Montgomery AL vs Raleigh NC — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Montgomery, AL

Alabama · Population: 198,440

  • Median HH Income$55,687
  • Median Home Price$151,721
  • Unemployment6.5%
  • Bachelor's+33.5%

Raleigh, NC

North Carolina · Population: 470,763

  • Median HH Income$82,424
  • Median Home Price$435,807
  • Unemployment4.5%
  • Bachelor's+52.9%

Detailed Comparison

Demographics

Population
Montgomery
198,440
Raleigh
470,763
Raleigh +
Pop. Density / sq mi
Lower = more space
Montgomery
N/A
Raleigh
N/A
Median Age
Montgomery
36.2
Raleigh
34.7
Raleigh +
Foreign Born
Montgomery
5.5%
Raleigh
13.6%
Raleigh +
White
Montgomery
27.7%
Raleigh
53.8%
Raleigh +
Black
Montgomery
63.0%
Montgomery +
Raleigh
27.5%
Asian
Montgomery
3.3%
Raleigh
4.7%
Raleigh +
Hispanic
Montgomery
4.8%
Raleigh
12.7%
Raleigh +
Spanish at Home
Montgomery
N/A
Raleigh
N/A

Economy

Median HH Income
Montgomery
$55,687
Raleigh
$82,424
Raleigh +
Per Capita Income
Montgomery
$32,068
Raleigh
$49,948
Raleigh +
Per Capita Personal Income (MSA)
BEA MSA-level
Montgomery
$51,690
Raleigh
$59,120
Raleigh +
Unemployment Rate
Montgomery
6.5%
Raleigh
4.5%
Raleigh +
Poverty Rate
Montgomery
20.9%
Raleigh
11.4%
Raleigh +
Bachelor's Degree+
Montgomery
33.5%
Raleigh
52.9%
Raleigh +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Montgomery
$151,721
Montgomery +
Raleigh
$435,807
Homeownership Rate
Montgomery
54.3%
Montgomery +
Raleigh
51.2%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Montgomery
400
Raleigh
398
Raleigh +
Property Crime / 100K
FBI CDE (state-level est.)
Montgomery
1734
Montgomery +
Raleigh
1999

Health

Obesity Rate
CDC PLACES
Montgomery
46.4%
Raleigh
30.9%
Raleigh +
Diabetes Rate
CDC PLACES
Montgomery
16.7%
Raleigh
9.1%
Raleigh +
Poor Mental Health
CDC PLACES — 14+ days/month
Montgomery
17.6%
Raleigh
16.6%
Raleigh +
No Health Insurance
CDC PLACES
Montgomery
11.0%
Raleigh
9.7%
Raleigh +
Binge Drinking
CDC PLACES
Montgomery
12.4%
Montgomery +
Raleigh
15.3%
Current Smokers
CDC PLACES
Montgomery
15.3%
Raleigh
10.5%
Raleigh +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Montgomery
64.5°F
Raleigh
61.1°F
Raleigh +
Annual Precipitation
NOAA 1991–2020 normal
Montgomery
52.8 in
Raleigh
46.2 in
Raleigh +

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Montgomery
8.8 µg/m³
Raleigh
8.7 µg/m³
Raleigh +
Good Air Days
AQI ≤ 50
Montgomery
75.0%
Raleigh
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Montgomery
22.0 min
Montgomery +
Raleigh
25.1 min

Which City is Right for You?

Raleigh leads in median household income at $82,424, while montgomery offers more affordable housing with a median home price of $151,721. On public safety, Raleigh is safer with a violent crime rate of 398 per 100,000 residents, compared to 400 in Montgomery. Raleigh has a lower unemployment rate at 4.5%, and Raleigh has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Raleigh scores better with a lower obesity rate of 30.9%.

Compare More Cities

About Montgomery & Raleigh