Montgomery AL vs New Rochelle NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Montgomery, AL
Alabama · Population: 198,440
- Median HH Income$55,687
- Median Home Price$151,721
- Unemployment6.5%
- Bachelor's+33.5%
New Rochelle, NY
New York · Population: 48,198
- Median HH Income$48,535
- Median Home Price$920,484
- Unemployment9.7%
- Bachelor's+22.8%
Detailed Comparison
Demographics
Population
Montgomery
198,440
Montgomery +
New Rochelle
48,198
Pop. Density / sq mi
Lower = more space
Montgomery
N/A
New Rochelle
N/A
Median Age
Montgomery
36.2
Montgomery +
New Rochelle
40.7
Foreign Born
Montgomery
5.5%
Montgomery +
New Rochelle
4.6%
White
Montgomery
27.7%
New Rochelle
66.1%
New Rochelle +
Black
Montgomery
63.0%
Montgomery +
New Rochelle
17.8%
Asian
Montgomery
3.3%
Montgomery +
New Rochelle
2.3%
Hispanic
Montgomery
4.8%
New Rochelle
8.0%
New Rochelle +
Spanish at Home
Montgomery
N/A
New Rochelle
N/A
| Metric | Montgomery, AL | New Rochelle, NY | Better |
|---|---|---|---|
| Population | 198,440 | 48,198 | Montgomery + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | 40.7 | Montgomery + |
| Foreign Born | 5.5% | 4.6% | Montgomery + |
| White | 27.7% | 66.1% | New Rochelle + |
| Black | 63.0% | 17.8% | Montgomery + |
| Asian | 3.3% | 2.3% | Montgomery + |
| Hispanic | 4.8% | 8.0% | New Rochelle + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Montgomery
$55,687
Montgomery +
New Rochelle
$48,535
Per Capita Income
Montgomery
$32,068
Montgomery +
New Rochelle
$30,033
Per Capita Personal Income (MSA)
BEA MSA-level
Montgomery
$51,690
New Rochelle
$77,425
New Rochelle +
Unemployment Rate
Montgomery
6.5%
Montgomery +
New Rochelle
9.7%
Poverty Rate
Montgomery
20.9%
Montgomery +
New Rochelle
23.7%
Bachelor's Degree+
Montgomery
33.5%
Montgomery +
New Rochelle
22.8%
| Metric | Montgomery, AL | New Rochelle, NY | Better |
|---|---|---|---|
| Median HH Income | $55,687 | $48,535 | Montgomery + |
| Per Capita Income | $32,068 | $30,033 | Montgomery + |
| Per Capita Personal Income (MSA)BEA MSA-level | $51,690 | $77,425 | New Rochelle + |
| Unemployment Rate | 6.5% | 9.7% | Montgomery + |
| Poverty Rate | 20.9% | 23.7% | Montgomery + |
| Bachelor's Degree+ | 33.5% | 22.8% | Montgomery + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Montgomery
$151,721
Montgomery +
New Rochelle
$920,484
Homeownership Rate
Montgomery
54.3%
New Rochelle
57.5%
New Rochelle +
| Metric | Montgomery, AL | New Rochelle, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $151,721 | $920,484 | Montgomery + |
| Homeownership Rate | 54.3% | 57.5% | New Rochelle + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Montgomery
400
Montgomery +
New Rochelle
434
Property Crime / 100K
FBI CDE (state-level est.)
Montgomery
1734
Montgomery +
New Rochelle
1736
| Metric | Montgomery, AL | New Rochelle, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 400 | 434 | Montgomery + |
| Property Crime / 100KFBI CDE (state-level est.) | 1734 | 1736 | Montgomery + |
Health
Obesity Rate
CDC PLACES
Montgomery
46.4%
New Rochelle
26.6%
New Rochelle +
Diabetes Rate
CDC PLACES
Montgomery
16.7%
New Rochelle
10.6%
New Rochelle +
Poor Mental Health
CDC PLACES — 14+ days/month
Montgomery
17.6%
New Rochelle
13.8%
New Rochelle +
No Health Insurance
CDC PLACES
Montgomery
11.0%
New Rochelle
9.5%
New Rochelle +
Binge Drinking
CDC PLACES
Montgomery
12.4%
Montgomery +
New Rochelle
14.9%
Current Smokers
CDC PLACES
Montgomery
15.3%
New Rochelle
9.3%
New Rochelle +
| Metric | Montgomery, AL | New Rochelle, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 46.4% | 26.6% | New Rochelle + |
| Diabetes RateCDC PLACES | 16.7% | 10.6% | New Rochelle + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 13.8% | New Rochelle + |
| No Health InsuranceCDC PLACES | 11.0% | 9.5% | New Rochelle + |
| Binge DrinkingCDC PLACES | 12.4% | 14.9% | Montgomery + |
| Current SmokersCDC PLACES | 15.3% | 9.3% | New Rochelle + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Montgomery
64.5°F
New Rochelle
N/A
Annual Precipitation
NOAA 1991–2020 normal
Montgomery
52.8 in
New Rochelle
N/A
| Metric | Montgomery, AL | New Rochelle, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.5°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 52.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Montgomery
8.8 µg/m³
New Rochelle
8.1 µg/m³
New Rochelle +
Good Air Days
AQI ≤ 50
Montgomery
75.0%
New Rochelle
75.0%
Tie
| Metric | Montgomery, AL | New Rochelle, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.8 µg/m³ | 8.1 µg/m³ | New Rochelle + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Montgomery
22.0 min
New Rochelle
20.0 min
New Rochelle +
| Metric | Montgomery, AL | New Rochelle, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.0 min | 20.0 min | New Rochelle + |
Which City is Right for You?
Montgomery leads in median household income at $55,687, while montgomery offers more affordable housing with a median home price of $151,721. On public safety, Montgomery is safer with a violent crime rate of 400 per 100,000 residents, compared to 434 in New Rochelle. Montgomery has a lower unemployment rate at 6.5%, and New Rochelle has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, New Rochelle scores better with a lower obesity rate of 26.6%.
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