Montgomery AL vs Toledo OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Montgomery, AL
Alabama · Population: 198,440
- Median HH Income$55,687
- Median Home Price$151,721
- Unemployment6.5%
- Bachelor's+33.5%
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Detailed Comparison
Demographics
Population
Montgomery
198,440
Toledo
268,461
Toledo +
Pop. Density / sq mi
Lower = more space
Montgomery
N/A
Toledo
N/A
Median Age
Montgomery
36.2
Toledo
35.7
Toledo +
Foreign Born
Montgomery
5.5%
Montgomery +
Toledo
3.4%
White
Montgomery
27.7%
Toledo
58.7%
Toledo +
Black
Montgomery
63.0%
Montgomery +
Toledo
28.7%
Asian
Montgomery
3.3%
Montgomery +
Toledo
1.4%
Hispanic
Montgomery
4.8%
Toledo
8.9%
Toledo +
Spanish at Home
Montgomery
N/A
Toledo
N/A
| Metric | Montgomery, AL | Toledo, OH | Better |
|---|---|---|---|
| Population | 198,440 | 268,461 | Toledo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | 35.7 | Toledo + |
| Foreign Born | 5.5% | 3.4% | Montgomery + |
| White | 27.7% | 58.7% | Toledo + |
| Black | 63.0% | 28.7% | Montgomery + |
| Asian | 3.3% | 1.4% | Montgomery + |
| Hispanic | 4.8% | 8.9% | Toledo + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Montgomery
$55,687
Montgomery +
Toledo
$47,532
Per Capita Income
Montgomery
$32,068
Montgomery +
Toledo
$27,407
Per Capita Personal Income (MSA)
BEA MSA-level
Montgomery
$51,690
Toledo
$58,300
Toledo +
Unemployment Rate
Montgomery
6.5%
Montgomery +
Toledo
8.5%
Poverty Rate
Montgomery
20.9%
Montgomery +
Toledo
24.5%
Bachelor's Degree+
Montgomery
33.5%
Montgomery +
Toledo
21.0%
| Metric | Montgomery, AL | Toledo, OH | Better |
|---|---|---|---|
| Median HH Income | $55,687 | $47,532 | Montgomery + |
| Per Capita Income | $32,068 | $27,407 | Montgomery + |
| Per Capita Personal Income (MSA)BEA MSA-level | $51,690 | $58,300 | Toledo + |
| Unemployment Rate | 6.5% | 8.5% | Montgomery + |
| Poverty Rate | 20.9% | 24.5% | Montgomery + |
| Bachelor's Degree+ | 33.5% | 21.0% | Montgomery + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Montgomery
$151,721
Toledo
$130,101
Toledo +
Homeownership Rate
Montgomery
54.3%
Montgomery +
Toledo
52.7%
| Metric | Montgomery, AL | Toledo, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $151,721 | $130,101 | Toledo + |
| Homeownership Rate | 54.3% | 52.7% | Montgomery + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Montgomery
400
Toledo
319
Toledo +
Property Crime / 100K
FBI CDE (state-level est.)
Montgomery
1734
Montgomery +
Toledo
1866
| Metric | Montgomery, AL | Toledo, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 400 | 319 | Toledo + |
| Property Crime / 100KFBI CDE (state-level est.) | 1734 | 1866 | Montgomery + |
Health
Obesity Rate
CDC PLACES
Montgomery
46.4%
Toledo
39.3%
Toledo +
Diabetes Rate
CDC PLACES
Montgomery
16.7%
Toledo
15.7%
Toledo +
Poor Mental Health
CDC PLACES — 14+ days/month
Montgomery
17.6%
Montgomery +
Toledo
20.6%
No Health Insurance
CDC PLACES
Montgomery
11.0%
Montgomery +
Toledo
11.3%
Binge Drinking
CDC PLACES
Montgomery
12.4%
Montgomery +
Toledo
14.9%
Current Smokers
CDC PLACES
Montgomery
15.3%
Montgomery +
Toledo
19.9%
| Metric | Montgomery, AL | Toledo, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 46.4% | 39.3% | Toledo + |
| Diabetes RateCDC PLACES | 16.7% | 15.7% | Toledo + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 20.6% | Montgomery + |
| No Health InsuranceCDC PLACES | 11.0% | 11.3% | Montgomery + |
| Binge DrinkingCDC PLACES | 12.4% | 14.9% | Montgomery + |
| Current SmokersCDC PLACES | 15.3% | 19.9% | Montgomery + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Montgomery
64.5°F
Toledo
50.6°F
Toledo +
Annual Precipitation
NOAA 1991–2020 normal
Montgomery
52.8 in
Toledo
33.4 in
Toledo +
| Metric | Montgomery, AL | Toledo, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.5°F | 50.6°F | Toledo + |
| Annual PrecipitationNOAA 1991–2020 normal | 52.8 in | 33.4 in | Toledo + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Montgomery
8.8 µg/m³
Montgomery +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
Montgomery
75.0%
Montgomery +
Toledo
55.0%
| Metric | Montgomery, AL | Toledo, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.8 µg/m³ | 10.3 µg/m³ | Montgomery + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Montgomery + |
Commute
Mean Commute Time
Census ACS
Montgomery
22.0 min
Toledo
21.3 min
Toledo +
| Metric | Montgomery, AL | Toledo, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.0 min | 21.3 min | Toledo + |
Which City is Right for You?
Montgomery leads in median household income at $55,687, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 400 in Montgomery. Montgomery has a lower unemployment rate at 6.5%, and Montgomery has cleaner air (PM2.5 avg 8.8 µg/m³). For overall health outcomes, Toledo scores better with a lower obesity rate of 39.3%.
Compare More Cities
Montgomery, AL vs New York, NYLos Angeles, CA vs Montgomery, ALChicago, IL vs Montgomery, ALHouston, TX vs Montgomery, ALMontgomery, AL vs Phoenix, AZMontgomery, AL vs Philadelphia, PA