New York NY vs Philadelphia PA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
New York, NY
New York · Population: 8,516,202
- Median HH Income$79,713
- Median Home Price$816,078
- Unemployment7.7%
- Bachelor's+41.0%
Philadelphia, PA
Pennsylvania · Population: 1,582,432
- Median HH Income$60,698
- Median Home Price$233,814
- Unemployment8.4%
- Bachelor's+34.6%
Detailed Comparison
Demographics
Population
New York
8,516,202
New York +
Philadelphia
1,582,432
Pop. Density / sq mi
Lower = more space
New York
N/A
Philadelphia
N/A
Median Age
New York
38.0
Philadelphia
35.1
Philadelphia +
Foreign Born
New York
36.5%
New York +
Philadelphia
14.6%
White
New York
35.9%
Philadelphia
36.1%
Philadelphia +
Black
New York
22.7%
Philadelphia
39.9%
Philadelphia +
Asian
New York
14.6%
New York +
Philadelphia
7.8%
Hispanic
New York
28.4%
New York +
Philadelphia
15.2%
Spanish at Home
New York
N/A
Philadelphia
N/A
| Metric | New York, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Population | 8,516,202 | 1,582,432 | New York + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.0 | 35.1 | Philadelphia + |
| Foreign Born | 36.5% | 14.6% | New York + |
| White | 35.9% | 36.1% | Philadelphia + |
| Black | 22.7% | 39.9% | Philadelphia + |
| Asian | 14.6% | 7.8% | New York + |
| Hispanic | 28.4% | 15.2% | New York + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
New York
$79,713
New York +
Philadelphia
$60,698
Per Capita Income
New York
$50,776
New York +
Philadelphia
$37,669
Per Capita Personal Income (MSA)
BEA MSA-level
New York
$77,425
New York +
Philadelphia
$65,080
Unemployment Rate
New York
7.7%
New York +
Philadelphia
8.4%
Poverty Rate
New York
17.4%
New York +
Philadelphia
22.0%
Bachelor's Degree+
New York
41.0%
New York +
Philadelphia
34.6%
| Metric | New York, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Median HH Income | $79,713 | $60,698 | New York + |
| Per Capita Income | $50,776 | $37,669 | New York + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $65,080 | New York + |
| Unemployment Rate | 7.7% | 8.4% | New York + |
| Poverty Rate | 17.4% | 22.0% | New York + |
| Bachelor's Degree+ | 41.0% | 34.6% | New York + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
New York
$816,078
Philadelphia
$233,814
Philadelphia +
Homeownership Rate
New York
32.8%
Philadelphia
52.3%
Philadelphia +
| Metric | New York, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $816,078 | $233,814 | Philadelphia + |
| Homeownership Rate | 32.8% | 52.3% | Philadelphia + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
New York
434
Philadelphia
319
Philadelphia +
Property Crime / 100K
FBI CDE (state-level est.)
New York
1736
Philadelphia
1613
Philadelphia +
| Metric | New York, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 319 | Philadelphia + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1613 | Philadelphia + |
Health
Obesity Rate
CDC PLACES
New York
25.1%
Philadelphia
N/A
Diabetes Rate
CDC PLACES
New York
11.9%
Philadelphia
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
New York
15.4%
Philadelphia
N/A
No Health Insurance
CDC PLACES
New York
10.6%
Philadelphia
N/A
Binge Drinking
CDC PLACES
New York
16.9%
Philadelphia
N/A
Current Smokers
CDC PLACES
New York
11.4%
Philadelphia
N/A
| Metric | New York, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 25.1% | N/A | - |
| Diabetes RateCDC PLACES | 11.9% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.4% | N/A | - |
| No Health InsuranceCDC PLACES | 10.6% | N/A | - |
| Binge DrinkingCDC PLACES | 16.9% | N/A | - |
| Current SmokersCDC PLACES | 11.4% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
New York
55.4°F
New York +
Philadelphia
57.1°F
Annual Precipitation
NOAA 1991–2020 normal
New York
46.6 in
New York +
Philadelphia
48.5 in
| Metric | New York, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 55.4°F | 57.1°F | New York + |
| Annual PrecipitationNOAA 1991–2020 normal | 46.6 in | 48.5 in | New York + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
New York
8.1 µg/m³
New York +
Philadelphia
9.8 µg/m³
Good Air Days
AQI ≤ 50
New York
75.0%
New York +
Philadelphia
55.0%
| Metric | New York, NY | Philadelphia, PA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 9.8 µg/m³ | New York + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | New York + |
Commute
Mean Commute Time
Census ACS
New York
44.2 min
Philadelphia
34.5 min
Philadelphia +
| Metric | New York, NY | Philadelphia, PA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 44.2 min | 34.5 min | Philadelphia + |
Which City is Right for You?
New York leads in median household income at $79,713, while philadelphia offers more affordable housing with a median home price of $233,814. On public safety, Philadelphia is safer with a violent crime rate of 319 per 100,000 residents, compared to 434 in New York. New York has a lower unemployment rate at 7.7%, and New York has cleaner air (PM2.5 avg 8.1 µg/m³).
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