphis
$59,097
Westminster
$76,653
Westminster +
Unemployment Rate
Memphis
8.3%
Westminster
3.8%
Westminster +
Poverty Rate
Memphis
22.5%
Westminster
7.0%
Westminster +
Bachelor's Degree+
Memphis
28.2%
Westminster
44.0%
Westminster +
| Metric | Memphis, TN | Westminster, CO | Better |
|---|---|---|---|
| Median HH Income | $51,211 | $96,145 | Westminster + |
| Per Capita Income | $32,314 | $51,982 | Westminster + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,097 | $76,653 | Westminster + |
| Unemployment Rate | 8.3% | 3.8% | Westminster + |
| Poverty Rate | 22.5% | 7.0% | Westminster + |
| Bachelor's Degree+ | 28.2% | 44.0% | Westminster + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Memphis
$147,306
Memphis +
Westminster
$528,447
Homeownership Rate
Memphis
46.0%
Westminster
63.7%
Westminster +
| Metric | Memphis, TN | Westminster, CO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $147,306 | $528,447 | Memphis + |
| Homeownership Rate | 46.0% | 63.7% | Westminster + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Memphis
639
Westminster
512
Westminster +
Property Crime / 100K
FBI CDE (state-level est.)
Memphis
2350
Memphis +
Westminster
3234
| Metric | Memphis, TN | Westminster, CO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 639 | 512 | Westminster + |
| Property Crime / 100KFBI CDE (state-level est.) | 2350 | 3234 | Memphis + |
Health
Obesity Rate
CDC PLACES
Memphis
42.1%
Westminster
27.7%
Westminster +
Diabetes Rate
CDC PLACES
Memphis
17.6%
Westminster
8.4%
Westminster +
Poor Mental Health
CDC PLACES — 14+ days/month
Memphis
20.7%
Westminster
16.1%
Westminster +
No Health Insurance
CDC PLACES
Memphis
14.9%
Westminster
11.1%
Westminster +
Binge Drinking
CDC PLACES
Memphis
13.5%
Memphis +
Westminster
18.7%
Current Smokers
CDC PLACES
Memphis
19.9%
Westminster
11.1%
Westminster +
| Metric | Memphis, TN | Westminster, CO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 42.1% | 27.7% | Westminster + |
| Diabetes RateCDC PLACES | 17.6% | 8.4% | Westminster + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.7% | 16.1% | Westminster + |
| No Health InsuranceCDC PLACES | 14.9% | 11.1% | Westminster + |
| Binge DrinkingCDC PLACES | 13.5% | 18.7% | Memphis + |
| Current SmokersCDC PLACES | 19.9% | 11.1% | Westminster + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Memphis
60.9°F
Westminster
N/A
Annual Precipitation
NOAA 1991–2020 normal
Memphis
54.9 in
Westminster
N/A
| Metric | Memphis, TN | Westminster, CO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.9°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 54.9 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Memphis
8.9 µg/m³
Westminster
6.2 µg/m³
Westminster +
Good Air Days
AQI ≤ 50
Memphis
75.0%
Westminster
75.0%
Tie
| Metric | Memphis, TN | Westminster, CO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.9 µg/m³ | 6.2 µg/m³ | Westminster + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Memphis
22.9 min
Memphis +
Westminster
28.6 min
| Metric | Memphis, TN | Westminster, CO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.9 min | 28.6 min | Memphis + |
Which City is Right for You?
Westminster leads in median household income at $96,145, while memphis offers more affordable housing with a median home price of $147,306. On public safety, Westminster is safer with a violent crime rate of 512 per 100,000 residents, compared to 639 in Memphis. Westminster has a lower unemployment rate at 3.8%, and Westminster has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Westminster scores better with a lower obesity rate of 27.7%.
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