Montgomery AL vs Oxnard CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Montgomery, AL
Alabama · Population: 198,440
- Median HH Income$55,687
- Median Home Price$151,721
- Unemployment6.5%
- Bachelor's+33.5%
Oxnard, CA
California · Population: 201,014
- Median HH Income$93,372
- Median Home Price$765,773
- Unemployment6.6%
- Bachelor's+19.6%
Detailed Comparison
Demographics
Population
Montgomery
198,440
Oxnard
201,014
Oxnard +
Pop. Density / sq mi
Lower = more space
Montgomery
N/A
Oxnard
N/A
Median Age
Montgomery
36.2
Oxnard
34.0
Oxnard +
Foreign Born
Montgomery
5.5%
Oxnard
33.8%
Oxnard +
White
Montgomery
27.7%
Oxnard
36.9%
Oxnard +
Black
Montgomery
63.0%
Montgomery +
Oxnard
1.8%
Asian
Montgomery
3.3%
Oxnard
6.6%
Oxnard +
Hispanic
Montgomery
4.8%
Oxnard
77.0%
Oxnard +
Spanish at Home
Montgomery
N/A
Oxnard
N/A
| Metric | Montgomery, AL | Oxnard, CA | Better |
|---|---|---|---|
| Population | 198,440 | 201,014 | Oxnard + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | 34.0 | Oxnard + |
| Foreign Born | 5.5% | 33.8% | Oxnard + |
| White | 27.7% | 36.9% | Oxnard + |
| Black | 63.0% | 1.8% | Montgomery + |
| Asian | 3.3% | 6.6% | Oxnard + |
| Hispanic | 4.8% | 77.0% | Oxnard + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Montgomery
$55,687
Oxnard
$93,372
Oxnard +
Per Capita Income
Montgomery
$32,068
Montgomery +
Oxnard
$30,413
Per Capita Personal Income (MSA)
BEA MSA-level
Montgomery
$51,690
Oxnard
$77,230
Oxnard +
Unemployment Rate
Montgomery
6.5%
Montgomery +
Oxnard
6.6%
Poverty Rate
Montgomery
20.9%
Oxnard
10.8%
Oxnard +
Bachelor's Degree+
Montgomery
33.5%
Montgomery +
Oxnard
19.6%
| Metric | Montgomery, AL | Oxnard, CA | Better |
|---|---|---|---|
| Median HH Income | $55,687 | $93,372 | Oxnard + |
| Per Capita Income | $32,068 | $30,413 | Montgomery + |
| Per Capita Personal Income (MSA)BEA MSA-level | $51,690 | $77,230 | Oxnard + |
| Unemployment Rate | 6.5% | 6.6% | Montgomery + |
| Poverty Rate | 20.9% | 10.8% | Oxnard + |
| Bachelor's Degree+ | 33.5% | 19.6% | Montgomery + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Montgomery
$151,721
Montgomery +
Oxnard
$765,773
Homeownership Rate
Montgomery
54.3%
Montgomery +
Oxnard
53.9%
| Metric | Montgomery, AL | Oxnard, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $151,721 | $765,773 | Montgomery + |
| Homeownership Rate | 54.3% | 53.9% | Montgomery + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Montgomery
400
Montgomery +
Oxnard
503
Property Crime / 100K
FBI CDE (state-level est.)
Montgomery
1734
Montgomery +
Oxnard
2388
| Metric | Montgomery, AL | Oxnard, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 400 | 503 | Montgomery + |
| Property Crime / 100KFBI CDE (state-level est.) | 1734 | 2388 | Montgomery + |
Health
Obesity Rate
CDC PLACES
Montgomery
46.4%
Oxnard
28.4%
Oxnard +
Diabetes Rate
CDC PLACES
Montgomery
16.7%
Oxnard
12.8%
Oxnard +
Poor Mental Health
CDC PLACES — 14+ days/month
Montgomery
17.6%
Montgomery +
Oxnard
17.9%
No Health Insurance
CDC PLACES
Montgomery
11.0%
Montgomery +
Oxnard
19.2%
Binge Drinking
CDC PLACES
Montgomery
12.4%
Montgomery +
Oxnard
15.6%
Current Smokers
CDC PLACES
Montgomery
15.3%
Oxnard
12.0%
Oxnard +
| Metric | Montgomery, AL | Oxnard, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 46.4% | 28.4% | Oxnard + |
| Diabetes RateCDC PLACES | 16.7% | 12.8% | Oxnard + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 17.9% | Montgomery + |
| No Health InsuranceCDC PLACES | 11.0% | 19.2% | Montgomery + |
| Binge DrinkingCDC PLACES | 12.4% | 15.6% | Montgomery + |
| Current SmokersCDC PLACES | 15.3% | 12.0% | Oxnard + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Montgomery
64.5°F
Oxnard
61.2°F
Oxnard +
Annual Precipitation
NOAA 1991–2020 normal
Montgomery
52.8 in
Oxnard
15.3 in
Oxnard +
| Metric | Montgomery, AL | Oxnard, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.5°F | 61.2°F | Oxnard + |
| Annual PrecipitationNOAA 1991–2020 normal | 52.8 in | 15.3 in | Oxnard + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Montgomery
8.8 µg/m³
Oxnard
7.9 µg/m³
Oxnard +
Good Air Days
AQI ≤ 50
Montgomery
75.0%
Oxnard
75.0%
Tie
| Metric | Montgomery, AL | Oxnard, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.8 µg/m³ | 7.9 µg/m³ | Oxnard + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Montgomery
22.0 min
Montgomery +
Oxnard
27.1 min
| Metric | Montgomery, AL | Oxnard, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.0 min | 27.1 min | Montgomery + |
Which City is Right for You?
Oxnard leads in median household income at $93,372, while montgomery offers more affordable housing with a median home price of $151,721. On public safety, Montgomery is safer with a violent crime rate of 400 per 100,000 residents, compared to 503 in Oxnard. Montgomery has a lower unemployment rate at 6.5%, and Oxnard has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oxnard scores better with a lower obesity rate of 28.4%.
Compare More Cities
Montgomery, AL vs New York, NYLos Angeles, CA vs Montgomery, ALChicago, IL vs Montgomery, ALHouston, TX vs Montgomery, ALMontgomery, AL vs Phoenix, AZMontgomery, AL vs Philadelphia, PA