Montgomery AL vs Wichita Falls TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Montgomery, AL
Alabama · Population: 198,440
- Median HH Income$55,687
- Median Home Price$151,721
- Unemployment6.5%
- Bachelor's+33.5%
Wichita Falls, TX
Texas · Population: 102,558
- Median HH Income$58,568
- Median Home Price$174,763
- Unemployment3.5%
- Bachelor's+25.0%
Detailed Comparison
Demographics
Population
Montgomery
198,440
Montgomery +
Wichita Falls
102,558
Pop. Density / sq mi
Lower = more space
Montgomery
N/A
Wichita Falls
N/A
Median Age
Montgomery
36.2
Wichita Falls
33.0
Wichita Falls +
Foreign Born
Montgomery
5.5%
Wichita Falls
7.2%
Wichita Falls +
White
Montgomery
27.7%
Wichita Falls
70.1%
Wichita Falls +
Black
Montgomery
63.0%
Montgomery +
Wichita Falls
12.9%
Asian
Montgomery
3.3%
Montgomery +
Wichita Falls
2.7%
Hispanic
Montgomery
4.8%
Wichita Falls
22.4%
Wichita Falls +
Spanish at Home
Montgomery
N/A
Wichita Falls
N/A
| Metric | Montgomery, AL | Wichita Falls, TX | Better |
|---|---|---|---|
| Population | 198,440 | 102,558 | Montgomery + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | 33.0 | Wichita Falls + |
| Foreign Born | 5.5% | 7.2% | Wichita Falls + |
| White | 27.7% | 70.1% | Wichita Falls + |
| Black | 63.0% | 12.9% | Montgomery + |
| Asian | 3.3% | 2.7% | Montgomery + |
| Hispanic | 4.8% | 22.4% | Wichita Falls + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Montgomery
$55,687
Wichita Falls
$58,568
Wichita Falls +
Per Capita Income
Montgomery
$32,068
Montgomery +
Wichita Falls
$31,987
Per Capita Personal Income (MSA)
BEA MSA-level
Montgomery
$51,690
Wichita Falls
$63,758
Wichita Falls +
Unemployment Rate
Montgomery
6.5%
Wichita Falls
3.5%
Wichita Falls +
Poverty Rate
Montgomery
20.9%
Wichita Falls
17.4%
Wichita Falls +
Bachelor's Degree+
Montgomery
33.5%
Montgomery +
Wichita Falls
25.0%
| Metric | Montgomery, AL | Wichita Falls, TX | Better |
|---|---|---|---|
| Median HH Income | $55,687 | $58,568 | Wichita Falls + |
| Per Capita Income | $32,068 | $31,987 | Montgomery + |
| Per Capita Personal Income (MSA)BEA MSA-level | $51,690 | $63,758 | Wichita Falls + |
| Unemployment Rate | 6.5% | 3.5% | Wichita Falls + |
| Poverty Rate | 20.9% | 17.4% | Wichita Falls + |
| Bachelor's Degree+ | 33.5% | 25.0% | Montgomery + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Montgomery
$151,721
Montgomery +
Wichita Falls
$174,763
Homeownership Rate
Montgomery
54.3%
Wichita Falls
57.0%
Wichita Falls +
| Metric | Montgomery, AL | Wichita Falls, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $151,721 | $174,763 | Montgomery + |
| Homeownership Rate | 54.3% | 57.0% | Wichita Falls + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Montgomery
400
Montgomery +
Wichita Falls
442
Property Crime / 100K
FBI CDE (state-level est.)
Montgomery
1734
Montgomery +
Wichita Falls
2339
| Metric | Montgomery, AL | Wichita Falls, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 400 | 442 | Montgomery + |
| Property Crime / 100KFBI CDE (state-level est.) | 1734 | 2339 | Montgomery + |
Health
Obesity Rate
CDC PLACES
Montgomery
46.4%
Wichita Falls
35.4%
Wichita Falls +
Diabetes Rate
CDC PLACES
Montgomery
16.7%
Wichita Falls
12.6%
Wichita Falls +
Poor Mental Health
CDC PLACES — 14+ days/month
Montgomery
17.6%
Montgomery +
Wichita Falls
18.8%
No Health Insurance
CDC PLACES
Montgomery
11.0%
Montgomery +
Wichita Falls
16.9%
Binge Drinking
CDC PLACES
Montgomery
12.4%
Montgomery +
Wichita Falls
17.8%
Current Smokers
CDC PLACES
Montgomery
15.3%
Wichita Falls
14.9%
Wichita Falls +
| Metric | Montgomery, AL | Wichita Falls, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 46.4% | 35.4% | Wichita Falls + |
| Diabetes RateCDC PLACES | 16.7% | 12.6% | Wichita Falls + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 18.8% | Montgomery + |
| No Health InsuranceCDC PLACES | 11.0% | 16.9% | Montgomery + |
| Binge DrinkingCDC PLACES | 12.4% | 17.8% | Montgomery + |
| Current SmokersCDC PLACES | 15.3% | 14.9% | Wichita Falls + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Montgomery
64.5°F
Wichita Falls
63.4°F
Wichita Falls +
Annual Precipitation
NOAA 1991–2020 normal
Montgomery
52.8 in
Wichita Falls
28.9 in
Wichita Falls +
| Metric | Montgomery, AL | Wichita Falls, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.5°F | 63.4°F | Wichita Falls + |
| Annual PrecipitationNOAA 1991–2020 normal | 52.8 in | 28.9 in | Wichita Falls + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Montgomery
8.8 µg/m³
Montgomery +
Wichita Falls
9.2 µg/m³
Good Air Days
AQI ≤ 50
Montgomery
75.0%
Montgomery +
Wichita Falls
55.0%
| Metric | Montgomery, AL | Wichita Falls, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.8 µg/m³ | 9.2 µg/m³ | Montgomery + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Montgomery + |
Commute
Mean Commute Time
Census ACS
Montgomery
22.0 min
Wichita Falls
15.8 min
Wichita Falls +
| Metric | Montgomery, AL | Wichita Falls, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.0 min | 15.8 min | Wichita Falls + |
Which City is Right for You?
Wichita Falls leads in median household income at $58,568, while montgomery offers more affordable housing with a median home price of $151,721. On public safety, Montgomery is safer with a violent crime rate of 400 per 100,000 residents, compared to 442 in Wichita Falls. Wichita Falls has a lower unemployment rate at 3.5%, and Montgomery has cleaner air (PM2.5 avg 8.8 µg/m³). For overall health outcomes, Wichita Falls scores better with a lower obesity rate of 35.4%.
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