Naperville IL vs Tampa FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Naperville, IL
Illinois · Population: 149,424
- Median HH Income$150,937
- Median Home Price$618,452
- Unemployment4.2%
- Bachelor's+71.7%
Tampa, FL
Florida · Population: 393,389
- Median HH Income$71,302
- Median Home Price$376,530
- Unemployment4.7%
- Bachelor's+44.6%
Detailed Comparison
Demographics
Population
Naperville
149,424
Tampa
393,389
Tampa +
Pop. Density / sq mi
Lower = more space
Naperville
N/A
Tampa
N/A
Median Age
Naperville
40.1
Tampa
35.6
Tampa +
Foreign Born
Naperville
22.6%
Naperville +
Tampa
19.0%
White
Naperville
64.5%
Naperville +
Tampa
51.8%
Black
Naperville
4.4%
Tampa
21.3%
Tampa +
Asian
Naperville
21.8%
Naperville +
Tampa
4.8%
Hispanic
Naperville
7.4%
Tampa
26.2%
Tampa +
Spanish at Home
Naperville
N/A
Tampa
N/A
| Metric | Naperville, IL | Tampa, FL | Better |
|---|---|---|---|
| Population | 149,424 | 393,389 | Tampa + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.1 | 35.6 | Tampa + |
| Foreign Born | 22.6% | 19.0% | Naperville + |
| White | 64.5% | 51.8% | Naperville + |
| Black | 4.4% | 21.3% | Tampa + |
| Asian | 21.8% | 4.8% | Naperville + |
| Hispanic | 7.4% | 26.2% | Tampa + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Naperville
$150,937
Naperville +
Tampa
$71,302
Per Capita Income
Naperville
$71,011
Naperville +
Tampa
$49,513
Per Capita Personal Income (MSA)
BEA MSA-level
Naperville
$68,110
Naperville +
Tampa
$65,328
Unemployment Rate
Naperville
4.2%
Naperville +
Tampa
4.7%
Poverty Rate
Naperville
4.4%
Naperville +
Tampa
15.9%
Bachelor's Degree+
Naperville
71.7%
Naperville +
Tampa
44.6%
| Metric | Naperville, IL | Tampa, FL | Better |
|---|---|---|---|
| Median HH Income | $150,937 | $71,302 | Naperville + |
| Per Capita Income | $71,011 | $49,513 | Naperville + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $65,328 | Naperville + |
| Unemployment Rate | 4.2% | 4.7% | Naperville + |
| Poverty Rate | 4.4% | 15.9% | Naperville + |
| Bachelor's Degree+ | 71.7% | 44.6% | Naperville + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Naperville
$618,452
Tampa
$376,530
Tampa +
Homeownership Rate
Naperville
74.3%
Naperville +
Tampa
50.2%
| Metric | Naperville, IL | Tampa, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $618,452 | $376,530 | Tampa + |
| Homeownership Rate | 74.3% | 50.2% | Naperville + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Naperville
344
Tampa
324
Tampa +
Property Crime / 100K
FBI CDE (state-level est.)
Naperville
1842
Tampa
1453
Tampa +
| Metric | Naperville, IL | Tampa, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 324 | Tampa + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 1453 | Tampa + |
Health
Obesity Rate
CDC PLACES
Naperville
27.9%
Naperville +
Tampa
31.9%
Diabetes Rate
CDC PLACES
Naperville
8.7%
Naperville +
Tampa
12.5%
Poor Mental Health
CDC PLACES — 14+ days/month
Naperville
12.3%
Naperville +
Tampa
17.4%
No Health Insurance
CDC PLACES
Naperville
4.6%
Naperville +
Tampa
15.9%
Binge Drinking
CDC PLACES
Naperville
16.7%
Tampa
16.7%
Tie
Current Smokers
CDC PLACES
Naperville
7.4%
Naperville +
Tampa
12.6%
| Metric | Naperville, IL | Tampa, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 27.9% | 31.9% | Naperville + |
| Diabetes RateCDC PLACES | 8.7% | 12.5% | Naperville + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.3% | 17.4% | Naperville + |
| No Health InsuranceCDC PLACES | 4.6% | 15.9% | Naperville + |
| Binge DrinkingCDC PLACES | 16.7% | 16.7% | Tie |
| Current SmokersCDC PLACES | 7.4% | 12.6% | Naperville + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Naperville
N/A
Tampa
73.4°F
Annual Precipitation
NOAA 1991–2020 normal
Naperville
N/A
Tampa
46.3 in
| Metric | Naperville, IL | Tampa, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 73.4°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 46.3 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Naperville
9.4 µg/m³
Tampa
7.2 µg/m³
Tampa +
Good Air Days
AQI ≤ 50
Naperville
55.0%
Tampa
75.0%
Tampa +
| Metric | Naperville, IL | Tampa, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 7.2 µg/m³ | Tampa + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Tampa + |
Commute
Mean Commute Time
Census ACS
Naperville
33.8 min
Tampa
26.8 min
Tampa +
| Metric | Naperville, IL | Tampa, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 33.8 min | 26.8 min | Tampa + |
Which City is Right for You?
Naperville leads in median household income at $150,937, while tampa offers more affordable housing with a median home price of $376,530. On public safety, Tampa is safer with a violent crime rate of 324 per 100,000 residents, compared to 344 in Naperville. Naperville has a lower unemployment rate at 4.2%, and Tampa has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Naperville scores better with a lower obesity rate of 27.9%.
Compare More Cities
Naperville, IL vs New York, NYLos Angeles, CA vs Naperville, ILChicago, IL vs Naperville, ILHouston, TX vs Naperville, ILNaperville, IL vs Phoenix, AZNaperville, IL vs Philadelphia, PA