Mount Vernon NY vs Philadelphia PA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Mount Vernon, NY

New York · Population: 72,528

  • Median HH Income$77,171
  • Median Home Price$579,771
  • Unemployment6.9%
  • Bachelor's+35.0%

Philadelphia, PA

Pennsylvania · Population: 1,582,432

  • Median HH Income$60,698
  • Median Home Price$233,814
  • Unemployment8.4%
  • Bachelor's+34.6%

Detailed Comparison

Demographics

Population
Mount Vernon
72,528
Philadelphia
1,582,432
Philadelphia +
Pop. Density / sq mi
Lower = more space
Mount Vernon
N/A
Philadelphia
N/A
Median Age
Mount Vernon
41.9
Philadelphia
35.1
Philadelphia +
Foreign Born
Mount Vernon
31.9%
Mount Vernon +
Philadelphia
14.6%
White
Mount Vernon
16.2%
Philadelphia
36.1%
Philadelphia +
Black
Mount Vernon
60.4%
Mount Vernon +
Philadelphia
39.9%
Asian
Mount Vernon
2.2%
Philadelphia
7.8%
Philadelphia +
Hispanic
Mount Vernon
18.3%
Mount Vernon +
Philadelphia
15.2%
Spanish at Home
Mount Vernon
N/A
Philadelphia
N/A

Economy

Median HH Income
Mount Vernon
$77,171
Mount Vernon +
Philadelphia
$60,698
Per Capita Income
Mount Vernon
$42,158
Mount Vernon +
Philadelphia
$37,669
Per Capita Personal Income (MSA)
BEA MSA-level
Mount Vernon
$77,425
Mount Vernon +
Philadelphia
$65,080
Unemployment Rate
Mount Vernon
6.9%
Mount Vernon +
Philadelphia
8.4%
Poverty Rate
Mount Vernon
13.6%
Mount Vernon +
Philadelphia
22.0%
Bachelor's Degree+
Mount Vernon
35.0%
Mount Vernon +
Philadelphia
34.6%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Mount Vernon
$579,771
Philadelphia
$233,814
Philadelphia +
Homeownership Rate
Mount Vernon
42.1%
Philadelphia
52.3%
Philadelphia +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
434
Philadelphia
319
Philadelphia +
Property Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
1736
Philadelphia
1613
Philadelphia +

Health

Obesity Rate
CDC PLACES
Mount Vernon
33.2%
Philadelphia
N/A
Diabetes Rate
CDC PLACES
Mount Vernon
13.6%
Philadelphia
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Mount Vernon
16.3%
Philadelphia
N/A
No Health Insurance
CDC PLACES
Mount Vernon
9.3%
Philadelphia
N/A
Binge Drinking
CDC PLACES
Mount Vernon
12.8%
Philadelphia
N/A
Current Smokers
CDC PLACES
Mount Vernon
12.8%
Philadelphia
N/A

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Mount Vernon
N/A
Philadelphia
57.1°F
Annual Precipitation
NOAA 1991–2020 normal
Mount Vernon
N/A
Philadelphia
48.5 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Mount Vernon
8.1 µg/m³
Mount Vernon +
Philadelphia
9.8 µg/m³
Good Air Days
AQI ≤ 50
Mount Vernon
75.0%
Mount Vernon +
Philadelphia
55.0%

Commute

Mean Commute Time
Census ACS
Mount Vernon
38.6 min
Philadelphia
34.5 min
Philadelphia +

Which City is Right for You?

Mount Vernon leads in median household income at $77,171, while philadelphia offers more affordable housing with a median home price of $233,814. On public safety, Philadelphia is safer with a violent crime rate of 319 per 100,000 residents, compared to 434 in Mount Vernon. Mount Vernon has a lower unemployment rate at 6.9%, and Mount Vernon has cleaner air (PM2.5 avg 8.1 µg/m³).

Compare More Cities

About Mount Vernon & Philadelphia