Naperville IL vs Oxnard CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Naperville, IL
Illinois · Population: 149,424
- Median HH Income$150,937
- Median Home Price$618,452
- Unemployment4.2%
- Bachelor's+71.7%
Oxnard, CA
California · Population: 201,014
- Median HH Income$93,372
- Median Home Price$765,773
- Unemployment6.6%
- Bachelor's+19.6%
Detailed Comparison
Demographics
Population
Naperville
149,424
Oxnard
201,014
Oxnard +
Pop. Density / sq mi
Lower = more space
Naperville
N/A
Oxnard
N/A
Median Age
Naperville
40.1
Oxnard
34.0
Oxnard +
Foreign Born
Naperville
22.6%
Oxnard
33.8%
Oxnard +
White
Naperville
64.5%
Naperville +
Oxnard
36.9%
Black
Naperville
4.4%
Naperville +
Oxnard
1.8%
Asian
Naperville
21.8%
Naperville +
Oxnard
6.6%
Hispanic
Naperville
7.4%
Oxnard
77.0%
Oxnard +
Spanish at Home
Naperville
N/A
Oxnard
N/A
| Metric | Naperville, IL | Oxnard, CA | Better |
|---|---|---|---|
| Population | 149,424 | 201,014 | Oxnard + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.1 | 34.0 | Oxnard + |
| Foreign Born | 22.6% | 33.8% | Oxnard + |
| White | 64.5% | 36.9% | Naperville + |
| Black | 4.4% | 1.8% | Naperville + |
| Asian | 21.8% | 6.6% | Naperville + |
| Hispanic | 7.4% | 77.0% | Oxnard + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Naperville
$150,937
Naperville +
Oxnard
$93,372
Per Capita Income
Naperville
$71,011
Naperville +
Oxnard
$30,413
Per Capita Personal Income (MSA)
BEA MSA-level
Naperville
$68,110
Oxnard
$77,230
Oxnard +
Unemployment Rate
Naperville
4.2%
Naperville +
Oxnard
6.6%
Poverty Rate
Naperville
4.4%
Naperville +
Oxnard
10.8%
Bachelor's Degree+
Naperville
71.7%
Naperville +
Oxnard
19.6%
| Metric | Naperville, IL | Oxnard, CA | Better |
|---|---|---|---|
| Median HH Income | $150,937 | $93,372 | Naperville + |
| Per Capita Income | $71,011 | $30,413 | Naperville + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $77,230 | Oxnard + |
| Unemployment Rate | 4.2% | 6.6% | Naperville + |
| Poverty Rate | 4.4% | 10.8% | Naperville + |
| Bachelor's Degree+ | 71.7% | 19.6% | Naperville + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Naperville
$618,452
Naperville +
Oxnard
$765,773
Homeownership Rate
Naperville
74.3%
Naperville +
Oxnard
53.9%
| Metric | Naperville, IL | Oxnard, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $618,452 | $765,773 | Naperville + |
| Homeownership Rate | 74.3% | 53.9% | Naperville + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Naperville
344
Naperville +
Oxnard
503
Property Crime / 100K
FBI CDE (state-level est.)
Naperville
1842
Naperville +
Oxnard
2388
| Metric | Naperville, IL | Oxnard, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 503 | Naperville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 2388 | Naperville + |
Health
Obesity Rate
CDC PLACES
Naperville
27.9%
Naperville +
Oxnard
28.4%
Diabetes Rate
CDC PLACES
Naperville
8.7%
Naperville +
Oxnard
12.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Naperville
12.3%
Naperville +
Oxnard
17.9%
No Health Insurance
CDC PLACES
Naperville
4.6%
Naperville +
Oxnard
19.2%
Binge Drinking
CDC PLACES
Naperville
16.7%
Oxnard
15.6%
Oxnard +
Current Smokers
CDC PLACES
Naperville
7.4%
Naperville +
Oxnard
12.0%
| Metric | Naperville, IL | Oxnard, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 27.9% | 28.4% | Naperville + |
| Diabetes RateCDC PLACES | 8.7% | 12.8% | Naperville + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.3% | 17.9% | Naperville + |
| No Health InsuranceCDC PLACES | 4.6% | 19.2% | Naperville + |
| Binge DrinkingCDC PLACES | 16.7% | 15.6% | Oxnard + |
| Current SmokersCDC PLACES | 7.4% | 12.0% | Naperville + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Naperville
N/A
Oxnard
61.2°F
Annual Precipitation
NOAA 1991–2020 normal
Naperville
N/A
Oxnard
15.3 in
| Metric | Naperville, IL | Oxnard, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 61.2°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 15.3 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Naperville
9.4 µg/m³
Oxnard
7.9 µg/m³
Oxnard +
Good Air Days
AQI ≤ 50
Naperville
55.0%
Oxnard
75.0%
Oxnard +
| Metric | Naperville, IL | Oxnard, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 7.9 µg/m³ | Oxnard + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Oxnard + |
Commute
Mean Commute Time
Census ACS
Naperville
33.8 min
Oxnard
27.1 min
Oxnard +
| Metric | Naperville, IL | Oxnard, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 33.8 min | 27.1 min | Oxnard + |
Which City is Right for You?
Naperville leads in median household income at $150,937, while naperville offers more affordable housing with a median home price of $618,452. On public safety, Naperville is safer with a violent crime rate of 344 per 100,000 residents, compared to 503 in Oxnard. Naperville has a lower unemployment rate at 4.2%, and Oxnard has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Naperville scores better with a lower obesity rate of 27.9%.
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