Memphis TN vs Wilmington NC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Memphis, TN
Tennessee · Population: 629,063
- Median HH Income$51,211
- Median Home Price$147,306
- Unemployment8.3%
- Bachelor's+28.2%
Wilmington, NC
North Carolina · Population: 250,887
- Median HH Income$57,673
- Median Home Price$419,326
- Unemployment5.9%
- Bachelor's+37.2%
Detailed Comparison
Demographics
Population
Memphis
629,063
Memphis +
Wilmington
250,887
Pop. Density / sq mi
Lower = more space
Memphis
N/A
Wilmington
N/A
Median Age
Memphis
34.3
Memphis +
Wilmington
35.6
Foreign Born
Memphis
7.4%
Wilmington
10.7%
Wilmington +
White
Memphis
25.0%
Wilmington
48.7%
Wilmington +
Black
Memphis
62.9%
Memphis +
Wilmington
32.4%
Asian
Memphis
1.7%
Wilmington
2.3%
Wilmington +
Hispanic
Memphis
10.2%
Wilmington
17.9%
Wilmington +
Spanish at Home
Memphis
N/A
Wilmington
N/A
| Metric | Memphis, TN | Wilmington, NC | Better |
|---|---|---|---|
| Population | 629,063 | 250,887 | Memphis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.3 | 35.6 | Memphis + |
| Foreign Born | 7.4% | 10.7% | Wilmington + |
| White | 25.0% | 48.7% | Wilmington + |
| Black | 62.9% | 32.4% | Memphis + |
| Asian | 1.7% | 2.3% | Wilmington + |
| Hispanic | 10.2% | 17.9% | Wilmington + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Memphis
$51,211
Wilmington
$57,673
Wilmington +
Per Capita Income
Memphis
$32,314
Wilmington
$35,074
Wilmington +
Per Capita Personal Income (MSA)
BEA MSA-level
Memphis
$59,097
Wilmington
$59,120
Wilmington +
Unemployment Rate
Memphis
8.3%
Wilmington
5.9%
Wilmington +
Poverty Rate
Memphis
22.5%
Wilmington
17.9%
Wilmington +
Bachelor's Degree+
Memphis
28.2%
Wilmington
37.2%
Wilmington +
| Metric | Memphis, TN | Wilmington, NC | Better |
|---|---|---|---|
| Median HH Income | $51,211 | $57,673 | Wilmington + |
| Per Capita Income | $32,314 | $35,074 | Wilmington + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,097 | $59,120 | Wilmington + |
| Unemployment Rate | 8.3% | 5.9% | Wilmington + |
| Poverty Rate | 22.5% | 17.9% | Wilmington + |
| Bachelor's Degree+ | 28.2% | 37.2% | Wilmington + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Memphis
$147,306
Memphis +
Wilmington
$419,326
Homeownership Rate
Memphis
46.0%
Wilmington
54.6%
Wilmington +
| Metric | Memphis, TN | Wilmington, NC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $147,306 | $419,326 | Memphis + |
| Homeownership Rate | 46.0% | 54.6% | Wilmington + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Memphis
639
Wilmington
398
Wilmington +
Property Crime / 100K
FBI CDE (state-level est.)
Memphis
2350
Wilmington
1999
Wilmington +
| Metric | Memphis, TN | Wilmington, NC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 639 | 398 | Wilmington + |
| Property Crime / 100KFBI CDE (state-level est.) | 2350 | 1999 | Wilmington + |
Health
Obesity Rate
CDC PLACES
Memphis
42.1%
Wilmington
31.9%
Wilmington +
Diabetes Rate
CDC PLACES
Memphis
17.6%
Wilmington
10.7%
Wilmington +
Poor Mental Health
CDC PLACES — 14+ days/month
Memphis
20.7%
Wilmington
17.4%
Wilmington +
No Health Insurance
CDC PLACES
Memphis
14.9%
Wilmington
9.6%
Wilmington +
Binge Drinking
CDC PLACES
Memphis
13.5%
Memphis +
Wilmington
17.5%
Current Smokers
CDC PLACES
Memphis
19.9%
Wilmington
12.2%
Wilmington +
| Metric | Memphis, TN | Wilmington, NC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 42.1% | 31.9% | Wilmington + |
| Diabetes RateCDC PLACES | 17.6% | 10.7% | Wilmington + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.7% | 17.4% | Wilmington + |
| No Health InsuranceCDC PLACES | 14.9% | 9.6% | Wilmington + |
| Binge DrinkingCDC PLACES | 13.5% | 17.5% | Memphis + |
| Current SmokersCDC PLACES | 19.9% | 12.2% | Wilmington + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Memphis
60.9°F
Memphis +
Wilmington
63.8°F
Annual Precipitation
NOAA 1991–2020 normal
Memphis
54.9 in
Memphis +
Wilmington
58.4 in
| Metric | Memphis, TN | Wilmington, NC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.9°F | 63.8°F | Memphis + |
| Annual PrecipitationNOAA 1991–2020 normal | 54.9 in | 58.4 in | Memphis + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Memphis
8.9 µg/m³
Wilmington
8.7 µg/m³
Wilmington +
Good Air Days
AQI ≤ 50
Memphis
75.0%
Wilmington
75.0%
Tie
| Metric | Memphis, TN | Wilmington, NC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.9 µg/m³ | 8.7 µg/m³ | Wilmington + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Memphis
22.9 min
Memphis +
Wilmington
23.2 min
| Metric | Memphis, TN | Wilmington, NC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.9 min | 23.2 min | Memphis + |
Which City is Right for You?
Wilmington leads in median household income at $57,673, while memphis offers more affordable housing with a median home price of $147,306. On public safety, Wilmington is safer with a violent crime rate of 398 per 100,000 residents, compared to 639 in Memphis. Wilmington has a lower unemployment rate at 5.9%, and Wilmington has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Wilmington scores better with a lower obesity rate of 31.9%.
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