Murfreesboro TN vs Ontario CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Murfreesboro, TN
Tennessee · Population: 40,828
- Median HH Income$107,847
- Median Home Price$427,410
- Unemployment3.5%
- Bachelor's+49.5%
Ontario, CA
California · Population: 138,723
- Median HH Income$116,945
- Median Home Price$671,948
- Unemployment4.7%
- Bachelor's+40.1%
Detailed Comparison
Demographics
Population
Murfreesboro
40,828
Ontario
138,723
Ontario +
Pop. Density / sq mi
Lower = more space
Murfreesboro
N/A
Ontario
N/A
Median Age
Murfreesboro
39.1
Ontario
36.9
Ontario +
Foreign Born
Murfreesboro
9.8%
Ontario
21.0%
Ontario +
White
Murfreesboro
78.3%
Murfreesboro +
Ontario
53.6%
Black
Murfreesboro
7.7%
Murfreesboro +
Ontario
1.6%
Asian
Murfreesboro
4.8%
Ontario
13.1%
Ontario +
Hispanic
Murfreesboro
7.4%
Ontario
40.0%
Ontario +
Spanish at Home
Murfreesboro
N/A
Ontario
N/A
| Metric | Murfreesboro, TN | Ontario, CA | Better |
|---|---|---|---|
| Population | 40,828 | 138,723 | Ontario + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.1 | 36.9 | Ontario + |
| Foreign Born | 9.8% | 21.0% | Ontario + |
| White | 78.3% | 53.6% | Murfreesboro + |
| Black | 7.7% | 1.6% | Murfreesboro + |
| Asian | 4.8% | 13.1% | Ontario + |
| Hispanic | 7.4% | 40.0% | Ontario + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Murfreesboro
$107,847
Ontario
$116,945
Ontario +
Per Capita Income
Murfreesboro
$54,633
Murfreesboro +
Ontario
$50,759
Per Capita Personal Income (MSA)
BEA MSA-level
Murfreesboro
$59,097
Ontario
$77,230
Ontario +
Unemployment Rate
Murfreesboro
3.5%
Murfreesboro +
Ontario
4.7%
Poverty Rate
Murfreesboro
4.1%
Murfreesboro +
Ontario
9.2%
Bachelor's Degree+
Murfreesboro
49.5%
Murfreesboro +
Ontario
40.1%
| Metric | Murfreesboro, TN | Ontario, CA | Better |
|---|---|---|---|
| Median HH Income | $107,847 | $116,945 | Ontario + |
| Per Capita Income | $54,633 | $50,759 | Murfreesboro + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,097 | $77,230 | Ontario + |
| Unemployment Rate | 3.5% | 4.7% | Murfreesboro + |
| Poverty Rate | 4.1% | 9.2% | Murfreesboro + |
| Bachelor's Degree+ | 49.5% | 40.1% | Murfreesboro + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Murfreesboro
$427,410
Murfreesboro +
Ontario
$671,948
Homeownership Rate
Murfreesboro
74.9%
Murfreesboro +
Ontario
58.1%
| Metric | Murfreesboro, TN | Ontario, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $427,410 | $671,948 | Murfreesboro + |
| Homeownership Rate | 74.9% | 58.1% | Murfreesboro + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Murfreesboro
639
Ontario
503
Ontario +
Property Crime / 100K
FBI CDE (state-level est.)
Murfreesboro
2350
Murfreesboro +
Ontario
2388
| Metric | Murfreesboro, TN | Ontario, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 639 | 503 | Ontario + |
| Property Crime / 100KFBI CDE (state-level est.) | 2350 | 2388 | Murfreesboro + |
Health
Obesity Rate
CDC PLACES
Murfreesboro
37.3%
Ontario
33.6%
Ontario +
Diabetes Rate
CDC PLACES
Murfreesboro
9.9%
Murfreesboro +
Ontario
12.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Murfreesboro
20.4%
Ontario
17.8%
Ontario +
No Health Insurance
CDC PLACES
Murfreesboro
11.0%
Murfreesboro +
Ontario
17.0%
Binge Drinking
CDC PLACES
Murfreesboro
16.5%
Ontario
15.7%
Ontario +
Current Smokers
CDC PLACES
Murfreesboro
14.0%
Ontario
12.0%
Ontario +
| Metric | Murfreesboro, TN | Ontario, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 37.3% | 33.6% | Ontario + |
| Diabetes RateCDC PLACES | 9.9% | 12.0% | Murfreesboro + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.4% | 17.8% | Ontario + |
| No Health InsuranceCDC PLACES | 11.0% | 17.0% | Murfreesboro + |
| Binge DrinkingCDC PLACES | 16.5% | 15.7% | Ontario + |
| Current SmokersCDC PLACES | 14.0% | 12.0% | Ontario + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Murfreesboro
58.3°F
Murfreesboro +
Ontario
65.5°F
Annual Precipitation
NOAA 1991–2020 normal
Murfreesboro
53.4 in
Ontario
15.0 in
Ontario +
| Metric | Murfreesboro, TN | Ontario, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 58.3°F | 65.5°F | Murfreesboro + |
| Annual PrecipitationNOAA 1991–2020 normal | 53.4 in | 15.0 in | Ontario + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Murfreesboro
8.9 µg/m³
Ontario
7.9 µg/m³
Ontario +
Good Air Days
AQI ≤ 50
Murfreesboro
75.0%
Ontario
75.0%
Tie
| Metric | Murfreesboro, TN | Ontario, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.9 µg/m³ | 7.9 µg/m³ | Ontario + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Murfreesboro
33.8 min
Ontario
28.2 min
Ontario +
| Metric | Murfreesboro, TN | Ontario, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 33.8 min | 28.2 min | Ontario + |
Which City is Right for You?
Ontario leads in median household income at $116,945, while murfreesboro offers more affordable housing with a median home price of $427,410. On public safety, Ontario is safer with a violent crime rate of 503 per 100,000 residents, compared to 639 in Murfreesboro. Murfreesboro has a lower unemployment rate at 3.5%, and Ontario has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Ontario scores better with a lower obesity rate of 33.6%.
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