Naperville IL vs Plano TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Naperville, IL
Illinois · Population: 149,424
- Median HH Income$150,937
- Median Home Price$618,452
- Unemployment4.2%
- Bachelor's+71.7%
Plano, TX
Texas · Population: 287,339
- Median HH Income$108,649
- Median Home Price$507,575
- Unemployment4.1%
- Bachelor's+59.2%
Detailed Comparison
Demographics
Population
Naperville
149,424
Plano
287,339
Plano +
Pop. Density / sq mi
Lower = more space
Naperville
N/A
Plano
N/A
Median Age
Naperville
40.1
Plano
39.3
Plano +
Foreign Born
Naperville
22.6%
Plano
28.7%
Plano +
White
Naperville
64.5%
Naperville +
Plano
53.2%
Black
Naperville
4.4%
Plano
9.0%
Plano +
Asian
Naperville
21.8%
Plano
22.6%
Plano +
Hispanic
Naperville
7.4%
Plano
16.2%
Plano +
Spanish at Home
Naperville
N/A
Plano
N/A
| Metric | Naperville, IL | Plano, TX | Better |
|---|---|---|---|
| Population | 149,424 | 287,339 | Plano + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.1 | 39.3 | Plano + |
| Foreign Born | 22.6% | 28.7% | Plano + |
| White | 64.5% | 53.2% | Naperville + |
| Black | 4.4% | 9.0% | Plano + |
| Asian | 21.8% | 22.6% | Plano + |
| Hispanic | 7.4% | 16.2% | Plano + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Naperville
$150,937
Naperville +
Plano
$108,649
Per Capita Income
Naperville
$71,011
Naperville +
Plano
$57,753
Per Capita Personal Income (MSA)
BEA MSA-level
Naperville
$68,110
Naperville +
Plano
$63,758
Unemployment Rate
Naperville
4.2%
Plano
4.1%
Plano +
Poverty Rate
Naperville
4.4%
Naperville +
Plano
7.1%
Bachelor's Degree+
Naperville
71.7%
Naperville +
Plano
59.2%
| Metric | Naperville, IL | Plano, TX | Better |
|---|---|---|---|
| Median HH Income | $150,937 | $108,649 | Naperville + |
| Per Capita Income | $71,011 | $57,753 | Naperville + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $63,758 | Naperville + |
| Unemployment Rate | 4.2% | 4.1% | Plano + |
| Poverty Rate | 4.4% | 7.1% | Naperville + |
| Bachelor's Degree+ | 71.7% | 59.2% | Naperville + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Naperville
$618,452
Plano
$507,575
Plano +
Homeownership Rate
Naperville
74.3%
Naperville +
Plano
56.6%
| Metric | Naperville, IL | Plano, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $618,452 | $507,575 | Plano + |
| Homeownership Rate | 74.3% | 56.6% | Naperville + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Naperville
344
Naperville +
Plano
442
Property Crime / 100K
FBI CDE (state-level est.)
Naperville
1842
Naperville +
Plano
2339
| Metric | Naperville, IL | Plano, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 442 | Naperville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 2339 | Naperville + |
Health
Obesity Rate
CDC PLACES
Naperville
27.9%
Naperville +
Plano
31.2%
Diabetes Rate
CDC PLACES
Naperville
8.7%
Naperville +
Plano
9.9%
Poor Mental Health
CDC PLACES — 14+ days/month
Naperville
12.3%
Naperville +
Plano
14.0%
No Health Insurance
CDC PLACES
Naperville
4.6%
Naperville +
Plano
10.3%
Binge Drinking
CDC PLACES
Naperville
16.7%
Plano
16.4%
Plano +
Current Smokers
CDC PLACES
Naperville
7.4%
Naperville +
Plano
8.8%
| Metric | Naperville, IL | Plano, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 27.9% | 31.2% | Naperville + |
| Diabetes RateCDC PLACES | 8.7% | 9.9% | Naperville + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.3% | 14.0% | Naperville + |
| No Health InsuranceCDC PLACES | 4.6% | 10.3% | Naperville + |
| Binge DrinkingCDC PLACES | 16.7% | 16.4% | Plano + |
| Current SmokersCDC PLACES | 7.4% | 8.8% | Naperville + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Naperville
N/A
Plano
N/A
Annual Precipitation
NOAA 1991–2020 normal
Naperville
N/A
Plano
N/A
| Metric | Naperville, IL | Plano, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Naperville
9.4 µg/m³
Plano
9.2 µg/m³
Plano +
Good Air Days
AQI ≤ 50
Naperville
55.0%
Plano
55.0%
Tie
| Metric | Naperville, IL | Plano, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 9.2 µg/m³ | Plano + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Naperville
33.8 min
Plano
27.6 min
Plano +
| Metric | Naperville, IL | Plano, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 33.8 min | 27.6 min | Plano + |
Which City is Right for You?
Naperville leads in median household income at $150,937, while plano offers more affordable housing with a median home price of $507,575. On public safety, Naperville is safer with a violent crime rate of 344 per 100,000 residents, compared to 442 in Plano. Plano has a lower unemployment rate at 4.1%, and Plano has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, Naperville scores better with a lower obesity rate of 27.9%.
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