New Rochelle NY vs Philadelphia PA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
New Rochelle, NY
New York · Population: 48,198
- Median HH Income$48,535
- Median Home Price$920,484
- Unemployment9.7%
- Bachelor's+22.8%
Philadelphia, PA
Pennsylvania · Population: 1,582,432
- Median HH Income$60,698
- Median Home Price$233,814
- Unemployment8.4%
- Bachelor's+34.6%
Detailed Comparison
Demographics
Population
New Rochelle
48,198
Philadelphia
1,582,432
Philadelphia +
Pop. Density / sq mi
Lower = more space
New Rochelle
N/A
Philadelphia
N/A
Median Age
New Rochelle
40.7
Philadelphia
35.1
Philadelphia +
Foreign Born
New Rochelle
4.6%
Philadelphia
14.6%
Philadelphia +
White
New Rochelle
66.1%
New Rochelle +
Philadelphia
36.1%
Black
New Rochelle
17.8%
Philadelphia
39.9%
Philadelphia +
Asian
New Rochelle
2.3%
Philadelphia
7.8%
Philadelphia +
Hispanic
New Rochelle
8.0%
Philadelphia
15.2%
Philadelphia +
Spanish at Home
New Rochelle
N/A
Philadelphia
N/A
| Metric | New Rochelle, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Population | 48,198 | 1,582,432 | Philadelphia + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.7 | 35.1 | Philadelphia + |
| Foreign Born | 4.6% | 14.6% | Philadelphia + |
| White | 66.1% | 36.1% | New Rochelle + |
| Black | 17.8% | 39.9% | Philadelphia + |
| Asian | 2.3% | 7.8% | Philadelphia + |
| Hispanic | 8.0% | 15.2% | Philadelphia + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
New Rochelle
$48,535
Philadelphia
$60,698
Philadelphia +
Per Capita Income
New Rochelle
$30,033
Philadelphia
$37,669
Philadelphia +
Per Capita Personal Income (MSA)
BEA MSA-level
New Rochelle
$77,425
New Rochelle +
Philadelphia
$65,080
Unemployment Rate
New Rochelle
9.7%
Philadelphia
8.4%
Philadelphia +
Poverty Rate
New Rochelle
23.7%
Philadelphia
22.0%
Philadelphia +
Bachelor's Degree+
New Rochelle
22.8%
Philadelphia
34.6%
Philadelphia +
| Metric | New Rochelle, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Median HH Income | $48,535 | $60,698 | Philadelphia + |
| Per Capita Income | $30,033 | $37,669 | Philadelphia + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $65,080 | New Rochelle + |
| Unemployment Rate | 9.7% | 8.4% | Philadelphia + |
| Poverty Rate | 23.7% | 22.0% | Philadelphia + |
| Bachelor's Degree+ | 22.8% | 34.6% | Philadelphia + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
New Rochelle
$920,484
Philadelphia
$233,814
Philadelphia +
Homeownership Rate
New Rochelle
57.5%
New Rochelle +
Philadelphia
52.3%
| Metric | New Rochelle, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $920,484 | $233,814 | Philadelphia + |
| Homeownership Rate | 57.5% | 52.3% | New Rochelle + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
New Rochelle
434
Philadelphia
319
Philadelphia +
Property Crime / 100K
FBI CDE (state-level est.)
New Rochelle
1736
Philadelphia
1613
Philadelphia +
| Metric | New Rochelle, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 319 | Philadelphia + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1613 | Philadelphia + |
Health
Obesity Rate
CDC PLACES
New Rochelle
26.6%
Philadelphia
N/A
Diabetes Rate
CDC PLACES
New Rochelle
10.6%
Philadelphia
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
New Rochelle
13.8%
Philadelphia
N/A
No Health Insurance
CDC PLACES
New Rochelle
9.5%
Philadelphia
N/A
Binge Drinking
CDC PLACES
New Rochelle
14.9%
Philadelphia
N/A
Current Smokers
CDC PLACES
New Rochelle
9.3%
Philadelphia
N/A
| Metric | New Rochelle, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.6% | N/A | - |
| Diabetes RateCDC PLACES | 10.6% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 13.8% | N/A | - |
| No Health InsuranceCDC PLACES | 9.5% | N/A | - |
| Binge DrinkingCDC PLACES | 14.9% | N/A | - |
| Current SmokersCDC PLACES | 9.3% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
New Rochelle
N/A
Philadelphia
57.1°F
Annual Precipitation
NOAA 1991–2020 normal
New Rochelle
N/A
Philadelphia
48.5 in
| Metric | New Rochelle, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 57.1°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 48.5 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
New Rochelle
8.1 µg/m³
New Rochelle +
Philadelphia
9.8 µg/m³
Good Air Days
AQI ≤ 50
New Rochelle
75.0%
New Rochelle +
Philadelphia
55.0%
| Metric | New Rochelle, NY | Philadelphia, PA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 9.8 µg/m³ | New Rochelle + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | New Rochelle + |
Commute
Mean Commute Time
Census ACS
New Rochelle
20.0 min
New Rochelle +
Philadelphia
34.5 min
| Metric | New Rochelle, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 20.0 min | 34.5 min | New Rochelle + |
Which City is Right for You?
Philadelphia leads in median household income at $60,698, while philadelphia offers more affordable housing with a median home price of $233,814. On public safety, Philadelphia is safer with a violent crime rate of 319 per 100,000 residents, compared to 434 in New Rochelle. Philadelphia has a lower unemployment rate at 8.4%, and New Rochelle has cleaner air (PM2.5 avg 8.1 µg/m³).
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