Montgomery AL vs Southaven MS — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Montgomery, AL
Alabama · Population: 198,440
- Median HH Income$55,687
- Median Home Price$151,721
- Unemployment6.5%
- Bachelor's+33.5%
Southaven, MS
Mississippi · Population: N/A
- Median HH IncomeN/A
- Median Home Price$276,140
- UnemploymentN/A
- Bachelor's+N/A
Detailed Comparison
Demographics
Population
Montgomery
198,440
Southaven
N/A
Pop. Density / sq mi
Lower = more space
Montgomery
N/A
Southaven
N/A
Median Age
Montgomery
36.2
Southaven
N/A
Foreign Born
Montgomery
5.5%
Southaven
N/A
White
Montgomery
27.7%
Southaven
N/A
Black
Montgomery
63.0%
Southaven
N/A
Asian
Montgomery
3.3%
Southaven
N/A
Hispanic
Montgomery
4.8%
Southaven
N/A
Spanish at Home
Montgomery
N/A
Southaven
N/A
| Metric | Montgomery, AL | Southaven, MS | Better |
|---|---|---|---|
| Population | 198,440 | N/A | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | N/A | - |
| Foreign Born | 5.5% | N/A | - |
| White | 27.7% | N/A | - |
| Black | 63.0% | N/A | - |
| Asian | 3.3% | N/A | - |
| Hispanic | 4.8% | N/A | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Montgomery
$55,687
Southaven
N/A
Per Capita Income
Montgomery
$32,068
Southaven
N/A
Per Capita Personal Income (MSA)
BEA MSA-level
Montgomery
$51,690
Montgomery +
Southaven
$46,995
Unemployment Rate
Montgomery
6.5%
Southaven
N/A
Poverty Rate
Montgomery
20.9%
Southaven
N/A
Bachelor's Degree+
Montgomery
33.5%
Southaven
N/A
| Metric | Montgomery, AL | Southaven, MS | Better |
|---|---|---|---|
| Median HH Income | $55,687 | N/A | - |
| Per Capita Income | $32,068 | N/A | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $51,690 | $46,995 | Montgomery + |
| Unemployment Rate | 6.5% | N/A | - |
| Poverty Rate | 20.9% | N/A | - |
| Bachelor's Degree+ | 33.5% | N/A | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Montgomery
$151,721
Montgomery +
Southaven
$276,140
Homeownership Rate
Montgomery
54.3%
Southaven
N/A
| Metric | Montgomery, AL | Southaven, MS | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $151,721 | $276,140 | Montgomery + |
| Homeownership Rate | 54.3% | N/A | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Montgomery
400
Southaven
247
Southaven +
Property Crime / 100K
FBI CDE (state-level est.)
Montgomery
1734
Montgomery +
Southaven
1808
| Metric | Montgomery, AL | Southaven, MS | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 400 | 247 | Southaven + |
| Property Crime / 100KFBI CDE (state-level est.) | 1734 | 1808 | Montgomery + |
Health
Obesity Rate
CDC PLACES
Montgomery
46.4%
Southaven
37.2%
Southaven +
Diabetes Rate
CDC PLACES
Montgomery
16.7%
Southaven
12.5%
Southaven +
Poor Mental Health
CDC PLACES — 14+ days/month
Montgomery
17.6%
Southaven
16.7%
Southaven +
No Health Insurance
CDC PLACES
Montgomery
11.0%
Southaven
10.0%
Southaven +
Binge Drinking
CDC PLACES
Montgomery
12.4%
Montgomery +
Southaven
14.9%
Current Smokers
CDC PLACES
Montgomery
15.3%
Southaven
14.2%
Southaven +
| Metric | Montgomery, AL | Southaven, MS | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 46.4% | 37.2% | Southaven + |
| Diabetes RateCDC PLACES | 16.7% | 12.5% | Southaven + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 16.7% | Southaven + |
| No Health InsuranceCDC PLACES | 11.0% | 10.0% | Southaven + |
| Binge DrinkingCDC PLACES | 12.4% | 14.9% | Montgomery + |
| Current SmokersCDC PLACES | 15.3% | 14.2% | Southaven + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Montgomery
64.5°F
Southaven
N/A
Annual Precipitation
NOAA 1991–2020 normal
Montgomery
52.8 in
Southaven
N/A
| Metric | Montgomery, AL | Southaven, MS | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.5°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 52.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Montgomery
8.8 µg/m³
Montgomery +
Southaven
10.0 µg/m³
Good Air Days
AQI ≤ 50
Montgomery
75.0%
Montgomery +
Southaven
55.0%
| Metric | Montgomery, AL | Southaven, MS | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.8 µg/m³ | 10.0 µg/m³ | Montgomery + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Montgomery + |
Commute
Mean Commute Time
Census ACS
Montgomery
22.0 min
Southaven
N/A
| Metric | Montgomery, AL | Southaven, MS | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.0 min | N/A | - |
Which City is Right for You?
Montgomery offers more affordable housing with a median home price of $151,721. On public safety, Southaven is safer with a violent crime rate of 247 per 100,000 residents, compared to 400 in Montgomery. Montgomery has cleaner air (PM2.5 avg 8.8 µg/m³). For overall health outcomes, Southaven scores better with a lower obesity rate of 37.2%.
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